Art Ingram

Art Ingram

Assumable homes for sale in The Villages, FL

15 homesVA & FHA loansrates from 2.70% vs 6.95% today

The Villages assumption guide
17424 111TH Avenue, Summerfield, FL, 34491 — assumable FHA mortgage at 3.14%
FHA
Active
45
$260,900$54,252 down
Rate
3.14%
6.95%today
Payment
$984/mo
$1,518today
  • 3beds
  • 2baths
  • 1,446sqft

17424 111TH Avenue, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$26,855 down
Rate
4.01%
6.95%today
Payment
$2,058/mo
$2,850today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

868 OVIEDO Road, The Villages, FL, 32159 — assumable VA mortgage at 2.74%
VA
Active
34
$350,000$118,156 down
Rate
2.74%
6.95%today
Payment
$1,078/mo
$1,751today
  • 3beds
  • 2baths
  • 1,326sqft

868 OVIEDO Road, The Villages

11337 175TH Place, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VA
Active
48
$259,900$102,313 down
Rate
2.88%
6.95%today
Payment
$753/mo
$1,201today
  • 2beds
  • 2baths
  • 1,502sqft

11337 175TH Place, Summerfield

17867 115TH Circle, Summerfield, FL, 34491 — assumable FHA mortgage at 2.90%
FHA
Active
27
$299,000$94,138 down
Rate
2.90%
6.95%today
Payment
$952/mo
$1,514today
  • 3beds
  • 2baths
  • 1,597sqft

17867 115TH Circle, Summerfield

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,015 down
Rate
2.70%
6.95%today
Payment
$610/mo
$996today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

17808 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
50
$329,900$329,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,282sqft

17808 115TH Court, Summerfield

631 ENCONTO Street, The Villages, FL, 32159 — assumable VA mortgage at 3.00%
VA
Active
31
$299,900$299,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,128sqft

631 ENCONTO Street, The Villages

13811 COUNTY ROAD 109D, Lady Lake, FL, 32159 — assumable FHA mortgage at 4.17%
FHA
Active
37
$300,000$87,218 down
Rate
4.17%
6.95%today
Payment
$1,124/mo
$1,527today
  • 4beds
  • 2baths
  • 2,280sqft

13811 COUNTY ROAD 109D, Lady Lake

1223 TARPON Lane, Lady Lake, FL, 32159 — assumable VA mortgage at 4.30%
VA
Active
27
$265,000$148,438 down
Rate
4.30%
6.95%today
Payment
$714/mo
$955today
  • 2beds
  • 2baths
  • 1,545sqft

1223 TARPON Lane, Lady Lake

1207 PALMETTO Drive, The Villages, FL, 32159 — assumable VA mortgage at 6.22%
VA
Active
71
$245,000$47,769 down
Rate
6.22%
6.95%today
Payment
$1,214/mo
$1,309today
  • 2beds
  • 2baths
  • 1,248sqft

1207 PALMETTO Drive, The Villages

606 TARRSON Boulevard, Lady Lake, FL, 32159 — assumable FHA mortgage at 6.88%
FHA
Active
30
$158,500$18,508 down
Rate
6.88%
6.95%today
Payment
$942/mo
$949today
  • 2beds
  • 1baths
  • 768sqft

606 TARRSON Boulevard, Lady Lake

17520 112TH Avenue, Summerfield, FL, 34491 — assumable FHA mortgage at 7.17%
FHA
Active
31
$275,000$73,635 down
Rate
7.17%
6.95%today
Payment
$1,394/mo
$1,363today
  • 2beds
  • 2baths
  • 1,402sqft

17520 112TH Avenue, Summerfield

378 HAMMOCK OAKS Boulevard, Lady Lake, FL, 32159 — assumable VA mortgage at 6.58%
VA
Active
13
$297,990Potential short sale
Rate
6.58%
6.95%today
Payment
$2,844/mo
$2,954today
  • 3beds
  • 2baths
  • 1,549sqft

378 HAMMOCK OAKS Boulevard, Lady Lake

915 VENTURA Drive, Lady Lake, FL, 32159 — assumable VA mortgage at 6.78%
VA
Active
37
$350,000$222,225 down
Rate
6.78%
6.95%today
Payment
$846/mo
$861today
  • 3beds
  • 2baths
  • 1,452sqft

915 VENTURA Drive, Lady Lake

Assuming a mortgage in The Villages

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$610 /mo
Median cash to assume
$98,226
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.