Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Florida

200 homesFHA & VA loansrates from 2.48% vs 6.95% today

Florida assumption guide
9309 CARTHAGE Road, Spring Hill, FL, 34608 — assumable VA mortgage at 2.77%
VATop pick
Active
28
$182,850Potential short sale
Rate
2.77%
6.95%today
Payment
$863/mo
$1,395today
  • 2beds
  • 2baths
  • 1,195sqft

9309 CARTHAGE Road, Spring Hill

11160 136TH COURT Road, Dunnellon, FL, 34432 — assumable VA mortgage at 2.84%
VATop pick
Active
11
$149,000Potential short sale
Rate
2.84%
6.95%today
Payment
$723/mo
$1,159today
  • 2beds
  • 2baths
  • 1,517sqft

11160 136TH COURT Road, Dunnellon

2852 EASTHAM Lane, Kissimmee, FL, 34741 — assumable VA mortgage at 2.96%
VATop pick
Active
26
$300,000$15,597 down
Rate
2.96%
6.95%today
Payment
$1,343/mo
$2,119today
  • 3beds
  • 3baths
  • 1,776sqft

2852 EASTHAM Lane, Kissimmee

13348 PANAMA BEACH Court, Orlando, FL, 32827 — assumable VA mortgage at 3.00%
VATop pick
Active
46
$819,000Potential short sale
Rate
3.00%
6.95%today
Payment
$3,766/mo
$5,913today
  • 4beds
  • 4baths
  • 2,860sqft

13348 PANAMA BEACH Court, Orlando

1980 OLD DIXIE Highway, Titusville, FL, 32796 — assumable VA mortgage at 3.05%
VATop pick
Active
33
$155,000Potential short sale
Rate
3.05%
6.95%today
Payment
$776/mo
$1,211today
  • 3beds
  • 2baths
  • 1,020sqft

1980 OLD DIXIE Highway, Titusville

2038 MINCEY Terrace, North Port, FL, 34286 — assumable VA mortgage at 3.07%
VATop pick
Active
30
$350,000$4,251 down
Rate
3.07%
6.95%today
Payment
$1,638/mo
$2,549today
  • 3beds
  • 2baths
  • 1,832sqft

2038 MINCEY Terrace, North Port

2412 MARSHALL Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 3.10%
FHATop pick
Active
6
$189,000Potential short sale
Rate
3.10%
6.95%today
Payment
$901/mo
$1,397today
  • 3beds
  • 2baths
  • 1,070sqft

2412 MARSHALL Avenue, Sanford

11333 SILVERWOOD Court, Spring Hill, FL, 34609 — assumable VA mortgage at 3.10%
VATop pick
Active
38
$385,000Potential short sale
Rate
3.10%
6.95%today
Payment
$2,153/mo
$3,337today
  • 3beds
  • 2baths
  • 1,846sqft

11333 SILVERWOOD Court, Spring Hill

6000 109TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.11%
VATop pick
Active
42
$320,000$7,960 down
Rate
3.11%
6.95%today
Payment
$1,475/mo
$2,284today
  • 3beds
  • 2baths
  • 1,965sqft

6000 109TH Place, Ocala

2210 PURPLE ORCHID Place, Ruskin, FL, 33570 — assumable FHA mortgage at 3.14%
FHATop pick
Active
16
$325,000$16,013 down
Rate
3.14%
6.95%today
Payment
$1,475/mo
$2,275today
  • 4beds
  • 3baths
  • 2,577sqft

2210 PURPLE ORCHID Place, Ruskin

710 BLUEBILL Place, Kissimmee, FL, 34759 — assumable VA mortgage at 3.22%
VATop pick
Active
9
$235,000Potential short sale
Rate
3.22%
6.95%today
Payment
$1,127/mo
$1,721today
  • 3beds
  • 2baths
  • 1,252sqft

710 BLUEBILL Place, Kissimmee

532 ORANGE Drive #22, Altamonte Springs, FL, 32701 — assumable VA mortgage at 2.81%
VATop pick
Active
30
$119,900$10,440 down
Rate
2.81%
6.95%today
Payment
$514/mo
$827today
  • 3beds
  • 3baths
  • 1,416sqft

