Art Ingram

Art Ingram

Assumable homes for sale in Winter Park, FL

200 homesFHA & VA loansrates from 2.20% vs 6.95% today

Winter Park assumption guide
532 ORANGE Drive #22, Altamonte Springs, FL, 32701 — assumable VA mortgage at 2.81%
VATop pick
Active
30
$119,900$10,440 down
Rate
2.81%
6.95%today
Payment
$514/mo
$827today
  • 3beds
  • 3baths
  • 1,416sqft

532 ORANGE Drive #22, Altamonte Springs

2563 WALNUT HEIGHTS Road, Apopka, FL, 32703 — assumable VA mortgage at 3.45%
VA
Active
40
$500,000$34,908 down
Rate
3.45%
6.95%today
Payment
$2,278/mo
$3,379today
  • 4beds
  • 3baths
  • 2,593sqft

2563 WALNUT HEIGHTS Road, Apopka

986 GRAND WILDMERE Cove, Longwood, FL, 32750 — assumable VA mortgage at 2.73%
VA
Active
40
$340,000$99,877 down
Rate
2.73%
6.95%today
Payment
$1,116/mo
$1,814today
  • 3beds
  • 3baths
  • 1,743sqft

986 GRAND WILDMERE Cove, Longwood

428 RUTH ST, Longwood, FL, 32779 — assumable FHA mortgage at 2.77%
FHA
Active
37
$409,900$112,990 down
Rate
2.77%
6.95%today
Payment
$1,366/mo
$2,210today
  • 3beds
  • 2baths
  • 1,639sqft

428 RUTH ST, Longwood

12192 SHADY SPRING Way, Orlando, FL, 32828 — assumable VA mortgage at 2.88%
VA
Active
27
$285,000$70,284 down
Rate
2.88%
6.95%today
Payment
$998/mo
$1,591today
  • 3beds
  • 3baths
  • 1,485sqft

12192 SHADY SPRING Way, Orlando

3021 PLAZA TERRACE Drive, Orlando, FL, 32803 — assumable VA mortgage at 2.95%
VA
Active
31
$630,000$182,125 down
Rate
2.95%
6.95%today
Payment
$2,117/mo
$3,345today
  • 3beds
  • 2baths
  • 1,752sqft

3021 PLAZA TERRACE Drive, Orlando

1243 AMAROS Avenue, Orlando, FL, 32811 — assumable FHA mortgage at 4.00%
FHA
Active
27
$219,900$8,968 down
Rate
4.00%
6.95%today
Payment
$1,091/mo
$1,512today
  • 4beds
  • 2baths
  • 1,167sqft

1243 AMAROS Avenue, Orlando

2080 COBBLEFIELD Circle, Apopka, FL, 32703 — assumable FHA mortgage at 3.05%
FHA
Active
31
$369,900$74,602 down
Rate
3.05%
6.95%today
Payment
$1,396/mo
$2,177today
  • 4beds
  • 2baths
  • 1,680sqft

2080 COBBLEFIELD Circle, Apopka

818 WIL O WIK Drive, Casselberry, FL, 32707 — assumable VA mortgage at 3.69%
VA
Active
36
$395,000$47,562 down
Rate
3.69%
6.95%today
Payment
$1,747/mo
$2,515today
  • 3beds
  • 2baths
  • 1,694sqft

818 WIL O WIK Drive, Casselberry

3030 HOLLAND Drive, Orlando, FL, 32825 — assumable VA mortgage at 2.71%
VA
Active
64
$390,000$124,090 down
Rate
2.71%
6.95%today
Payment
$1,239/mo
$2,019today
  • 3beds
  • 2baths
  • 1,934sqft

3030 HOLLAND Drive, Orlando

1083 BECKSTROM DR, Oviedo, FL, 32765 — assumable VA mortgage at 2.71%
VA
Active
94
$390,900$138,336 down
Rate
2.71%
6.95%today
Payment
$1,174/mo
$1,913today
  • 3beds
  • 2baths
  • 1,646sqft

1083 BECKSTROM DR, Oviedo

412 BLUE BAYOU Lane, Winter Springs, FL, 32708 — assumable VA mortgage at 2.72%
VA
Active
22
$369,500$127,437 down
Rate
2.72%
6.95%today
Payment
$1,132/mo
$1,842today
  • 3beds
  • 4baths
  • 1,854sqft

