Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Zephyrhills, FL

32 homesFHA & VA loansrates from 2.79% vs 6.95% today

Zephyrhills assumption guide
4921 6TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.98%
FHA
Active
15
$265,000$72,588 down
Rate
2.98%
6.95%today
Payment
$908/mo
$1,430today
  • 3beds
  • 2baths
  • 1,064sqft

4921 6TH Street, Zephyrhills

6020 17TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.55%
FHA
Active
31
$260,000$45,409 down
Rate
3.55%
6.95%today
Payment
$1,065/mo
$1,560today
  • 3beds
  • 2baths
  • 1,200sqft

6020 17TH Street, Zephyrhills

36412 LE SABRE Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.79%
FHA
Active
49
$145,000$63,063 down
Rate
2.79%
6.95%today
Payment
$384/mo
$620today
  • 2beds
  • 2baths
  • 1,056sqft

36412 LE SABRE Way, Zephyrhills

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
49
$205,000$113,393 down
Rate
2.83%
6.95%today
Payment
$433/mo
$695today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

4824 8TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 2.90%
VA
Active
40
$224,000$95,082 down
Rate
2.90%
6.95%today
Payment
$617/mo
$982today
  • 2beds
  • 2baths
  • 1,090sqft

4824 8TH Street, Zephyrhills

39443 8TH Avenue, Zephyrhills, FL, 33542 — assumable VA mortgage at 4.99%
VA
Active
25
$310,000$23,077 down
Rate
4.99%
6.95%today
Payment
$1,641/mo
$2,026today
  • 4beds
  • 3baths
  • 2,155sqft

39443 8TH Avenue, Zephyrhills

38912 CARR Drive, Zephyrhills, FL, 33540 — assumable FHA mortgage at 4.98%
FHA
Active
61
$345,000$42,163 down
Rate
4.98%
6.95%today
Payment
$1,735/mo
$2,145today
  • 3beds
  • 2baths
  • 1,392sqft

38912 CARR Drive, Zephyrhills

6781 BASSWOOD Circle, Zephyrhills, FL, 33542 — assumable VA mortgage at 3.94%
VA
Active
33
$275,000$146,871 down
Rate
3.94%
6.95%today
Payment
$741/mo
$1,035today
  • 2beds
  • 2baths
  • 1,443sqft

6781 BASSWOOD Circle, Zephyrhills

6540 FOXMOOR Drive, Zephyrhills, FL, 33542 — assumable VA mortgage at 4.16%
VA
Active
38
$289,000$188,296 down
Rate
4.16%
6.95%today
Payment
$657/mo
$894today
  • 2beds
  • 2baths
  • 1,570sqft

6540 FOXMOOR Drive, Zephyrhills

4753 SILVER Circle, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.08%
VA
Active
39
$199,000Potential short sale
Rate
6.08%
6.95%today
Payment
$1,270/mo
$1,390today
  • 2beds
  • 2baths
  • 1,034sqft

4753 SILVER Circle, Zephyrhills

6773 RIPPLE POND Loop, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.13%
FHA
Active
32
$230,000Potential short sale
Rate
6.13%
6.95%today
Payment
$1,548/mo
$1,686today
  • 2beds
  • 2baths
  • 1,413sqft

6773 RIPPLE POND Loop, Zephyrhills

4746 LAMAR Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.58%
FHA
Active
31
$285,000Potential short sale
Rate
6.58%
6.95%today
Payment
$1,823/mo
$1,893today
  • 2beds
  • 1baths
  • 864sqft

4746 LAMAR Road, Zephyrhills

36515 CAMP FIRE Terrace, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.62%
VA
Active
67
$265,000Potential short sale
Rate
6.62%
6.95%today
Payment
$1,738/mo
$1,798today
  • 3beds
  • 3baths
  • 1,634sqft

36515 CAMP FIRE Terrace, Zephyrhills

36420 GARDEN WALL Way, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.67%
VA
Active
50
$342,000$5,827 down
Rate
6.67%
6.95%today
Payment
$2,240/mo
$2,305today
  • 4beds
  • 3baths
  • 2,073sqft

36420 GARDEN WALL Way, Zephyrhills

7014 RIPPLE POND Loop, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.29%
FHA
Active
40
$279,000$4,070 down
Rate
7.29%
6.95%today
Payment
$1,936/mo
$1,871today
  • 3beds
  • 3baths
  • 1,787sqft

7014 RIPPLE POND Loop, Zephyrhills

37093 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.76%
FHA
Active
20
$325,000$8,794 down
Rate
7.76%
6.95%today
Payment
$2,324/mo
$2,145today
  • 3beds
  • 2baths
  • 1,690sqft