532 ORANGE Drive #22, Altamonte Springs

528 OCEAN SPRAY Drive, Ruskin, FL, 33570 — assumable VA mortgage at 2.87%
VATop pick
Active
25
$409,000$40,518 down
Rate
2.87%
6.95%today
Payment
$1,715/mo
$2,738today
  • 4beds
  • 4baths
  • 2,820sqft

528 OCEAN SPRAY Drive, Ruskin

2145 SANDY HOOK, Lakeland, FL, 33813 — assumable FHA mortgage at 2.87%
FHATop pick
Active
8
$210,000$14,053 down
Rate
2.87%
6.95%today
Payment
$916/mo
$1,462today
  • 3beds
  • 2baths
  • 1,404sqft

2145 SANDY HOOK, Lakeland

645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$280,000$6,909 down
Rate
2.875%
6.95%today
Payment
$1,286/mo
$2,052today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

364 GUADLUPE Street, Haines City, FL, 33844 — assumable FHA mortgage at 2.98%
FHATop pick
Active
22
$269,900$26,050 down
Rate
2.98%
6.95%today
Payment
$1,156/mo
$1,820today
  • 4beds
  • 2baths
  • 1,823sqft

364 GUADLUPE Street, Haines City

4601 20TH Avenue, Ocala, FL, 34479 — assumable VA mortgage at 2.99%
VATop pick
Active
16
$155,750$12,071 down
Rate
2.99%
6.95%today
Payment
$682/mo
$1,072today
  • 2beds
  • 2baths
  • 1,211sqft

4601 20TH Avenue, Ocala

3727 ALABAMA Avenue, St Petersburg, FL, 33703 — assumable FHA mortgage at 3.00%
FHATop pick
Active
16
$299,500$30,097 down
Rate
3.00%
6.95%today
Payment
$1,283/mo
$2,015today
  • 2beds
  • 1baths
  • 920sqft

3727 ALABAMA Avenue, St Petersburg

3003 SIKESTON Avenue, North Port, FL, 34286 — assumable FHA mortgage at 3.04%
FHATop pick
Active
24
$235,000$16,081 down
Rate
3.04%
6.95%today
Payment
$1,047/mo
$1,636today
  • 2beds
  • 2baths
  • 1,408sqft

3003 SIKESTON Avenue, North Port

5601 117TH LANE Road, Ocala, FL, 34476 — assumable FHA mortgage at 3.07%
FHATop pick
Active
17
$356,000$56,282 down
Rate
3.07%
6.95%today
Payment
$1,420/mo
$2,209today
  • 4beds
  • 2baths
  • 2,043sqft

5601 117TH LANE Road, Ocala

566 SUNLIT CORAL Street, Ruskin, FL, 33570 — assumable FHA mortgage at 3.09%
FHATop pick
Active
20
$330,999$26,681 down
Rate
3.09%
6.95%today
Payment
$1,445/mo
$2,242today
  • 5beds
  • 3baths
  • 2,415sqft

566 SUNLIT CORAL Street, Ruskin

8027 ACADIA ESTATES Court, Kissimmee, FL, 34747 — assumable VA mortgage at 3.11%
VATop pick
Active
8
$449,999$22,199 down
Rate
3.11%
6.95%today
Payment
$2,027/mo
$3,138today
  • 5beds
  • 5baths
  • 2,709sqft

8027 ACADIA ESTATES Court, Kissimmee

2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$395,000$22,121 down
Rate
3.11%
6.95%today
Payment
$1,763/mo
$2,729today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

7300 BELLOWS FALLS Lane, Hudson, FL, 34667 — assumable FHA mortgage at 3.11%
FHATop pick
Active
48
$234,900$18,671 down
Rate
3.11%
6.95%today
Payment
$1,024/mo
$1,586today
  • 3beds
  • 3baths
  • 1,732sqft