412 BLUE BAYOU Lane, Winter Springs

1008 ROYAL OAKS Drive, Apopka, FL, 32703 — assumable FHA mortgage at 2.86%
FHA
Active
27
$349,000$128,170 down
Rate
2.86%
6.95%today
Payment
$1,053/mo
$1,683today
  • 3beds
  • 2baths
  • 1,363sqft

1008 ROYAL OAKS Drive, Apopka

2007 CORNELL Avenue, Winter Park, FL, 32789 — assumable FHA mortgage at 2.94%
FHA
Active
35
$449,000$179,964 down
Rate
2.94%
6.95%today
Payment
$1,294/mo
$2,047today
  • 3beds
  • 2baths
  • 1,154sqft

2007 CORNELL Avenue, Winter Park

1025 OCEANBREEZE Court, Orlando, FL, 32828 — assumable FHA mortgage at 2.96%
FHA
Active
51
$529,900$207,763 down
Rate
2.96%
6.95%today
Payment
$1,521/mo
$2,400today
  • 4beds
  • 3baths
  • 2,487sqft

1025 OCEANBREEZE Court, Orlando

2612 TIMBERLAKE Drive, Orlando, FL, 32806 — assumable FHA mortgage at 2.98%
FHA
Active
32
$515,000$192,022 down
Rate
2.98%
6.95%today
Payment
$1,525/mo
$2,400today
  • 4beds
  • 2baths
  • 1,898sqft

2612 TIMBERLAKE Drive, Orlando

807 JADESTONE Circle, Orlando, FL, 32828 — assumable VA mortgage at 2.98%
VA
Active
29
$560,000$208,161 down
Rate
2.98%
6.95%today
Payment
$1,661/mo
$2,615today
  • 4beds
  • 3baths
  • 2,739sqft

807 JADESTONE Circle, Orlando

619 HEATHERTON Village, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.98%
FHA
Active
34
$227,000$74,908 down
Rate
2.98%
6.95%today
Payment
$718/mo
$1,130today
  • 2beds
  • 2baths
  • 1,144sqft

619 HEATHERTON Village, Altamonte Springs

2063 HAREBELL Lane, Ocoee, FL, 34761 — assumable FHA mortgage at 4.00%
FHA
Active
32
$314,900$55,514 down
Rate
4.00%
6.95%today
Payment
$1,351/mo
$1,873today
  • 3beds
  • 3baths
  • 1,485sqft

2063 HAREBELL Lane, Ocoee

1000 ROYAL MARQUIS Circle, Ocoee, FL, 34761 — assumable FHA mortgage at 3.06%
FHA
Active
7
$384,900$132,594 down
Rate
3.06%
6.95%today
Payment
$1,210/mo
$1,885today
  • 3beds
  • 2baths
  • 1,771sqft

1000 ROYAL MARQUIS Circle, Ocoee

7736 ROLLINGRIDGE Court, Orlando, FL, 32835 — assumable FHA mortgage at 3.10%
FHA
Active
30
$545,000$179,613 down
Rate
3.10%
6.95%today
Payment
$1,725/mo
$2,675today
  • 3beds
  • 2baths
  • 1,816sqft

7736 ROLLINGRIDGE Court, Orlando

1329 HERITAGE COMMONS Drive, Winter Springs, FL, 32708 — assumable FHA mortgage at 3.10%
FHA
Active
40
$287,500$103,864 down
Rate
3.10%
6.95%today
Payment
$869/mo
$1,347today
  • 3beds
  • 3baths
  • 1,492sqft

1329 HERITAGE COMMONS Drive, Winter Springs

801 BROCKWAY Avenue, Orlando, FL, 32807 — assumable VA mortgage at 3.625%
VA
Active
37
$309,900$67,887 down
Rate
3.625%
6.95%today
Payment
$1,211/mo
$1,757today
  • 2beds
  • 1baths
  • 929sqft

801 BROCKWAY Avenue, Orlando

6567 MERITMOOR Circle, Orlando, FL, 32818 — assumable FHA mortgage at 4.16%
FHA
Active
7
$315,000$60,990 down
Rate
4.16%
6.95%today
Payment
$1,341/mo
$1,824today
  • 3beds
  • 2baths
  • 1,067sqft

