Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Winter Haven, FL

200 homesFHA & VA loansrates from 2.18% vs 6.95% today

Winter Haven assumption guide
513 LEMON Street, Auburndale, FL, 33823 — assumable FHA mortgage at 3.45%
FHATop pick
Active
10
$219,900Potential short sale
Rate
3.45%
6.95%today
Payment
$1,095/mo
$1,625today
  • 3beds
  • 2baths
  • 1,299sqft

513 LEMON Street, Auburndale

440 KENSINGTON VIEW Drive, Winter Haven, FL, 33880 — assumable FHA mortgage at 2.68%
FHA
Active
32
$269,000$52,122 down
Rate
2.68%
6.95%today
Payment
$1,005/mo
$1,644today
  • 3beds
  • 2baths
  • 1,688sqft

440 KENSINGTON VIEW Drive, Winter Haven

5197 PEBBLE BEACH Boulevard, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.75%
FHA
Active
54
$335,000$52,987 down
Rate
2.75%
6.95%today
Payment
$1,520/mo
$2,464today
  • 2beds
  • 2baths
  • 1,677sqft

5197 PEBBLE BEACH Boulevard, Winter Haven

1009 RONLIN Street, Haines City, FL, 33844 — assumable FHA mortgage at 2.84%
FHA
Active
38
$320,000$8,896 down
Rate
2.84%
6.95%today
Payment
$1,440/mo
$2,307today
  • 4beds
  • 3baths
  • 3,628sqft

1009 RONLIN Street, Haines City

1042 CORSO DR, Winter Haven, FL, 33884 — assumable FHA mortgage at 3.14%
FHA
Active
34
$275,000$36,579 down
Rate
3.14%
6.95%today
Payment
$1,136/mo
$1,752today
  • 3beds
  • 2baths
  • 1,730sqft

1042 CORSO DR, Winter Haven

851 VIENNA Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 3.76%
VA
Active
45
$279,900Potential short sale
Rate
3.76%
6.95%today
Payment
$1,455/mo
$2,077today
  • 3beds
  • 2baths
  • 1,569sqft

851 VIENNA Drive, Winter Haven

923 LAKE CANNON Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.76%
FHA
Active
11
$240,000Potential short sale
Rate
3.76%
6.95%today
Payment
$1,293/mo
$1,846today
  • 3beds
  • 2baths
  • 1,375sqft

923 LAKE CANNON Drive, Winter Haven

729 LAKE Avenue, Eagle Lake, FL, 33839 — assumable FHA mortgage at 3.45%
FHA
Active
35
$298,000$52,485 down
Rate
3.45%
6.95%today
Payment
$1,205/mo
$1,787today
  • 5beds
  • 3baths
  • 1,632sqft

729 LAKE Avenue, Eagle Lake

331 BAY Street, Auburndale, FL, 33823 — assumable VA mortgage at 2.60%
VA
Active
72
$749,000$227,570 down
Rate
2.60%
6.95%today
Payment
$2,322/mo
$3,839today
  • 3beds
  • 3baths
  • 3,488sqft

331 BAY Street, Auburndale

428 MCKENNA Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.67%
FHA
Active
33
$260,000$55,489 down
Rate
2.67%
6.95%today
Payment
$951/mo
$1,558today
  • 4beds
  • 2baths
  • 1,840sqft

428 MCKENNA Drive, Winter Haven

270 TARPON BAY Boulevard, Haines City, FL, 33844 — assumable FHA mortgage at 2.67%
FHA
Active
13
$323,190$81,330 down
Rate
2.67%
6.95%today
Payment
$1,119/mo
$1,833today
  • 5beds
  • 3baths
  • 2,276sqft

270 TARPON BAY Boulevard, Haines City

297 MEADOWBROOK Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.83%
FHA
Active
19
$230,000$51,922 down
Rate
2.83%
6.95%today
Payment
$842/mo
$1,352today
  • 3beds
  • 2baths
  • 1,426sqft

