Art Ingram

Art Ingram

Assumable homes for sale in Valrico, FL

17 homesVA & FHA loansrates from 2.81% vs 6.95% today

Valrico assumption guide
1024 SONYA Lane, Brandon, FL, 33511 — assumable VA mortgage at 3.00%
VA
Active
37
$795,000$97,376 down
Rate
3.00%
6.95%today
Payment
$3,331/mo
$5,229today
  • 5beds
  • 5baths
  • 5,326sqft

1024 SONYA Lane, Brandon

1009 EMERALD CREEK Drive, Valrico, FL, 33596 — assumable VA mortgage at 3.75%
VA
Active
40
$850,000$104,893 down
Rate
3.75%
6.95%today
Payment
$3,786/mo
$5,411today
  • 4beds
  • 3baths
  • 3,784sqft

1009 EMERALD CREEK Drive, Valrico

2561 REGAL RIVER Road, Valrico, FL, 33596 — assumable VA mortgage at 2.81%
VA
Active
56
$649,900$346,641 down
Rate
2.81%
6.95%today
Payment
$1,435/mo
$2,309today
  • 4beds
  • 4baths
  • 3,245sqft

2561 REGAL RIVER Road, Valrico

2010 RIVER PARK Court, Valrico, FL, 33596 — assumable FHA mortgage at 2.98%
FHA
Active
62
$450,000$202,199 down
Rate
2.98%
6.95%today
Payment
$1,162/mo
$1,829today
  • 4beds
  • 2baths
  • 2,044sqft

2010 RIVER PARK Court, Valrico

15601 STARLING WATER Drive, Lithia, FL, 33547 — assumable VA mortgage at 3.73%
VA
Active
78
$625,000$330,875 down
Rate
3.73%
6.95%today
Payment
$1,578/mo
$2,261today
  • 4beds
  • 2baths
  • 2,408sqft

15601 STARLING WATER Drive, Lithia

3609 CASABA Loop, Valrico, FL, 33596 — assumable VA mortgage at 3.79%
VA
Active
97
$267,900$159,741 down
Rate
3.79%
6.95%today
Payment
$655/mo
$931today
  • 4beds
  • 2baths
  • 1,719sqft

3609 CASABA Loop, Valrico

2202 LONGMORE Circle, Valrico, FL, 33596 — assumable VA mortgage at 4.72%
VA
Active
34
$615,000$142,434 down
Rate
4.72%
6.95%today
Payment
$2,641/mo
$3,363today
  • 5beds
  • 4baths
  • 3,091sqft

2202 LONGMORE Circle, Valrico

1512 CROOKED STICK Drive, Valrico, FL, 33596 — assumable VA mortgage at 3.96%
VA
Active
87
$569,900$263,021 down
Rate
3.96%
6.95%today
Payment
$1,791/mo
$2,495today
  • 4beds
  • 3baths
  • 2,861sqft

1512 CROOKED STICK Drive, Valrico

4822 PORTOBELLO Circle, Valrico, FL, 33596 — assumable VA mortgage at 4.00%
VA
Active
30
$499,900$433,659 down
Rate
4.00%
6.95%today
Payment
$629/mo
$762today
  • 5beds
  • 3baths
  • 2,410sqft

4822 PORTOBELLO Circle, Valrico

3463 TIMBER CROSSING Avenue, Brandon, FL, 33511 — assumable VA mortgage at 5.80%
VA
Active
41
$450,000$19,743 down
Rate
5.80%
6.95%today
Payment
$3,790/mo
$4,077today
  • 4beds
  • 3baths
  • 2,594sqft

3463 TIMBER CROSSING Avenue, Brandon

2007 RIVER CROSSING Drive, Valrico, FL, 33596 — assumable FHA mortgage at 4.04%
FHA
Active
45
$495,000$318,793 down
Rate
4.04%
6.95%today
Payment
$1,108/mo
$1,529today
  • 4beds
  • 3baths
  • 2,010sqft

2007 RIVER CROSSING Drive, Valrico

3313 PLEASANT WILLOW Court, Brandon, FL, 33511 — assumable FHA mortgage at 6.74%
FHA
Active
37
$294,000$22,208 down
Rate
6.74%
6.95%today
Payment
$1,780/mo
$1,819today
  • 3beds
  • 3baths
  • 1,707sqft

3313 PLEASANT WILLOW Court, Brandon

3227 TIMBER CROSSING Avenue, Brandon, FL, 33511 — assumable FHA mortgage at 7.57%
FHA
Active
33
$365,000$19,520 down
Rate
7.57%
6.95%today
Payment
$2,497/mo
$2,348today
  • 3beds
  • 3baths
  • 1,713sqft

3227 TIMBER CROSSING Avenue, Brandon

4303 ORANGE RIDGE Court, Valrico, FL, 33596 — assumable VA mortgage at 5.89%
VA
Active
35
$499,000$92,064 down
Rate
5.89%
6.95%today
Payment
$2,541/mo
$2,839today
  • 4beds
  • 3baths
  • 2,298sqft

4303 ORANGE RIDGE Court, Valrico

2409 ARBORWOOD Drive, Valrico, FL, 33596 — assumable FHA mortgage at 6.81%
FHA
Active
53
$490,000$64,916 down
Rate
6.81%
6.95%today
Payment
$2,819/mo
$2,860today
  • 3beds
  • 2baths
  • 1,923sqft

2409 ARBORWOOD Drive, Valrico

3349 PLEASANT WILLOW Court, Brandon, FL, 33511 — assumable FHA mortgage at 6.92%
FHA
Active
35
$335,000$42,440 down
Rate
6.92%
6.95%today
Payment
$2,014/mo
$2,021today
  • 3beds
  • 3baths
  • 1,707sqft

3349 PLEASANT WILLOW Court, Brandon

3728 MURRAY DALE DRIVE, Valrico, FL, 33596 — assumable FHA mortgage at 7.29%
FHA
Active
49
$375,000$62,005 down
Rate
7.29%
6.95%today
Payment
$2,202/mo
$2,128today
  • 3beds
  • 3baths
  • 1,907sqft

3728 MURRAY DALE DRIVE, Valrico

Assuming a mortgage in Valrico

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$629 /mo
Median cash to assume
$104,893
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.