Art Ingram

Art Ingram

Assumable homes for sale in Zephyrhills, FL

187 homesFHA & VA loansrates from 2.15% vs 6.95% today

Zephyrhills assumption guide
29913 SOUTHWELL Lane, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
23
$339,000$67,071 down
Rate
3.05%
6.95%today
Payment
$1,285/mo
$2,005today
  • 3beds
  • 3baths
  • 1,865sqft

29913 SOUTHWELL Lane, Wesley Chapel

29913 SOUTHWELL Lane, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 3.05%
FHA
Active
19
$339,000$67,071 down
Rate
3.05%
6.95%today
Payment
$1,285/mo
$2,005today
  • 3beds
  • 3baths
  • 1,865sqft

29913 SOUTHWELL Lane, Wesley Chapel

35265 GENDRY Street, Zephyrhills, FL, 33541 — assumable VA mortgage at 3.14%
VA
Active
29
$290,000$38,822 down
Rate
3.14%
6.95%today
Payment
$1,196/mo
$1,845today
  • 3beds
  • 2baths
  • 1,513sqft

35265 GENDRY Street, Zephyrhills

7774 SAIL CLOVER Lane, Zephyrhills, FL, 33540 — assumable FHA mortgage at 3.45%
FHA
Active
49
$337,000$37,321 down
Rate
3.45%
6.95%today
Payment
$1,468/mo
$2,177today
  • 4beds
  • 2baths
  • 1,846sqft

7774 SAIL CLOVER Lane, Zephyrhills

7804 DAVIE RAY Drive, Zephyrhills, FL, 33540 — assumable VA mortgage at 2.73%
VA
Active
40
$295,000$75,033 down
Rate
2.73%
6.95%today
Payment
$1,022/mo
$1,661today
  • 4beds
  • 2baths
  • 1,846sqft

7804 DAVIE RAY Drive, Zephyrhills

1561 TALLULAH Terrace, Wesley Chapel, FL, 33543 — assumable VA mortgage at 2.87%
VA
Active
25
$420,000$93,145 down
Rate
2.87%
6.95%today
Payment
$1,521/mo
$2,428today
  • 5beds
  • 4baths
  • 2,471sqft

1561 TALLULAH Terrace, Wesley Chapel

31527 CANNON RUSH Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.90%
VA
Active
82
$374,990$65,632 down
Rate
2.90%
6.95%today
Payment
$1,438/mo
$2,287today
  • 2beds
  • 2baths
  • 1,968sqft

31527 CANNON RUSH Drive, San Antonio

4921 6TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.98%
FHA
Active
15
$265,000$72,588 down
Rate
2.98%
6.95%today
Payment
$908/mo
$1,430today
  • 3beds
  • 2baths
  • 1,064sqft

4921 6TH Street, Zephyrhills

6020 17TH Street, Zephyrhills, FL, 33542 — assumable FHA mortgage at 3.55%
FHA
Active
31
$260,000$45,409 down
Rate
3.55%
6.95%today
Payment
$1,065/mo
$1,560today
  • 3beds
  • 2baths
  • 1,200sqft

6020 17TH Street, Zephyrhills

35418 ACKLEY Trace, Zephyrhills, FL, 33541 — assumable FHA mortgage at 3.75%
FHA
Active
60
$379,900$33,880 down
Rate
3.75%
6.95%today
Payment
$1,659/mo
$2,372today
  • 5beds
  • 3baths
  • 2,217sqft

35418 ACKLEY Trace, Zephyrhills

7788 STONEBROOK Circle, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.17%
FHA
Active
34
$309,999$88,932 down
Rate
3.17%
6.95%today
Payment
$1,075/mo
$1,652today
  • 3beds
  • 2baths
  • 1,587sqft

7788 STONEBROOK Circle, Wesley Chapel

15246 ANGUILLA ISLE Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.80%
VA
Active
97
$524,000$202,076 down
Rate
2.80%
6.95%today
Payment
$1,490/mo
$2,400today
  • 4beds
  • 3baths
  • 2,888sqft