7300 BELLOWS FALLS Lane, Hudson

513 LEMON Street, Auburndale, FL, 33823 — assumable FHA mortgage at 3.45%
FHATop pick
Active
10
$219,900Potential short sale
Rate
3.45%
6.95%today
Payment
$1,095/mo
$1,625today
  • 3beds
  • 2baths
  • 1,299sqft

513 LEMON Street, Auburndale

1818 DANBURY Drive, Sun City Center, FL, 33573 — assumable VA mortgage at 2.67%
VA
Active
30
$271,000$49,520 down
Rate
2.67%
6.95%today
Payment
$1,027/mo
$1,683today
  • 2beds
  • 2baths
  • 1,852sqft

1818 DANBURY Drive, Sun City Center

440 KENSINGTON VIEW Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
32
$269,000$52,122 down
Rate
2.68%
6.95%today
Payment
$1,005/mo
$1,644today
  • 3beds
  • 2baths
  • 1,688sqft

440 KENSINGTON VIEW Drive, Winter Haven

5197 PEBBLE BEACH Boulevard, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.75%
FHA
Active
54
$335,000$52,987 down
Rate
2.75%
6.95%today
Payment
$1,520/mo
$2,464today
  • 2beds
  • 2baths
  • 1,677sqft

5197 PEBBLE BEACH Boulevard, Winter Haven

4115 CHATHAM OAK Court #215, Tampa, FL, 33624 — assumable VA mortgage at 2.78%
VA
Active
60
$129,000$22,774 down
Rate
2.78%
6.95%today
Payment
$491/mo
$792today
  • 1beds
  • 1baths
  • 593sqft

4115 CHATHAM OAK Court #215, Tampa

1282 CITRUS LANDINGS Boulevard, Davenport, FL, 33837 — assumable FHA mortgage at 2.80%
FHA
Active
28
$350,000$67,512 down
Rate
2.80%
6.95%today
Payment
$1,307/mo
$2,106today
  • 4beds
  • 3baths
  • 1,978sqft

1282 CITRUS LANDINGS Boulevard, Davenport

2537 LONGPINE Lane, St Cloud, FL, 34772 — assumable VA mortgage at 2.80%
VA
Active
21
$164,900$31,117 down
Rate
2.80%
6.95%today
Payment
$616/mo
$993today
  • 2beds
  • 2baths
  • 1,558sqft

2537 LONGPINE Lane, St Cloud

1009 RONLIN Street, Haines City, FL, 33844 — assumable FHA mortgage at 2.84%
FHA
Active
38
$320,000$8,896 down
Rate
2.84%
6.95%today
Payment
$1,440/mo
$2,307today
  • 4beds
  • 3baths
  • 3,628sqft

1009 RONLIN Street, Haines City

4086 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.86%
FHA
Active
53
$389,900$66,263 down
Rate
2.86%
6.95%today
Payment
$1,501/mo
$2,399today
  • 3beds
  • 2baths
  • 1,578sqft

4086 GARDNER Drive, Port Charlotte

1513 OBERLIN Terrace, Lake Mary, FL, 32746 — assumable VA mortgage at 2.86%
VA
Active
32
$409,900$72,285 down
Rate
2.86%
6.95%today
Payment
$1,566/mo
$2,503today
  • 4beds
  • 3baths
  • 2,264sqft

1513 OBERLIN Terrace, Lake Mary

8320 43RD Way, Pinellas Park, FL, 33781 — assumable FHA mortgage at 2.87%
FHA
Active
50
$305,000$60,045 down
Rate
2.87%
6.95%today
Payment
$1,140/mo
$1,820today
  • 3beds
  • 1baths
  • 1,192sqft

8320 43RD Way, Pinellas Park

2266 MANOR Court, Clearwater, FL, 33763 — assumable VA mortgage at 2.87%
VA
Active
28
$439,900$82,794 down
Rate
2.87%
6.95%today
Payment
$1,658/mo
$2,647today
  • 4beds
  • 2baths
  • 1,508sqft

2266 MANOR Court, Clearwater

Assuming a mortgage in Florida

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.48%
Lowest existing payment
$333 /mo
Median cash to assume
$65,930
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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