Art Ingram

Art Ingram

Assumable homes for sale in Osprey, FL

30 homesVA & FHA loansrates from 2.18% vs 6.95% today

Osprey assumption guide
8256 LARKSPUR Circle, Sarasota, FL, 34241 — assumable VA mortgage at 2.88%
VA
Active
74
$750,000$124,697 down
Rate
2.88%
6.95%today
Payment
$2,907/mo
$4,634today
  • 3beds
  • 2baths
  • 2,267sqft

8256 LARKSPUR Circle, Sarasota

6145 ANISE Drive, Sarasota, FL, 34238 — assumable VA mortgage at 3.10%
VA
Active
47
$725,000$125,003 down
Rate
3.10%
6.95%today
Payment
$2,839/mo
$4,401today
  • 4beds
  • 3baths
  • 2,329sqft

6145 ANISE Drive, Sarasota

2600 PALMETTO Street, Nokomis, FL, 34275 — assumable VA mortgage at 2.68%
VA
Active
36
$379,000$135,474 down
Rate
2.68%
6.95%today
Payment
$1,131/mo
$1,850today
  • 2beds
  • 2baths
  • 1,540sqft

2600 PALMETTO Street, Nokomis

3138 WILLIAMSBURG Street, Sarasota, FL, 34231 — assumable FHA mortgage at 2.97%
FHA
Active
68
$415,000$136,601 down
Rate
2.97%
6.95%today
Payment
$1,328/mo
$2,093today
  • 3beds
  • 2baths
  • 1,160sqft

3138 WILLIAMSBURG Street, Sarasota

289 VILLORESI Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.18%
FHA
Active
99
$949,900$855,824 down
Rate
2.18%
6.95%today
Payment
$860/mo
$1,183today
  • 3beds
  • 6baths
  • 3,273sqft

289 VILLORESI Boulevard, Nokomis

293 DAYLILY Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.50%
FHA
Active
50
$546,000$229,720 down
Rate
2.50%
6.95%today
Payment
$1,433/mo
$2,400today
  • 4beds
  • 3baths
  • 2,333sqft

293 DAYLILY Boulevard, Nokomis

5125 SANDY BEACH Avenue, Sarasota, FL, 34242 — assumable VA mortgage at 2.67%
VA
Active
41
$1,280,000$686,656 down
Rate
2.67%
6.95%today
Payment
$2,745/mo
$4,498today
  • 3beds
  • 2baths
  • 2,216sqft

5125 SANDY BEACH Avenue, Sarasota

11455 BLACKFIN Street, Venice, FL, 34292 — assumable VA mortgage at 2.79%
VA
Active
72
$515,000$286,533 down
Rate
2.79%
6.95%today
Payment
$1,071/mo
$1,728today
  • 3beds
  • 2baths
  • 1,551sqft

11455 BLACKFIN Street, Venice

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%
VA
Active
53
$470,000$286,137 down
Rate
2.93%
6.95%today
Payment
$1,053/mo
$1,554today
  • 3beds
  • 3baths
  • 1,525sqft

3917 SAWYERWOOD Road, Sarasota

177 VINADIO Boulevard, Nokomis, FL, 34275 — assumable FHA mortgage at 2.98%
FHA
Active
38
$575,000$285,512 down
Rate
2.98%
6.95%today
Payment
$1,367/mo
$2,151today
  • 3beds
  • 2baths
  • 1,796sqft

177 VINADIO Boulevard, Nokomis

583 PINE RANCH EAST Road, Osprey, FL, 34229 — assumable VA mortgage at 4.00%
VA
Active
53
$529,000$147,808 down
Rate
4.00%
6.95%today
Payment
$2,053/mo
$2,846today
  • 4beds
  • 2baths
  • 2,203sqft

583 PINE RANCH EAST Road, Osprey

1712 SIESTA Drive, Sarasota, FL, 34239 — assumable FHA mortgage at 3.41%
FHA
Active
21
$524,900$346,498 down
Rate
3.41%
6.95%today
Payment
$1,023/mo
$1,526today
  • 2beds
  • 1baths
  • 1,188sqft

1712 SIESTA Drive, Sarasota

4575 SATINLEAF Lane, Sarasota, FL, 34241 — assumable VA mortgage at 3.44%
VA
Active
45
$969,000$681,397 down
Rate
3.44%
6.95%today
Payment
$1,645/mo
$2,443today
  • 4beds
  • 3baths
  • 2,962sqft

4575 SATINLEAF Lane, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%
VA
Active
66
$824,900$622,779 down
Rate
3.53%
6.95%today
Payment
$1,338/mo
$1,966today
  • 3beds
  • 3baths
  • 2,514sqft

5325 ANTHONY Lane, Sarasota

5608 EASTWIND Drive, Sarasota, FL, 34233 — assumable VA mortgage at 3.69%
VA
Active
36
$810,000$473,455 down
Rate
3.69%
6.95%today
Payment
$1,963/mo
$2,826today
  • 4beds
  • 3baths
  • 2,637sqft

