Art Ingram

Art Ingram

Assumable homes for sale in Winter Haven, FL

27 homesFHA & VA loansrates from 2.65% vs 6.95% today

Winter Haven assumption guide
5197 PEBBLE BEACH Boulevard, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.75%
FHA
Active
54
$335,000$52,987 down
Rate
2.75%
6.95%today
Payment
$1,520/mo
$2,464today
  • 2beds
  • 2baths
  • 1,677sqft

5197 PEBBLE BEACH Boulevard, Winter Haven

1042 CORSO DR, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.14%
FHA
Active
34
$275,000$36,579 down
Rate
3.14%
6.95%today
Payment
$1,136/mo
$1,752today
  • 3beds
  • 2baths
  • 1,730sqft

1042 CORSO DR, Winter Haven

851 VIENNA Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.76%
VA
Active
45
$279,900Potential short sale
Rate
3.76%
6.95%today
Payment
$1,455/mo
$2,077today
  • 3beds
  • 2baths
  • 1,569sqft

851 VIENNA Drive, Winter Haven

3541 RALEIGH Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 2.90%
VA
Active
56
$350,000$95,353 down
Rate
2.90%
6.95%today
Payment
$1,200/mo
$1,908today
  • 3beds
  • 3baths
  • 2,006sqft

3541 RALEIGH Drive, Winter Haven

153 BROWNING CIR, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.97%
FHA
Active
48
$269,000$71,873 down
Rate
2.97%
6.95%today
Payment
$940/mo
$1,482today
  • 3beds
  • 2baths
  • 1,144sqft

153 BROWNING CIR, Winter Haven

4081 DUNMORE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.65%
VA
Active
33
$390,500$134,501 down
Rate
2.65%
6.95%today
Payment
$1,185/mo
$1,946today
  • 3beds
  • 2baths
  • 2,027sqft

4081 DUNMORE Drive, Lake Wales

802 MARCIA Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.06%
FHA
Active
48
$349,900$124,565 down
Rate
3.06%
6.95%today
Payment
$1,080/mo
$1,683today
  • 3beds
  • 2baths
  • 1,539sqft

802 MARCIA Loop, Winter Haven

4063 BIRKDALE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.97%
VA
Active
22
$294,900$193,263 down
Rate
2.97%
6.95%today
Payment
$483/mo
$761today
  • 2beds
  • 2baths
  • 1,530sqft

4063 BIRKDALE Drive, Lake Wales

4408 GLENNS Landing, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.00%
FHA
Active
47
$265,000$265,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,668sqft

4408 GLENNS Landing, Winter Haven

817 REFLECTIONS Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.10%
FHA
Active
24
$375,000$214,080 down
Rate
3.10%
6.95%today
Payment
$822/mo
$1,248today
  • 4beds
  • 2baths
  • 2,257sqft

817 REFLECTIONS Loop, Winter Haven

817 REFLECTIONS Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.10%
FHA
Active
35
$350,000$189,080 down
Rate
3.10%
6.95%today
Payment
$822/mo
$1,248today
  • 4beds
  • 2baths
  • 2,257sqft

817 REFLECTIONS Loop, Winter Haven

4020 CARTERET Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.73%
VA
Active
26
$405,900$236,646 down
Rate
3.73%
6.95%today
Payment
$1,053/mo
$1,509today
  • 4beds
  • 3baths
  • 2,282sqft

4020 CARTERET Drive, Winter Haven

9 WINTERSET DR, Winter Haven, FL, 33884 — assumable VA mortgage at 6.22%
VA
Active
8
$430,000$15,220 down
Rate
6.22%
6.95%today
Payment
$2,561/mo
$2,762today
  • 4beds
  • 2baths
  • 2,489sqft

9 WINTERSET DR, Winter Haven

2639 SAN MARCO Way, Winter Haven, FL, 33884 — assumable VA mortgage at 6.60%
VA
Active
7
$347,000$7,538 down
Rate
6.60%
6.95%today
Payment
$2,255/mo
$2,337today
  • 5beds
  • 4baths
  • 2,701sqft