297 MEADOWBROOK Boulevard, Winter Haven

1741 CANAAN LOOP, Dundee, FL, 33838 — assumable FHA mortgage at 2.83%
FHA
Active
45
$255,000$62,057 down
Rate
2.83%
6.95%today
Payment
$915/mo
$1,468today
  • 3beds
  • 2baths
  • 1,563sqft

1741 CANAAN LOOP, Dundee

136 MADERA Drive, Winter Haven, FL, 33880 — assumable VA mortgage at 2.89%
VA
Active
19
$171,380$39,305 down
Rate
2.89%
6.95%today
Payment
$632/mo
$1,006today
  • 3beds
  • 2baths
  • 1,448sqft

136 MADERA Drive, Winter Haven

863 LAKE CUMMINGS Boulevard, Lake Alfred, FL, 33850 — assumable VA mortgage at 2.90%
VA
Active
75
$389,000$114,521 down
Rate
2.90%
6.95%today
Payment
$1,290/mo
$2,052today
  • 5beds
  • 3baths
  • 2,696sqft

863 LAKE CUMMINGS Boulevard, Lake Alfred

3541 RALEIGH Drive, Winter Haven, FL, 33884 — assumable VA mortgage at 2.90%
VA
Active
56
$350,000$95,353 down
Rate
2.90%
6.95%today
Payment
$1,200/mo
$1,908today
  • 3beds
  • 3baths
  • 2,006sqft

3541 RALEIGH Drive, Winter Haven

153 BROWNING CIR, Winter Haven, FL, 33884 — assumable FHA mortgage at 2.97%
FHA
Active
48
$269,000$71,873 down
Rate
2.97%
6.95%today
Payment
$940/mo
$1,482today
  • 3beds
  • 2baths
  • 1,144sqft

153 BROWNING CIR, Winter Haven

2021 AMBER SWEET Circle, Dundee, FL, 33838 — assumable VA mortgage at 2.97%
VA
Active
39
$314,900$75,270 down
Rate
2.97%
6.95%today
Payment
$1,138/mo
$1,793today
  • 5beds
  • 3baths
  • 1,975sqft

2021 AMBER SWEET Circle, Dundee

74 STRAPHMORE Drive, Haines City, FL, 33844 — assumable VA mortgage at 2.98%
VA
Active
47
$159,900$30,328 down
Rate
2.98%
6.95%today
Payment
$604/mo
$950today
  • 2beds
  • 2baths
  • 1,248sqft

74 STRAPHMORE Drive, Haines City

116 BENTLEY OAKS Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 2.98%
FHA
Active
43
$385,000$107,362 down
Rate
2.98%
6.95%today
Payment
$1,299/mo
$2,045today
  • 4beds
  • 2baths
  • 1,875sqft

116 BENTLEY OAKS Boulevard, Auburndale

961 DREXEL Avenue, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.06%
FHA
Active
57
$279,900$59,031 down
Rate
3.06%
6.95%today
Payment
$1,057/mo
$1,646today
  • 3beds
  • 2baths
  • 1,856sqft

961 DREXEL Avenue, Winter Haven

630 THELMA Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.76%
VA
Active
33
$322,900$32,093 down
Rate
3.76%
6.95%today
Payment
$1,470/mo
$2,099today
  • 3beds
  • 2baths
  • 1,689sqft

630 THELMA Street, Lake Alfred

1540 AVENUE C, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.07%
FHA
Active
7
$245,000$66,493 down
Rate
3.07%
6.95%today
Payment
$844/mo
$1,313today
  • 3beds
  • 2baths
  • 1,344sqft

1540 AVENUE C, Winter Haven

6146 MISSION Drive, Lakeland, FL, 33812 — assumable VA mortgage at 3.08%
VA
Active
47
$325,000$96,820 down
Rate
3.08%
6.95%today
Payment
$1,099/mo
$1,708today
  • 3beds
  • 2baths
  • 1,960sqft

