Art Ingram

Art Ingram

Assumable homes for sale in Zephyrhills, FL

38 homesFHA & VA loansrates from 2.77% vs 6.95% today

Zephyrhills assumption guide
35265 GENDRY Street, Zephyrhills, FL, 33541 — assumable VA mortgage at 3.14%
VA
Active
29
$290,000$38,822 down
Rate
3.14%
6.95%today
Payment
$1,196/mo
$1,845today
  • 3beds
  • 2baths
  • 1,513sqft

35265 GENDRY Street, Zephyrhills

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$108,189 down
Rate
2.87%
6.95%today
Payment
$965/mo
$1,540today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

3318 CARNATION Lane, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.77%
VA
Active
63
$142,900$69,749 down
Rate
2.77%
6.95%today
Payment
$344/mo
$556today
  • 2beds
  • 2baths
  • 1,152sqft

3318 CARNATION Lane, Zephyrhills

36412 LE SABRE Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.79%
FHA
Active
49
$145,000$63,063 down
Rate
2.79%
6.95%today
Payment
$384/mo
$620today
  • 2beds
  • 2baths
  • 1,056sqft

36412 LE SABRE Way, Zephyrhills

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
49
$205,000$113,393 down
Rate
2.83%
6.95%today
Payment
$433/mo
$695today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

6019 EVANSBROOK Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.89%
VA
Active
27
$362,499$167,651 down
Rate
2.89%
6.95%today
Payment
$930/mo
$1,481today
  • 4beds
  • 3baths
  • 2,087sqft

6019 EVANSBROOK Drive, Zephyrhills

6803 EZRA LOFT Place, Zephyrhills, FL, 33541 — assumable FHA mortgage at 3.77%
FHA
Active
31
$345,000$125,491 down
Rate
3.77%
6.95%today
Payment
$1,185/mo
$1,690today
  • 5beds
  • 3baths
  • 2,605sqft

6803 EZRA LOFT Place, Zephyrhills

5461 MAGDALENE Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 5.23%
FHA
Active
53
$360,000$17,636 down
Rate
5.23%
6.95%today
Payment
$2,013/mo
$2,418today
  • 5beds
  • 3baths
  • 2,605sqft

5461 MAGDALENE Way, Zephyrhills

3706 ZEPHYR PRESERVE Place, Zephyrhills, FL, 33541 — assumable FHA mortgage at 5.41%
FHA
Active
39
$369,900$31,248 down
Rate
5.41%
6.95%today
Payment
$2,021/mo
$2,380today
  • 4beds
  • 3baths
  • 1,895sqft

3706 ZEPHYR PRESERVE Place, Zephyrhills

6946 TALAMORE Drive, Wesley Chapel, FL, 33545 — assumable VA mortgage at 5.27%
VA
Active
76
$725,000$118,137 down
Rate
5.27%
6.95%today
Payment
$3,582/mo
$4,284today
  • 4beds
  • 5baths
  • 2,920sqft

6946 TALAMORE Drive, Wesley Chapel

6540 FOXMOOR Drive, Zephyrhills, FL, 33542 — assumable VA mortgage at 4.16%
VA
Active
38
$289,000$188,296 down
Rate
4.16%
6.95%today
Payment
$657/mo
$894today
  • 2beds
  • 2baths
  • 1,570sqft

6540 FOXMOOR Drive, Zephyrhills

4753 SILVER Circle, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.08%
VA
Active
39
$199,000Potential short sale
Rate
6.08%
6.95%today
Payment
$1,270/mo
$1,390today
  • 2beds
  • 2baths
  • 1,034sqft

4753 SILVER Circle, Zephyrhills

6773 RIPPLE POND Loop, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.13%
FHA
Active
32
$230,000Potential short sale
Rate
6.13%
6.95%today
Payment
$1,548/mo
$1,686today
  • 2beds
  • 2baths
  • 1,413sqft

6773 RIPPLE POND Loop, Zephyrhills

4746 LAMAR Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.58%
FHA
Active
31
$285,000Potential short sale
Rate
6.58%
6.95%today
Payment
$1,823/mo
$1,893today
  • 2beds
  • 1baths
  • 864sqft

4746 LAMAR Road, Zephyrhills

36515 CAMP FIRE Terrace, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.62%
VA
Active
67
$265,000Potential short sale
Rate
6.62%
6.95%today
Payment
$1,738/mo
$1,798today
  • 3beds
  • 3baths
  • 1,634sqft

36515 CAMP FIRE Terrace, Zephyrhills

36420 GARDEN WALL Way, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.67%
VA
Active
50
$342,000$5,827 down
Rate
6.67%
6.95%today
Payment
$2,240/mo
$2,305today
  • 4beds
  • 3baths
  • 2,073sqft

36420 GARDEN WALL Way, Zephyrhills

35542 BELLINGTON Boulevard, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.87%
FHA
Active
61
$365,000Potential short sale
Rate
6.87%
6.95%today
Payment
$2,468/mo
$2,488today
  • 4beds
  • 2baths
  • 1,705sqft

35542 BELLINGTON Boulevard, Zephyrhills

7014 RIPPLE POND Loop, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.29%
FHA
Active
40
$279,000$4,070 down
Rate
7.29%
6.95%today
Payment
$1,936/mo
$1,871today
  • 3beds
  • 3baths
  • 1,787sqft

7014 RIPPLE POND Loop, Zephyrhills

37093 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 7.76%
FHA
Active
20
$325,000$8,794 down
Rate
7.76%
6.95%today
Payment
$2,324/mo
$2,145today
  • 3beds
  • 2baths
  • 1,690sqft

