Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Winter Haven, FL

25 homesFHA & VA loansrates from 2.68% vs 6.95% today

Winter Haven assumption guide
440 KENSINGTON VIEW Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
32
$269,000$52,122 down
Rate
2.68%
6.95%today
Payment
$1,005/mo
$1,644today
  • 3beds
  • 2baths
  • 1,688sqft

440 KENSINGTON VIEW Drive, Winter Haven

729 LAKE Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 3.45%
FHA
Active
35
$298,000$52,485 down
Rate
3.45%
6.95%today
Payment
$1,205/mo
$1,787today
  • 5beds
  • 3baths
  • 1,632sqft

729 LAKE Avenue, Eagle Lake

362 HOLLY RIDGE Road, Winter Haven, FL, 33880 — assumable VA mortgage at 2.70%
VA
Active
23
$269,900$118,433 down
Rate
2.70%
6.95%today
Payment
$703/mo
$1,148today
  • 3beds
  • 2baths
  • 1,355sqft

362 HOLLY RIDGE Road, Winter Haven

2230 CENTRAL Avenue, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.80%
FHA
Active
47
$314,500$306,562 down
Rate
2.80%
6.95%today
Payment
$41/mo
$64today
  • 3beds
  • 2baths
  • 1,788sqft

2230 CENTRAL Avenue, Winter Haven

506 CLAYTON Circle, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.80%
FHA
Active
26
$309,900$155,277 down
Rate
2.80%
6.95%today
Payment
$734/mo
$1,170today
  • 4beds
  • 3baths
  • 2,004sqft

506 CLAYTON Circle, Winter Haven

3344 TIMBERLINE Road, Winter Haven, FL, 33880 — assumable FHA mortgage at 3.00%
FHA
Active
31
$229,000$229,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 904sqft

3344 TIMBERLINE Road, Winter Haven

3723 IMPERIAL Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 5.30%
FHA
Active
9
$250,000$5,571 down
Rate
5.30%
6.95%today
Payment
$1,445/mo
$1,722today
  • 3beds
  • 2baths
  • 1,264sqft

3723 IMPERIAL Drive, Winter Haven

4734 MONTEREY Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 3.70%
FHA
Active
53
$419,900$213,758 down
Rate
3.70%
6.95%today
Payment
$1,103/mo
$1,586today
  • 4beds
  • 3baths
  • 2,687sqft

4734 MONTEREY Drive, Winter Haven

119 GERBER DAIRY Road, Eagle Lake, FL, 33839 — assumable VA mortgage at 3.94%
VA
Active
43
$445,000$248,913 down
Rate
3.94%
6.95%today
Payment
$1,166/mo
$1,629today
  • 5beds
  • 4baths
  • 2,956sqft

119 GERBER DAIRY Road, Eagle Lake

124 CENTER Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 5.52%
FHA
Active
36
$165,000$2,976 down
Rate
5.52%
6.95%today
Payment
$978/mo
$1,137today
  • 3beds
  • 2baths
  • 1,306sqft

124 CENTER Street, Winter Haven

392 KENSINGTON VIEW Drive, Winter Haven, FL, 33880 — assumable VA mortgage at 6.58%
VA
Active
25
$255,000$12,539 down
Rate
6.58%
6.95%today
Payment
$1,563/mo
$1,623today
  • 3beds
  • 2baths
  • 1,258sqft

392 KENSINGTON VIEW Drive, Winter Haven

217 4TH JPV Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 4.46%
FHA
Active
20
$229,900$137,374 down
Rate
4.46%
6.95%today
Payment
$633/mo
$831today
  • 3beds
  • 1baths
  • 1,064sqft

217 4TH JPV Street, Winter Haven

232 KINGS POND Avenue, Winter Haven, FL, 33880 — assumable VA mortgage at 6.69%
VA
Active
39
$294,990$17,781 down
Rate
6.69%
6.95%today
Payment
$1,837/mo
$1,887today
  • 3beds
  • 2baths
  • 1,417sqft