37093 SHARKS EYE Lane, Zephyrhills

6232 HUNTINGTON Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 4.49%
FHA
Active
60
$295,000$200,909 down
Rate
4.49%
6.95%today
Payment
$749/mo
$980today
  • 3beds
  • 2baths
  • 1,534sqft

6232 HUNTINGTON Drive, Zephyrhills

37396 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.72%
FHA
Active
32
$312,900$24,012 down
Rate
6.72%
6.95%today
Payment
$1,905/mo
$1,950today
  • 3beds
  • 2baths
  • 1,584sqft

37396 SHARKS EYE Lane, Zephyrhills

36488 WELL HILL Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.73%
FHA
Active
65
$264,900$20,159 down
Rate
6.73%
6.95%today
Payment
$1,620/mo
$1,657today
  • 3beds
  • 3baths
  • 1,634sqft

36488 WELL HILL Way, Zephyrhills

6444 ASHVILLE Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 5.89%
FHA
Active
59
$317,900$62,009 down
Rate
5.89%
6.95%today
Payment
$1,761/mo
$1,944today
  • 3beds
  • 2baths
  • 1,492sqft

6444 ASHVILLE Drive, Zephyrhills

4920 17TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.43%
VA
Active
61
$270,000$31,550 down
Rate
6.43%
6.95%today
Payment
$1,556/mo
$1,642today
  • 2beds
  • 1baths
  • 1,385sqft

4920 17TH Street, Zephyrhills

4920 17TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.43%
VA
Active
61
$270,000$31,550 down
Rate
6.43%
6.95%today
Payment
$1,556/mo
$1,642today
  • 2beds
  • 1baths
  • 1,385sqft

4920 17TH Street, Zephyrhills

4430 SAND DOLLAR Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.65%
FHA
Active
24
$351,000$43,015 down
Rate
6.65%
6.95%today
Payment
$2,005/mo
$2,067today
  • 3beds
  • 3baths
  • 1,961sqft

4430 SAND DOLLAR Way, Zephyrhills

37092 KINGS CROWN Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.99%
VA
Active
40
$367,000$44,718 down
Rate
6.99%
6.95%today
Payment
$2,192/mo
$2,184today
  • 4beds
  • 3baths
  • 2,305sqft

37092 KINGS CROWN Drive, Zephyrhills

3933 ALLEN Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.42%
FHA
Active
34
$499,900$132,167 down
Rate
6.42%
6.95%today
Payment
$2,400/mo
$2,535today
  • 3beds
  • 2baths
  • 2,600sqft

3933 ALLEN Road, Zephyrhills

39352 LINCOLN Avenue, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.66%
VA
Active
55
$395,000$125,809 down
Rate
6.66%
6.95%today
Payment
$1,779/mo
$1,832today
  • 3beds
  • 2baths
  • 2,078sqft

39352 LINCOLN Avenue, Zephyrhills

6814 FOUNDERS Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 6.03%
FHA
Active
76
$229,900$171,445 down
Rate
6.03%
6.95%today
Payment
$684/mo
$753today
  • 4beds
  • 2baths
  • 1,904sqft

6814 FOUNDERS Street, Zephyrhills

37908 PRAIRIE ROSE Loop, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.19%
VA
Active
58
$240,000Potential short sale
Rate
6.19%
6.95%today
Payment
$1,732/mo
$1,873today
  • 3beds
  • 2baths
  • 1,260sqft

37908 PRAIRIE ROSE Loop, Zephyrhills

38310 PEAR Court, Zephyrhills, FL, 33542 — assumable FHA mortgage at 6.21%
FHA
Active
74
$314,900$260,762 down
Rate
6.21%
6.95%today
Payment
$711/mo
$768today
  • 4beds
  • 2baths
  • 2,326sqft

38310 PEAR Court, Zephyrhills

37607 NEUKOM Avenue, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.59%
FHA
Active
51
$200,000$117,842 down
Rate
6.59%
6.95%today
Payment
$868/mo
$900today
  • 2beds
  • 2baths
  • 1,290sqft

37607 NEUKOM Avenue, Zephyrhills

6330 12TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 6.77%
FHA
Active
$175,000Potential short sale
Rate
6.77%
6.95%today
Payment
$2,425/mo
$2,470today
  • 4beds
  • 3baths
  • 1,670sqft

6330 12TH Street, Zephyrhills

36569 SMITHFIELD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.81%
FHA
Active
30
$300,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,339/mo
$2,372today
  • 5beds
  • 3baths
  • 2,389sqft

36569 SMITHFIELD Lane, Zephyrhills

Assuming a mortgage in Zephyrhills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.79%
Lowest existing payment
$384 /mo
Median cash to assume
$45,409
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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