Art Ingram

Art Ingram

Assumable homes for sale in Winter Haven, FL

24 homesFHA & VA loansrates from 2.67% vs 6.95% today

Winter Haven assumption guide
428 MCKENNA Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.67%
FHA
Active
33
$260,000$55,489 down
Rate
2.67%
6.95%today
Payment
$951/mo
$1,558today
  • 4beds
  • 2baths
  • 1,840sqft

428 MCKENNA Drive, Winter Haven

297 MEADOWBROOK Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.83%
FHA
Active
19
$230,000$51,922 down
Rate
2.83%
6.95%today
Payment
$842/mo
$1,352today
  • 3beds
  • 2baths
  • 1,426sqft

297 MEADOWBROOK Boulevard, Winter Haven

961 DREXEL Avenue, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.06%
FHA
Active
57
$279,900$59,031 down
Rate
3.06%
6.95%today
Payment
$1,057/mo
$1,646today
  • 3beds
  • 2baths
  • 1,856sqft

961 DREXEL Avenue, Winter Haven

1540 AVENUE C, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.07%
FHA
Active
7
$245,000$66,493 down
Rate
3.07%
6.95%today
Payment
$844/mo
$1,313today
  • 3beds
  • 2baths
  • 1,344sqft

1540 AVENUE C, Winter Haven

1020 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.70%
FHA
Active
27
$279,900$90,309 down
Rate
2.70%
6.95%today
Payment
$880/mo
$1,436today
  • 4beds
  • 2baths
  • 1,500sqft

1020 CAMBRIDGE Drive, Winter Haven

119 SUNFISH Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.03%
FHA
Active
51
$419,000$219,955 down
Rate
3.03%
6.95%today
Payment
$969/mo
$1,515today
  • 3beds
  • 3baths
  • 2,613sqft

119 SUNFISH Drive, Winter Haven

5780 LAKESIDE LANDINGS Boulevard, Winter Haven, FL, 33881 — assumable VA mortgage at 3.50%
VA
Active
39
$299,900$144,346 down
Rate
3.50%
6.95%today
Payment
$894/mo
$1,319today
  • 4beds
  • 3baths
  • 2,526sqft

5780 LAKESIDE LANDINGS Boulevard, Winter Haven

1280 DENALI Drive, Winter Haven, FL, 33881 — assumable VA mortgage at 6.69%
VA
Active
31
$395,000Potential short sale
Rate
6.69%
6.95%today
Payment
$2,667/mo
$2,738today
  • 4beds
  • 3baths
  • 2,566sqft

1280 DENALI Drive, Winter Haven

1348 MELROSE Street, Lake Alfred, FL, 33850 — assumable FHA mortgage at 6.79%
FHA
Active
20
$350,000$7,641 down
Rate
6.79%
6.95%today
Payment
$2,313/mo
$2,351today
  • 4beds
  • 3baths
  • 2,056sqft

1348 MELROSE Street, Lake Alfred

3530 EVENING STAR Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.81%
FHA
Active
$315,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,095/mo
$2,125today
  • 4beds
  • 2baths
  • 1,822sqft

3530 EVENING STAR Drive, Winter Haven

1500 AVENUE H, Winter Haven, FL, 33881 — assumable FHA mortgage at 4.22%
FHA
Active
33
$224,500$93,505 down
Rate
4.22%
6.95%today
Payment
$770/mo
$1,039today
  • 4beds
  • 2baths
  • 1,784sqft

1500 AVENUE H, Winter Haven

419 AVENUE M, Winter Haven, FL, 33881 — assumable FHA mortgage at 5.52%
FHA
Active
17
$244,999$36,981 down
Rate
5.52%
6.95%today
Payment
$1,257/mo
$1,462today
  • 3beds
  • 2baths
  • 1,232sqft

419 AVENUE M, Winter Haven

1069 SANDPIPER Loop, Winter Haven, FL, 33881 — assumable VA mortgage at 5.89%
VA
Active
59
$379,999$21,312 down
Rate
5.89%
6.95%today
Payment
$2,240/mo
$2,502today
  • 4beds
  • 3baths
  • 2,034sqft

1069 SANDPIPER Loop, Winter Haven

6194 GREY HERON Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 4.47%
FHA
Active
48
$290,000$122,246 down
Rate
4.47%
6.95%today
Payment
$1,004/mo
$1,316today
  • 3beds
  • 2baths
  • 1,711sqft

6194 GREY HERON Drive, Winter Haven

800 WARE Avenue, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.27%
FHA
Active
18
$242,499$20,600 down
Rate
6.27%
6.95%today
Payment
$1,431/mo
$1,535today
  • 3beds
  • 2baths
  • 1,000sqft

800 WARE Avenue, Winter Haven

302 AVENUE P NW, Winter Haven, FL, 33881 — assumable VA mortgage at 6.50%
VA
Active
26
$510,000$31,558 down
Rate
6.50%
6.95%today
Payment
$3,032/mo
$3,176today
  • 6beds
  • 4baths
  • 2,820sqft

302 AVENUE P NW, Winter Haven

609 LUCERNE Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.79%
FHA
Active
39
$319,000$23,135 down
Rate
6.79%
6.95%today
Payment
$1,976/mo
$2,008today
  • 4beds
  • 2baths
  • 1,981sqft

609 LUCERNE Boulevard, Winter Haven

405 AVENUE M, Winter Haven, FL, 33881 — assumable VA mortgage at 6.87%
VA
Active
13
$300,000$23,441 down
Rate
6.87%
6.95%today
Payment
$1,842/mo
$1,857today
  • beds
  • baths
  • 1,350sqft

405 AVENUE M, Winter Haven

953 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.94%
FHA
Active
62
$395,000$39,120 down
Rate
6.94%
6.95%today
Payment
$2,458/mo
$2,460today
  • 4beds
  • 3baths
  • 2,364sqft

953 CAMBRIDGE Drive, Winter Haven

109 REBECCA Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 5.41%
FHA
Active
21
$239,500$52,622 down
Rate
5.41%
6.95%today
Payment
$1,115/mo
$1,313today
  • 3beds
  • 2baths
  • 1,560sqft

109 REBECCA Drive, Winter Haven

1716 TERRY Circle, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.50%
FHA
Active
28
$270,000$47,127 down
Rate
6.50%
6.95%today
Payment
$1,427/mo
$1,495today
  • 3beds
  • 2baths
  • 1,065sqft

1716 TERRY Circle, Winter Haven

415 8TH Street, Winter Haven, FL, 33881 — assumable FHA mortgage at 7.12%
FHA
Active
38
$259,900$27,742 down
Rate
7.12%
6.95%today
Payment
$1,610/mo
$1,583today
  • 3beds
  • 2baths
  • 1,652sqft

415 8TH Street, Winter Haven

909 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 6.70%
FHA
Active
35
$256,900Potential short sale
Rate
6.70%
6.95%today
Payment
$1,996/mo
$2,048today
  • 3beds
  • 2baths
  • 1,506sqft

909 CAMBRIDGE Drive, Winter Haven

29 GOLF VIEW Circle, Winter Haven, FL, 33881 — assumable FHA mortgage at 7.03%
FHA
Active
23
$250,000Potential short sale
Rate
7.03%
6.95%today
Payment
$2,620/mo
$2,599today
  • 3beds
  • 2baths
  • 1,604sqft

29 GOLF VIEW Circle, Winter Haven

Assuming a mortgage in Winter Haven

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$770 /mo
Median cash to assume
$49,525
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.