232 KINGS POND Avenue, Winter Haven

1810 EAGLE HAMMOCK Boulevard, Eagle Lake, FL, 33839 — assumable VA mortgage at 6.73%
VA
Active
35
$330,000$26,842 down
Rate
6.73%
6.95%today
Payment
$2,039/mo
$2,085today
  • 4beds
  • 2baths
  • 1,851sqft

1810 EAGLE HAMMOCK Boulevard, Eagle Lake

2234 MAJESTIC SPAN Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 6.73%
FHA
Active
16
$279,990$20,760 down
Rate
6.73%
6.95%today
Payment
$1,716/mo
$1,755today
  • 3beds
  • 2baths
  • 1,422sqft

2234 MAJESTIC SPAN Avenue, Eagle Lake

2303 JAGGER Lane, Eagle Lake, FL, 33839 — assumable FHA mortgage at 6.63%
FHA
Active
42
$360,000$45,323 down
Rate
6.63%
6.95%today
Payment
$2,044/mo
$2,112today
  • 4beds
  • 2baths
  • 1,882sqft

2303 JAGGER Lane, Eagle Lake

156 MANSEAU Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.79%
FHA
Active
46
$299,998$51,051 down
Rate
6.79%
6.95%today
Payment
$1,663/mo
$1,690today
  • 3beds
  • 2baths
  • 1,323sqft

156 MANSEAU Drive, Winter Haven

1601 ROSELAWN Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.82%
FHA
Active
13
$256,500$27,627 down
Rate
6.82%
6.95%today
Payment
$1,533/mo
$1,553today
  • 2beds
  • 1baths
  • 1,099sqft

1601 ROSELAWN Street, Winter Haven

661 CROWN ROSE Drive, Eagle Lake, FL, 33839 — assumable VA mortgage at 6.86%
VA
Active
44
$324,000$56,797 down
Rate
6.86%
6.95%today
Payment
$1,793/mo
$1,810today
  • 4beds
  • 3baths
  • 2,001sqft

661 CROWN ROSE Drive, Eagle Lake

477 KENSINGTON VIEW Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 7.08%
FHA
Active
34
$300,000$36,462 down
Rate
7.08%
6.95%today
Payment
$1,842/mo
$1,818today
  • 3beds
  • 2baths
  • 1,750sqft

477 KENSINGTON VIEW Drive, Winter Haven

224 CROWN Court, Winter Haven, FL, 33880 — assumable VA mortgage at 6.50%
VA
Active
30
$269,000$85,903 down
Rate
6.50%
6.95%today
Payment
$1,207/mo
$1,264today
  • 3beds
  • 2baths
  • 1,192sqft

224 CROWN Court, Winter Haven

602 TAYLOR Boulevard, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.09%
FHA
Active
19
$220,000Potential short sale
Rate
6.09%
6.95%today
Payment
$1,516/mo
$1,657today
  • 3beds
  • 2baths
  • 1,242sqft

602 TAYLOR Boulevard, Winter Haven

1436 AXEL Circle, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.44%
FHA
Active
7
$350,000$334,113 down
Rate
6.44%
6.95%today
Payment
$104/mo
$110today
  • 5beds
  • 3baths
  • 3,022sqft

1436 AXEL Circle, Winter Haven

310 OGDEN Street, Winter Haven, FL, 33880 — assumable FHA mortgage at 6.50%
FHA
Active
8
$185,000Potential short sale
Rate
6.50%
6.95%today
Payment
$1,365/mo
$1,430today
  • 3beds
  • 2baths
  • 1,151sqft

310 OGDEN Street, Winter Haven

1923 GOLDEN BEAK Drive, Eagle Lake, FL, 33839 — assumable FHA mortgage at 7.57%
FHA
Active
32
$250,000Potential short sale
Rate
7.57%
6.95%today
Payment
$2,074/mo
$1,950today
  • 3beds
  • 2baths
  • 1,486sqft

1923 GOLDEN BEAK Drive, Eagle Lake

Assuming a mortgage in Winter Haven

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.68%
Lowest existing payment
$633 /mo
Median cash to assume
$52,304
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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