Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in The Villages, FL

34 homesVA & FHA loansrates from 2.37% vs 6.95% today

The Villages assumption guide
8083 169TH PALOWNIA Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.45%
VA
Active
19
$284,900$30,310 down
Rate
3.45%
6.95%today
Payment
$1,250/mo
$1,853today
  • 2beds
  • 2baths
  • 1,186sqft

8083 169TH PALOWNIA Loop, The Villages

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$339,000$126,669 down
Rate
2.96%
6.95%today
Payment
$1,002/mo
$1,582today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$322,500$249,899 down
Rate
2.37%
6.95%today
Payment
$661/mo
$896today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.81%
VA
Active
41
$469,000$217,714 down
Rate
2.81%
6.95%today
Payment
$1,189/mo
$1,913today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

7380 168TH DIPIETRO Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
41
$325,000$325,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,442sqft

7380 168TH DIPIETRO Lane, The Villages

17458 82ND ROSLYN Court, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
45
$259,900$259,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,189sqft

17458 82ND ROSLYN Court, The Villages

7815 166TH HIBERNIA Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
40
$375,000$375,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,854sqft

7815 166TH HIBERNIA Lane, The Villages

7631 170TH LONGVIEW Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
34
$269,000$269,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,186sqft

7631 170TH LONGVIEW Lane, The Villages

17421 78TH HARMONY Circle, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
38
$248,000$248,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17421 78TH HARMONY Circle, The Villages

7169 172ND HAZELWOOD Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
48
$319,900$319,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,404sqft

7169 172ND HAZELWOOD Loop, The Villages

4913 122ND Avenue, Oxford, FL, 34484 — assumable FHA mortgage at 3.36%
FHA
Active
39
$360,000$156,099 down
Rate
3.36%
6.95%today
Payment
$1,039/mo
$1,559today
  • 4beds
  • 3baths
  • 2,629sqft

4913 122ND Avenue, Oxford

8214 169TH PALOWNIA Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.39%
VA
Active
35
$245,900$175,045 down
Rate
3.39%
6.95%today
Payment
$471/mo
$704today
  • 2beds
  • 2baths
  • 1,198sqft

8214 169TH PALOWNIA Loop, The Villages

7811 173RD PANORAMA Place, The Villages, FL, 32162 — assumable VA mortgage at 3.50%
VA
Active
47
$259,000$259,000 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,198sqft

7811 173RD PANORAMA Place, The Villages

5015 125TH Loop, Oxford, FL, 34484 — assumable VA mortgage at 4.42%
VA
Active
40
$420,000$116,604 down
Rate
4.42%
6.95%today
Payment
$1,643/mo
$2,167today
  • 3beds
  • 2baths
  • 1,644sqft

5015 125TH Loop, Oxford

16573 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 4.00%
VA
Active
35
$400,000$415,000 down
Rate
4.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,902sqft

16573 77TH NORTHRIDGE Court, The Villages

1557 OAK FOREST Drive, The Villages, FL, 32162 — assumable VA mortgage at 4.20%
VA
Active
55
$329,900$138,160 down
Rate
4.20%
6.95%today
Payment
$1,089/mo
$1,474today
  • 3beds
  • 2baths
  • 1,486sqft

1557 OAK FOREST Drive, The Villages

17559 81ST PARNASSUS Court, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
30
$384,900Potential short sale
Rate
6.50%
6.95%today
Payment
$2,612/mo
$2,735today
  • 3beds
  • 2baths
  • 1,597sqft

17559 81ST PARNASSUS Court, The Villages

16362 81ST Terrace, Summerfield, FL, 34491 — assumable FHA mortgage at 5.55%
FHA
Active
48
$440,000$79,351 down
Rate
5.55%
6.95%today
Payment
$2,180/mo
$2,527today
  • 4beds
  • 3baths
  • 2,565sqft

16362 81ST Terrace, Summerfield

9230 179TH WESLEY Street, The Villages, FL, 32162 — assumable VA mortgage at 4.60%
VA
Active
25
$254,900$203,660 down
Rate
4.60%
6.95%today
Payment
$308/mo
$397today
  • 2beds
  • 2baths
  • 1,148sqft

9230 179TH WESLEY Street, The Villages

5107 122ND Boulevard, Oxford, FL, 34484 — assumable VA mortgage at 6.24%
VA
Active
35
$414,900$67,958 down
Rate
6.24%
6.95%today
Payment
$2,153/mo
$2,317today
  • 4beds
  • 3baths
  • 1,910sqft