6146 MISSION Drive, Lakeland

705 LAKE ADA Boulevard, Dundee, FL, 33838 — assumable FHA mortgage at 3.11%
FHA
Active
28
$417,000$90,502 down
Rate
3.11%
6.95%today
Payment
$1,550/mo
$2,400today
  • 4beds
  • 2baths
  • 2,592sqft

705 LAKE ADA Boulevard, Dundee

1125 MATTIE POINTE Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 3.11%
FHA
Active
47
$435,000$124,950 down
Rate
3.11%
6.95%today
Payment
$1,469/mo
$2,274today
  • 4beds
  • 3baths
  • 2,583sqft

1125 MATTIE POINTE Boulevard, Auburndale

209 SOFIA Lane, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.76%
FHA
Active
53
$349,900$40,402 down
Rate
3.76%
6.95%today
Payment
$1,565/mo
$2,234today
  • 5beds
  • 3baths
  • 2,674sqft

209 SOFIA Lane, Lake Alfred

1409 MATTIE POINTE Lane, Auburndale, FL, 33823 — assumable FHA mortgage at 3.76%
FHA
Active
40
$325,000$53,044 down
Rate
3.76%
6.95%today
Payment
$1,378/mo
$1,967today
  • 4beds
  • 2baths
  • 1,707sqft

1409 MATTIE POINTE Lane, Auburndale

441 MACARTHUR Street, Bartow, FL, 33830 — assumable VA mortgage at 4.42%
VA
Active
43
$296,900$9,897 down
Rate
4.42%
6.95%today
Payment
$1,557/mo
$2,053today
  • 4beds
  • 2baths
  • 1,841sqft

441 MACARTHUR Street, Bartow

227 BARRINGTON Drive, Haines City, FL, 33844 — assumable FHA mortgage at 2.65%
FHA
Active
$320,000$97,179 down
Rate
2.65%
6.95%today
Payment
$1,029/mo
$1,690today
  • 5beds
  • 3baths
  • 2,755sqft

227 BARRINGTON Drive, Haines City

4081 DUNMORE Drive, Lake Wales, FL, 33859 — assumable VA mortgage at 2.65%
VA
Active
33
$390,500$134,501 down
Rate
2.65%
6.95%today
Payment
$1,185/mo
$1,946today
  • 3beds
  • 2baths
  • 2,027sqft

4081 DUNMORE Drive, Lake Wales

1020 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.70%
FHA
Active
27
$279,900$90,309 down
Rate
2.70%
6.95%today
Payment
$880/mo
$1,436today
  • 4beds
  • 2baths
  • 1,500sqft

1020 CAMBRIDGE Drive, Winter Haven

5108 WATERWOOD Drive, Bartow, FL, 33830 — assumable FHA mortgage at 2.72%
FHA
Active
46
$459,900$173,839 down
Rate
2.72%
6.95%today
Payment
$1,337/mo
$2,177today
  • 3beds
  • 2baths
  • 2,126sqft

5108 WATERWOOD Drive, Bartow

543 STATE ROAD 559, Auburndale, FL, 33823 — assumable FHA mortgage at 2.81%
FHA
Active
77
$339,900$120,124 down
Rate
2.81%
6.95%today
Payment
$1,030/mo
$1,657today
  • 4beds
  • 3baths
  • 2,360sqft

543 STATE ROAD 559, Auburndale

312 TOWNBRIDGE Drive, Haines City, FL, 33844 — assumable VA mortgage at 2.83%
VA
Active
98
$195,994$70,298 down
Rate
2.83%
6.95%today
Payment
$596/mo
$957today
  • 2beds
  • 2baths
  • 1,754sqft

312 TOWNBRIDGE Drive, Haines City

589 DUNCAN Circle, Auburndale, FL, 33823 — assumable FHA mortgage at 2.87%
FHA
Active
16
$197,000$74,160 down
Rate
2.87%
6.95%today
Payment
$572/mo
$913today
  • 3beds
  • 1baths
  • 925sqft

589 DUNCAN Circle, Auburndale

Assuming a mortgage in Winter Haven

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$461 /mo
Median cash to assume
$46,674
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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