2639 SAN MARCO Way, Winter Haven

1714 CARNOSTIE Road, Winter Haven, FL, 33884 — assumable VA mortgage at 6.50%
VA
Active
22
$285,000$20,171 down
Rate
6.50%
6.95%today
Payment
$1,748/mo
$1,831today
  • 3beds
  • 2baths
  • 1,515sqft

1714 CARNOSTIE Road, Winter Haven

3927 PALAZZO Place, Winter Haven, FL, 33884 — assumable VA mortgage at 7.23%
VA
Active
53
$306,000$18,524 down
Rate
7.23%
6.95%today
Payment
$2,017/mo
$1,961today
  • 3beds
  • 2baths
  • 1,597sqft

3927 PALAZZO Place, Winter Haven

464 TERRANOVA Street, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.35%
FHA
Active
62
$359,900$63,434 down
Rate
6.35%
6.95%today
Payment
$1,884/mo
$2,004today
  • 3beds
  • 2baths
  • 1,893sqft

464 TERRANOVA Street, Winter Haven

215 KILMER Lane, Winter Haven, FL, 33884 — assumable FHA mortgage at 7.20%
FHA
Active
36
$379,998$74,499 down
Rate
7.20%
6.95%today
Payment
$2,133/mo
$2,080today
  • 4beds
  • 3baths
  • 1,680sqft

215 KILMER Lane, Winter Haven

6704 WINTERSET GARDENS Road, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.29%
FHA
Active
69
$425,000$95,532 down
Rate
6.29%
6.95%today
Payment
$2,139/mo
$2,290today
  • 3beds
  • 2baths
  • 2,418sqft

6704 WINTERSET GARDENS Road, Winter Haven

1714 UPLAND Lane, Winter Haven, FL, 33884 — assumable VA mortgage at 6.50%
VA
Active
40
$424,900$126,557 down
Rate
6.50%
6.95%today
Payment
$1,903/mo
$1,993today
  • 4beds
  • 3baths
  • 2,565sqft

1714 UPLAND Lane, Winter Haven

329 LAKE DAISY Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.90%
FHA
Active
26
$320,000$127,683 down
Rate
6.90%
6.95%today
Payment
$1,322/mo
$1,328today
  • 3beds
  • 2baths
  • 1,563sqft

329 LAKE DAISY Loop, Winter Haven

4913 JACKSON Street, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.09%
FHA
Active
10
$232,000Potential short sale
Rate
6.09%
6.95%today
Payment
$1,667/mo
$1,850today
  • 3beds
  • 2baths
  • 1,425sqft

4913 JACKSON Street, Winter Haven

2586 SAN MARCO Way, Winter Haven, FL, 33884 — assumable VA mortgage at 6.33%
VA
Active
19
$233,000Potential short sale
Rate
6.33%
6.95%today
Payment
$2,004/mo
$2,137today
  • 4beds
  • 2baths
  • 1,707sqft

2586 SAN MARCO Way, Winter Haven

344 RUBY LAKE Loop, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.58%
FHA
Active
57
$409,000$396,317 down
Rate
6.58%
6.95%today
Payment
$83/mo
$86today
  • 4beds
  • 2baths
  • 2,215sqft

344 RUBY LAKE Loop, Winter Haven

3935 PALAZZO Place, Winter Haven, FL, 33884 — assumable FHA mortgage at 6.67%
FHA
Active
43
$265,000Potential short sale
Rate
6.67%
6.95%today
Payment
$2,369/mo
$2,437today
  • 5beds
  • 3baths
  • 2,601sqft

3935 PALAZZO Place, Winter Haven

1166 YUMURI Street, Winter Haven, FL, 33884 — assumable FHA mortgage at 7.09%
FHA
Active
33
$300,000$268,664 down
Rate
7.09%
6.95%today
Payment
$224/mo
$221today
  • 4beds
  • 3baths
  • 1,964sqft

1166 YUMURI Street, Winter Haven

307 STERLING Drive, Winter Haven, FL, 33884 — assumable FHA mortgage at 7.62%
FHA
Active
17
$260,000Potential short sale
Rate
7.62%
6.95%today
Payment
$2,327/mo
$2,177today
  • 3beds
  • 2baths
  • 1,444sqft

307 STERLING Drive, Winter Haven

Assuming a mortgage in Winter Haven

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$483 /mo
Median cash to assume
$110,049
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.