5608 EASTWIND Drive, Sarasota

5544 DINAH Lane, Sarasota, FL, 34231 — assumable VA mortgage at 3.69%
VA
Active
41
$1,650,000$933,196 down
Rate
3.69%
6.95%today
Payment
$3,822/mo
$5,503today
  • 6beds
  • 5baths
  • 4,433sqft

5544 DINAH Lane, Sarasota

1405 STRADA D ARGENTO, Venice, FL, 34292 — assumable FHA mortgage at 3.79%
FHA
Active
56
$425,000$273,734 down
Rate
3.79%
6.95%today
Payment
$913/mo
$1,298today
  • 3beds
  • 2baths
  • 1,507sqft

1405 STRADA D ARGENTO, Venice

3909 COLERIDGE Place, Sarasota, FL, 34241 — assumable FHA mortgage at 4.02%
FHA
Active
33
$324,900$186,129 down
Rate
4.02%
6.95%today
Payment
$820/mo
$1,135today
  • 2beds
  • 1baths
  • 850sqft

3909 COLERIDGE Place, Sarasota

4132 BROOKPOINTE Court, Sarasota, FL, 34238 — assumable VA mortgage at 5.85%
VA
Active
48
$599,500$23,055 down
Rate
5.85%
6.95%today
Payment
$5,015/mo
$5,376today
  • 3beds
  • 2baths
  • 2,268sqft

4132 BROOKPOINTE Court, Sarasota

3953 PRAIRIE DUNES Drive, Sarasota, FL, 34238 — assumable FHA mortgage at 4.07%
FHA
Active
68
$960,000$769,276 down
Rate
4.07%
6.95%today
Payment
$1,384/mo
$1,903today
  • 5beds
  • 4baths
  • 3,182sqft

3953 PRAIRIE DUNES Drive, Sarasota

4360 BRANDYWINE Drive, Sarasota, FL, 34241 — assumable VA mortgage at 4.16%
VA
Active
50
$759,000$530,976 down
Rate
4.16%
6.95%today
Payment
$1,369/mo
$1,862today
  • 4beds
  • 3baths
  • 2,623sqft

4360 BRANDYWINE Drive, Sarasota

6535 DRAW Lane #85, Sarasota, FL, 34238 — assumable VA mortgage at 6.67%
VA
Active
42
$298,500$3,685 down
Rate
6.67%
6.95%today
Payment
$1,965/mo
$2,022today
  • 2beds
  • 2baths
  • 1,374sqft

6535 DRAW Lane #85, Sarasota

6774 PASEO CASTILLE, Sarasota, FL, 34238 — assumable VA mortgage at 6.76%
VA
Active
38
$521,000$21,771 down
Rate
6.76%
6.95%today
Payment
$3,288/mo
$3,353today
  • 2beds
  • 2baths
  • 1,795sqft

6774 PASEO CASTILLE, Sarasota

288 SOLIERA Street, Nokomis, FL, 34275 — assumable VA mortgage at 6.84%
VA
Active
86
$499,900$34,184 down
Rate
6.84%
6.95%today
Payment
$3,081/mo
$3,115today
  • 3beds
  • 3baths
  • 1,988sqft

288 SOLIERA Street, Nokomis

516 CASAS BONITAS Way, Nokomis, FL, 34275 — assumable FHA mortgage at 6.96%
FHA
Active
25
$620,000$121,081 down
Rate
6.96%
6.95%today
Payment
$3,412/mo
$3,408today
  • 3beds
  • 2baths
  • 1,737sqft

516 CASAS BONITAS Way, Nokomis

4538 PAWNEE Trail #197, Sarasota, FL, 34233 — assumable FHA mortgage at 4.87%
FHA
Active
32
$159,900$120,232 down
Rate
4.87%
6.95%today
Payment
$338/mo
$422today
  • 2beds
  • 2baths
  • 1,258sqft

4538 PAWNEE Trail #197, Sarasota

4665 TUSCANA Drive, Sarasota, FL, 34241 — assumable VA mortgage at 6.84%
VA
Active
63
$1,125,000$333,380 down
Rate
6.84%
6.95%today
Payment
$5,237/mo
$5,296today
  • 4beds
  • 5baths
  • 3,668sqft

4665 TUSCANA Drive, Sarasota

4210 OLIVE Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 6.95%
FHA
Active
17
$374,500$79,583 down
Rate
6.95%
6.95%today
Payment
$1,993/mo
$1,993today
  • 3beds
  • 1baths
  • 1,081sqft

4210 OLIVE Avenue, Sarasota

17 BAYHEAD Lane, Osprey, FL, 34229 — assumable VA mortgage at 5.89%
VA
Active
100
$1,295,000$1,288,392 down
Rate
5.89%
6.95%today
Payment
$6,641/mo
$6,712today
  • 3beds
  • 2baths
  • 2,850sqft

17 BAYHEAD Lane, Osprey

3112 SAVOY Way, Sarasota, FL, 34232 — assumable FHA mortgage at 6.90%
FHA
Active
24
$245,000Potential short sale
Rate
6.90%
6.95%today
Payment
$1,856/mo
$1,865today
  • 2beds
  • 1baths
  • 1,095sqft

3112 SAVOY Way, Sarasota

Assuming a mortgage in Osprey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$338 /mo
Median cash to assume
$273,734
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.