5107 122ND Boulevard, Oxford

9486 173RD Place, Summerfield, FL, 34491 — assumable VA mortgage at 6.50%
VA
Active
15
$239,400$23,999 down
Rate
6.50%
6.95%today
Payment
$1,372/mo
$1,436today
  • 2beds
  • 2baths
  • 1,008sqft

9486 173RD Place, Summerfield

12316 48TH Loop, Oxford, FL, 34484 — assumable VA mortgage at 5.52%
VA
Active
22
$265,000$91,278 down
Rate
5.52%
6.95%today
Payment
$1,050/mo
$1,221today
  • 4beds
  • 4baths
  • 1,912sqft

12316 48TH Loop, Oxford

17353 76TH FLINTLOCK Terrace, The Villages, FL, 32162 — assumable VA mortgage at 5.89%
VA
Active
27
$284,900$108,954 down
Rate
5.89%
6.95%today
Payment
$872/mo
$1,024today
  • 2beds
  • 2baths
  • 1,388sqft

17353 76TH FLINTLOCK Terrace, The Villages

16840 97TH WILDWOOD Court, The Villages, FL, 32162 — assumable VA mortgage at 6.06%
VA
Active
48
$369,000$125,019 down
Rate
6.06%
6.95%today
Payment
$1,480/mo
$1,623today
  • 3beds
  • 2baths
  • 1,527sqft

16840 97TH WILDWOOD Court, The Villages

16767 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 6.76%
VA
Active
45
$500,000$155,680 down
Rate
6.76%
6.95%today
Payment
$2,266/mo
$2,310today
  • 3beds
  • 2baths
  • 1,918sqft

16767 77TH NORTHRIDGE Court, The Villages

17349 76TH FLINTLOCK Terrace, The Villages, FL, 32162 — assumable VA mortgage at 6.86%
VA
Active
29
$349,900$105,700 down
Rate
6.86%
6.95%today
Payment
$1,620/mo
$1,635today
  • 3beds
  • 2baths
  • 1,527sqft

17349 76TH FLINTLOCK Terrace, The Villages

9630 165TH Lane, Summerfield, FL, 34491 — assumable VA mortgage at 7.10%
VA
Active
15
$249,000$82,828 down
Rate
7.10%
6.95%today
Payment
$1,142/mo
$1,125today
  • 4beds
  • 3baths
  • 2,429sqft

9630 165TH Lane, Summerfield

1670 SAINT JAMES Circle, The Villages, FL, 32162 — assumable VA mortgage at 6.27%
VA
Active
53
$1,250,000$934,606 down
Rate
6.27%
6.95%today
Payment
$2,036/mo
$2,184today
  • 4beds
  • 2baths
  • 3,172sqft

1670 SAINT JAMES Circle, The Villages

17116 79TH MCLAWREN Terrace, The Villages, FL, 32162 — assumable VA mortgage at 6.31%
VA
Active
58
$699,000$672,584 down
Rate
6.31%
6.95%today
Payment
$1,836/mo
$1,931today
  • 3beds
  • 2baths
  • 2,097sqft

17116 79TH MCLAWREN Terrace, The Villages

1606 CAMPOS Drive, The Villages, FL, 32162 — assumable VA mortgage at 6.50%
VA
Active
43
$260,000$260,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,121sqft

1606 CAMPOS Drive, The Villages

9544 163RD Street, Summerfield, FL, 34491 — assumable VA mortgage at 7.00%
VA
Active
28
$95,000$95,000 down
Rate
7.00%
6.95%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 552sqft

9544 163RD Street, Summerfield

9188 166TH SPRUNG Lane, The Villages, FL, 32162 — assumable VA mortgage
VA
Active
52
$335,000$335,000 down
Rate
—%
6.95%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,437sqft

9188 166TH SPRUNG Lane, The Villages

8288 176TH LAWSON Loop, The Villages, FL, 32162 — assumable VA mortgage
VA
Active
56
$299,900$314,900 down
Rate
—%
6.95%today
Payment
—/mo
  • 3beds
  • 2baths
  • 1,512sqft

8288 176TH LAWSON Loop, The Villages

16815 85TH BELKNAP Avenue, The Villages, FL, 32162 — assumable VA mortgage
VA
Active
99
$575,000$599,500 down
Rate
—%
6.95%today
Payment
—/mo
  • 3beds
  • 2baths
  • 2,044sqft

16815 85TH BELKNAP Avenue, The Villages

Assuming a mortgage in The Villages

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.37%
Lowest existing payment
$308 /mo
Median cash to assume
$203,660
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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