6567 MERITMOOR Circle, Orlando

11030 EINBENDER Road, Orlando, FL, 32825 — assumable FHA mortgage at 3.18%
FHA
Active
19
$325,000$111,369 down
Rate
3.18%
6.95%today
Payment
$1,038/mo
$1,592today
  • 3beds
  • 2baths
  • 1,103sqft

11030 EINBENDER Road, Orlando

513 OAKCREST Street, Altamonte Springs, FL, 32714 — assumable FHA mortgage at 2.20%
FHA
Active
32
$490,000$299,199 down
Rate
2.20%
6.95%today
Payment
$1,000/mo
$1,623today
  • 4beds
  • 3baths
  • 2,400sqft

513 OAKCREST Street, Altamonte Springs

1032 NIN Street, Orlando, FL, 32835 — assumable FHA mortgage at 2.375%
FHA
Active
29
$459,900$188,252 down
Rate
2.375%
6.95%today
Payment
$1,214/mo
$2,067today
  • 3beds
  • 2baths
  • 1,550sqft

1032 NIN Street, Orlando

1521 HERON WOOD Place, Winter Park, FL, 32792 — assumable FHA mortgage at 2.65%
FHA
Active
74
$829,500$543,525 down
Rate
2.65%
6.95%today
Payment
$1,320/mo
$2,169today
  • 4beds
  • 2baths
  • 3,950sqft

1521 HERON WOOD Place, Winter Park

2550 ALAFAYA Trail #11206, Orlando, FL, 32826 — assumable VA mortgage at 2.73%
VA
Active
17
$218,999$121,079 down
Rate
2.73%
6.95%today
Payment
$456/mo
$741today
  • 2beds
  • 2baths
  • 1,007sqft

2550 ALAFAYA Trail #11206, Orlando

2357 CHANTILLY Terrace, Oviedo, FL, 32765 — assumable VA mortgage at 2.74%
VA
Active
61
$715,000$592,986 down
Rate
2.74%
6.95%today
Payment
$568/mo
$921today
  • 4beds
  • 3baths
  • 2,569sqft

2357 CHANTILLY Terrace, Oviedo

2667 COCHISE Trail, Winter Park, FL, 32789 — assumable VA mortgage at 2.83%
VA
Active
92
$985,000$745,351 down
Rate
2.83%
6.95%today
Payment
$1,136/mo
$1,824today
  • 4beds
  • 3baths
  • 2,868sqft

2667 COCHISE Trail, Winter Park

6330 RUTHIE Drive, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
35
$360,000$144,905 down
Rate
2.84%
6.95%today
Payment
$998/mo
$1,599today
  • 3beds
  • 2baths
  • 1,170sqft

6330 RUTHIE Drive, Orlando

9120 QUEEN ELIZABETH Court, Orlando, FL, 32818 — assumable FHA mortgage at 2.84%
FHA
Active
25
$425,000$288,684 down
Rate
2.84%
6.95%today
Payment
$631/mo
$1,011today
  • 4beds
  • 2baths
  • 2,156sqft

9120 QUEEN ELIZABETH Court, Orlando

2200 ROSE BROOK Court, Orlando, FL, 32817 — assumable FHA mortgage at 2.86%
FHA
Active
33
$309,990$129,134 down
Rate
2.86%
6.95%today
Payment
$841/mo
$1,344today
  • 3beds
  • 2baths
  • 1,059sqft

2200 ROSE BROOK Court, Orlando

2136 OPAL Drive, Orlando, FL, 32822 — assumable FHA mortgage at 2.86%
FHA
Active
20
$359,900$150,510 down
Rate
2.86%
6.95%today
Payment
$996/mo
$1,592today
  • 3beds
  • 2baths
  • 1,329sqft

2136 OPAL Drive, Orlando

141 FAIRWAY TEN Drive, Casselberry, FL, 32707 — assumable VA mortgage at 2.88%
VA
Active
66
$559,000$363,026 down
Rate
2.88%
6.95%today
Payment
$939/mo
$1,497today
  • 4beds
  • 2baths
  • 2,255sqft

141 FAIRWAY TEN Drive, Casselberry

Assuming a mortgage in Winter Park

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$303 /mo
Median cash to assume
$127,778
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.