15246 ANGUILLA ISLE Avenue, Tampa

3281 GENTLE DELL, Wesley Chapel, FL, 33543 — assumable VA mortgage at 2.83%
VA
Active
43
$335,000$125,521 down
Rate
2.83%
6.95%today
Payment
$991/mo
$1,590today
  • 3beds
  • 3baths
  • 1,801sqft

3281 GENTLE DELL, Wesley Chapel

6977 ABBYWOOD Lane, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.87%
FHA
Active
46
$315,000$108,189 down
Rate
2.87%
6.95%today
Payment
$965/mo
$1,540today
  • 4beds
  • 2baths
  • 1,569sqft

6977 ABBYWOOD Lane, Zephyrhills

19206 BRIARBROOK Drive, Tampa, FL, 33647 — assumable VA mortgage at 2.90%
VA
Active
39
$734,000$261,156 down
Rate
2.90%
6.95%today
Payment
$2,223/mo
$3,535today
  • 6beds
  • 4baths
  • 4,199sqft

19206 BRIARBROOK Drive, Tampa

32688 CANYONLANDS Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.96%
FHA
Active
25
$410,000$125,403 down
Rate
2.96%
6.95%today
Payment
$1,347/mo
$2,125today
  • 4beds
  • 3baths
  • 2,260sqft

32688 CANYONLANDS Drive, Wesley Chapel

28850 LINDENHURST Drive, Wesley Chapel, FL, 33544 — assumable FHA mortgage at 3.12%
FHA
Active
67
$565,000$194,516 down
Rate
3.12%
6.95%today
Payment
$1,757/mo
$2,717today
  • 4beds
  • 4baths
  • 1,804sqft

28850 LINDENHURST Drive, Wesley Chapel

31803 LOCH ALINE Drive, Wesley Chapel, FL, 33545 — assumable FHA mortgage at 3.64%
FHA
Active
23
$299,999$88,600 down
Rate
3.64%
6.95%today
Payment
$1,122/mo
$1,625today
  • 4beds
  • 3baths
  • 2,564sqft

31803 LOCH ALINE Drive, Wesley Chapel

7430 POOL COMPASS Loop, Wesley Chapel, FL, 33545 — assumable VA mortgage at 3.23%
VA
Active
90
$550,000$179,513 down
Rate
3.23%
6.95%today
Payment
$1,859/mo
$2,835today
  • 4beds
  • 3baths
  • 2,922sqft

7430 POOL COMPASS Loop, Wesley Chapel

1295 MONTGOMERY BELL Road, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.24%
VA
Active
39
$484,990$160,357 down
Rate
3.24%
6.95%today
Payment
$1,631/mo
$2,483today
  • 4beds
  • 3baths
  • 2,571sqft

1295 MONTGOMERY BELL Road, Wesley Chapel

1842 RIDGELAKE Court, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.15%
FHA
Active
15
$520,000$388,600 down
Rate
2.15%
6.95%today
Payment
$1,191/mo
$1,641today
  • 3beds
  • 2baths
  • 2,066sqft

1842 RIDGELAKE Court, Wesley Chapel

31406 MANGO FADE Way, San Antonio, FL, 33576 — assumable FHA mortgage at 2.68%
FHA
Active
19
$317,700$129,044 down
Rate
2.68%
6.95%today
Payment
$874/mo
$1,430today
  • 3beds
  • 2baths
  • 1,587sqft

31406 MANGO FADE Way, San Antonio

10802 CELTIC WOODS Avenue, Tampa, FL, 33647 — assumable VA mortgage at 2.70%
VA
Active
25
$292,500$132,100 down
Rate
2.70%
6.95%today
Payment
$734/mo
$1,198today
  • 3beds
  • 3baths
  • 1,815sqft

10802 CELTIC WOODS Avenue, Tampa

3318 CARNATION Lane, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.77%
VA
Active
63
$142,900$69,749 down
Rate
2.77%
6.95%today
Payment
$344/mo
$556today
  • 2beds
  • 2baths
  • 1,152sqft