37093 SHARKS EYE Lane, Zephyrhills

6232 HUNTINGTON Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 4.49%
FHA
Active
60
$295,000$200,909 down
Rate
4.49%
6.95%today
Payment
$749/mo
$980today
  • 3beds
  • 2baths
  • 1,534sqft

6232 HUNTINGTON Drive, Zephyrhills

35651 BUTTONWEED Trail, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.33%
VA
Active
35
$385,000$30,259 down
Rate
6.33%
6.95%today
Payment
$2,304/mo
$2,456today
  • 4beds
  • 3baths
  • 2,260sqft

35651 BUTTONWEED Trail, Zephyrhills

35598 BELLINGTON Boulevard, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.63%
VA
Active
40
$389,990$30,532 down
Rate
6.63%
6.95%today
Payment
$2,371/mo
$2,450today
  • 3beds
  • 2baths
  • 1,567sqft

35598 BELLINGTON Boulevard, Zephyrhills

37396 SHARKS EYE Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.72%
FHA
Active
32
$312,900$24,012 down
Rate
6.72%
6.95%today
Payment
$1,905/mo
$1,950today
  • 3beds
  • 2baths
  • 1,584sqft

37396 SHARKS EYE Lane, Zephyrhills

36488 WELL HILL Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.73%
FHA
Active
65
$264,900$20,159 down
Rate
6.73%
6.95%today
Payment
$1,620/mo
$1,657today
  • 3beds
  • 3baths
  • 1,634sqft

36488 WELL HILL Way, Zephyrhills

6444 ASHVILLE Drive, Zephyrhills, FL, 33542 — assumable FHA mortgage at 5.89%
FHA
Active
59
$317,900$62,009 down
Rate
5.89%
6.95%today
Payment
$1,761/mo
$1,944today
  • 3beds
  • 2baths
  • 1,492sqft

6444 ASHVILLE Drive, Zephyrhills

7201 TALAMORE Drive, Wesley Chapel, FL, 33545 — assumable VA mortgage at 6.27%
VA
Active
52
$770,000$102,032 down
Rate
6.27%
6.95%today
Payment
$4,292/mo
$4,604today
  • 5beds
  • 5baths
  • 3,461sqft

7201 TALAMORE Drive, Wesley Chapel

36370 WELL HILL Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.49%
FHA
Active
54
$280,000$45,103 down
Rate
6.49%
6.95%today
Payment
$1,518/mo
$1,592today
  • 3beds
  • 3baths
  • 1,634sqft

36370 WELL HILL Way, Zephyrhills

35609 WELBY Court, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.50%
FHA
Active
22
$425,000$44,249 down
Rate
6.50%
6.95%today
Payment
$2,451/mo
$2,567today
  • 4beds
  • 3baths
  • 2,263sqft

35609 WELBY Court, Zephyrhills

36227 JOSEPH BLAKE Street, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.60%
FHA
Active
64
$343,500$34,563 down
Rate
6.60%
6.95%today
Payment
$2,007/mo
$2,080today
  • 3beds
  • 3baths
  • 2,319sqft

36227 JOSEPH BLAKE Street, Zephyrhills

4430 SAND DOLLAR Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.65%
FHA
Active
24
$351,000$43,015 down
Rate
6.65%
6.95%today
Payment
$2,005/mo
$2,067today
  • 3beds
  • 3baths
  • 1,961sqft

4430 SAND DOLLAR Way, Zephyrhills

37092 KINGS CROWN Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 6.99%
VA
Active
40
$367,000$44,718 down
Rate
6.99%
6.95%today
Payment
$2,192/mo
$2,184today
  • 4beds
  • 3baths
  • 2,305sqft

37092 KINGS CROWN Drive, Zephyrhills

3933 ALLEN Road, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.42%
FHA
Active
34
$499,900$132,167 down
Rate
6.42%
6.95%today
Payment
$2,400/mo
$2,535today
  • 3beds
  • 2baths
  • 2,600sqft

3933 ALLEN Road, Zephyrhills

35575 BUTTONWEED TRL, Zephyrhills, FL, 33541 — assumable FHA mortgage at 5.52%
FHA
Active
33
$305,000Potential short sale
Rate
5.52%
6.95%today
Payment
$2,012/mo
$2,341today
  • 3beds
  • 2baths
  • 1,365sqft

35575 BUTTONWEED TRL, Zephyrhills

6814 FOUNDERS Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 6.03%
FHA
Active
76
$229,900$171,445 down
Rate
6.03%
6.95%today
Payment
$684/mo
$753today
  • 4beds
  • 2baths
  • 1,904sqft

6814 FOUNDERS Street, Zephyrhills

37908 PRAIRIE ROSE Loop, Zephyrhills, FL, 33542 — assumable VA mortgage at 6.19%
VA
Active
58
$240,000Potential short sale
Rate
6.19%
6.95%today
Payment
$1,732/mo
$1,873today
  • 3beds
  • 2baths
  • 1,260sqft

37908 PRAIRIE ROSE Loop, Zephyrhills

36569 SMITHFIELD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 6.81%
FHA
Active
30
$300,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,339/mo
$2,372today
  • 5beds
  • 3baths
  • 2,389sqft

36569 SMITHFIELD Lane, Zephyrhills

Assuming a mortgage in Zephyrhills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$344 /mo
Median cash to assume
$44,910
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.