3318 CARNATION Lane, Zephyrhills

36412 LE SABRE Way, Zephyrhills, FL, 33541 — assumable FHA mortgage at 2.79%
FHA
Active
49
$145,000$63,063 down
Rate
2.79%
6.95%today
Payment
$384/mo
$620today
  • 2beds
  • 2baths
  • 1,056sqft

36412 LE SABRE Way, Zephyrhills

36749 JODI Avenue, Zephyrhills, FL, 33542 — assumable FHA mortgage at 2.83%
FHA
Active
49
$205,000$113,393 down
Rate
2.83%
6.95%today
Payment
$433/mo
$695today
  • 2beds
  • 2baths
  • 1,200sqft

36749 JODI Avenue, Zephyrhills

9916 CLEGHORN Drive, San Antonio, FL, 33576 — assumable VA mortgage at 2.83%
VA
Active
28
$330,000$221,100 down
Rate
2.83%
6.95%today
Payment
$515/mo
$827today
  • 3beds
  • 2baths
  • 1,749sqft

9916 CLEGHORN Drive, San Antonio

7231 REMINGTON OAKS Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 2.87%
FHA
Active
30
$399,900$164,976 down
Rate
2.87%
6.95%today
Payment
$1,093/mo
$1,745today
  • 4beds
  • 2baths
  • 1,698sqft

7231 REMINGTON OAKS Drive, Lakeland

10747 LAXER CAY Loop, San Antonio, FL, 33576 — assumable FHA mortgage at 2.89%
FHA
Active
67
$579,000$299,843 down
Rate
2.89%
6.95%today
Payment
$1,332/mo
$2,122today
  • 4beds
  • 3baths
  • 2,528sqft

10747 LAXER CAY Loop, San Antonio

6019 EVANSBROOK Drive, Zephyrhills, FL, 33541 — assumable VA mortgage at 2.89%
VA
Active
27
$362,499$167,651 down
Rate
2.89%
6.95%today
Payment
$930/mo
$1,481today
  • 4beds
  • 3baths
  • 2,087sqft

6019 EVANSBROOK Drive, Zephyrhills

4824 8TH Street, Zephyrhills, FL, 33542 — assumable VA mortgage at 2.90%
VA
Active
40
$224,000$95,082 down
Rate
2.90%
6.95%today
Payment
$617/mo
$982today
  • 2beds
  • 2baths
  • 1,090sqft

4824 8TH Street, Zephyrhills

4527 REDCOAT Drive, Wesley Chapel, FL, 33543 — assumable FHA mortgage at 2.98%
FHA
Active
27
$624,000$309,824 down
Rate
2.98%
6.95%today
Payment
$1,493/mo
$2,351today
  • 4beds
  • 2baths
  • 2,111sqft

4527 REDCOAT Drive, Wesley Chapel

10144 ARBOR RUN Drive #31, Tampa, FL, 33647 — assumable VA mortgage at 3.00%
VA
Active
61
$359,900$359,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,628sqft

10144 ARBOR RUN Drive #31, Tampa

10227 QUAILS LANDING Avenue, Tampa, FL, 33647 — assumable VA mortgage at 3.00%
VA
Active
52
$560,000$560,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,333sqft

10227 QUAILS LANDING Avenue, Tampa

18018 JAVA ISLE Drive, Tampa, FL, 33647 — assumable VA mortgage at 3.00%
VA
Active
73
$685,000$685,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 2,979sqft

18018 JAVA ISLE Drive, Tampa

5116 CELLO WOOD Lane, Wesley Chapel, FL, 33543 — assumable VA mortgage at 3.00%
VA
Active
24
$365,000$365,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 4baths
  • 2,759sqft

5116 CELLO WOOD Lane, Wesley Chapel

Assuming a mortgage in Zephyrhills

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.15%
Lowest existing payment
$344 /mo
Median cash to assume
$107,661
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.