Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in The Villages, FL

112 homesVA & FHA loansrates from 2.24% vs 6.95% today

The Villages assumption guide
8083 169TH PALOWNIA Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.45%
VA
Active
19
$284,900$30,310 down
Rate
3.45%
6.95%today
Payment
$1,250/mo
$1,853today
  • 2beds
  • 2baths
  • 1,186sqft

8083 169TH PALOWNIA Loop, The Villages

4322 CASAURINA Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.06%
FHA
Active
22
$245,000$56,219 down
Rate
3.06%
6.95%today
Payment
$903/mo
$1,407today
  • 3beds
  • 2baths
  • 2,075sqft

4322 CASAURINA Road, Lady Lake

17424 111TH Avenue, Summerfield, FL, 34491 — assumable FHA mortgage at 3.14%
FHA
Active
45
$260,900$54,252 down
Rate
3.14%
6.95%today
Payment
$984/mo
$1,518today
  • 3beds
  • 2baths
  • 1,446sqft

17424 111TH Avenue, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$26,855 down
Rate
4.01%
6.95%today
Payment
$2,058/mo
$2,850today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

2407 SOUTH AVENUE, Leesburg, FL, 34748 — assumable VA mortgage at 3.44%
VA
Active
$155,000$38,184 down
Rate
3.44%
6.95%today
Payment
$668/mo
$992today
  • 2beds
  • 2baths
  • 1,185sqft

2407 SOUTH AVENUE, Leesburg

2854 140TH Lane, Summerfield, FL, 34491 — assumable VA mortgage at 2.24%
VA
Active
19
$219,900$84,384 down
Rate
2.24%
6.95%today
Payment
$580/mo
$1,006today
  • 3beds
  • 2baths
  • 1,093sqft

2854 140TH Lane, Summerfield

868 OVIEDO Road, The Villages, FL, 32159 — assumable VA mortgage at 2.74%
VA
Active
34
$350,000$118,156 down
Rate
2.74%
6.95%today
Payment
$1,078/mo
$1,751today
  • 3beds
  • 2baths
  • 1,326sqft

868 OVIEDO Road, The Villages

5395 SUNSHINE Drive, Wildwood, FL, 34785 — assumable FHA mortgage at 2.84%
FHA
Active
29
$295,500$110,965 down
Rate
2.84%
6.95%today
Payment
$872/mo
$1,397today
  • 2beds
  • 2baths
  • 1,614sqft

5395 SUNSHINE Drive, Wildwood

11337 175TH Place, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VA
Active
48
$259,900$102,313 down
Rate
2.88%
6.95%today
Payment
$753/mo
$1,201today
  • 2beds
  • 2baths
  • 1,502sqft

11337 175TH Place, Summerfield

17867 115TH Circle, Summerfield, FL, 34491 — assumable FHA mortgage at 2.90%
FHA
Active
27
$299,000$94,138 down
Rate
2.90%
6.95%today
Payment
$952/mo
$1,514today
  • 3beds
  • 2baths
  • 1,597sqft

17867 115TH Circle, Summerfield

3635 STEPHEN Road, Lady Lake, FL, 32159 — assumable VA mortgage at 2.96%
VA
Active
27
$514,900$159,623 down
Rate
2.96%
6.95%today
Payment
$1,677/mo
$2,647today
  • 4beds
  • 3baths
  • 2,510sqft

3635 STEPHEN Road, Lady Lake

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$339,000$126,669 down
Rate
2.96%
6.95%today
Payment
$1,002/mo
$1,582today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

1182 FIESTA KEY Circle, Lady Lake, FL, 32159 — assumable VA mortgage at 3.73%
VA
Active
26
$539,900$128,558 down
Rate
3.73%
6.95%today
Payment
$2,187/mo
$3,134today
  • 3beds
  • 2baths
  • 2,326sqft

1182 FIESTA KEY Circle, Lady Lake

2406 LAKE ELLA Road, Fruitland Park, FL, 34731 — assumable VA mortgage at 3.76%
VA
Active
78
$779,000$211,556 down
Rate
3.76%
6.95%today
Payment
$2,875/mo
$4,104today
  • 4beds
  • 4baths
  • 3,048sqft

2406 LAKE ELLA Road, Fruitland Park

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$322,500$249,899 down
Rate
2.37%
6.95%today
Payment
$661/mo
$896today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

15947 SW 26TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 2.68%
FHA
Active
41
$289,000$118,903 down
Rate
2.68%
6.95%today
Payment
$788/mo
$1,289today
  • 4beds
  • 2baths
  • 1,760sqft

15947 SW 26TH Court, Ocala

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,015 down
Rate
2.70%
6.95%today
Payment
$610/mo
$996today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

1793 HARTFORD Path, The Villages, FL, 32162 — assumable VA mortgage at 2.78%
VA
Active
86
$1,400,000$1,092,668 down
Rate
2.78%
6.95%today
Payment
$1,443/mo
$2,330today
  • 3beds
  • 2baths
  • 3,478sqft

1793 HARTFORD Path, The Villages

16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.81%
VA
Active
41
$469,000$217,714 down
Rate
2.81%
6.95%today
Payment
$1,189/mo
$1,913today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

702 CHELSEA Avenue, Fruitland Park, FL, 34731 — assumable FHA mortgage at 2.93%
FHA
Active
20
$289,000$130,172 down
Rate
2.93%
6.95%today
Payment
$747/mo
$1,184today
  • 3beds
  • 2baths
  • 1,547sqft

702 CHELSEA Avenue, Fruitland Park

9778 PEPPER TREE Place, Wildwood, FL, 34785 — assumable FHA mortgage at 2.94%
FHA
Active
47
$374,900$159,413 down
Rate
2.94%
6.95%today
Payment
$1,039/mo
$1,644today
  • 4beds
  • 3baths
  • 2,279sqft

9778 PEPPER TREE Place, Wildwood

8262 158TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 2.94%
FHA
Active
35
$379,000$209,268 down
Rate
2.94%
6.95%today
Payment
$816/mo
$1,292today
  • 4beds
  • 3baths
  • 2,115sqft

8262 158TH Place, Summerfield

3390 146TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.96%
FHA
Active
48
$250,000$101,706 down
Rate
2.96%
6.95%today
Payment
$700/mo
$1,105today
  • 5beds
  • 3baths
  • 2,356sqft

3390 146TH Lane, Summerfield

1337 LEE Court, Leesburg, FL, 34748 — assumable FHA mortgage at 2.97%
FHA
Active
36
$299,900$131,837 down
Rate
2.97%
6.95%today
Payment
$798/mo
$1,258today
  • 3beds
  • 2baths
  • 1,392sqft

1337 LEE Court, Leesburg

521 MIRROR LAKE Drive, Fruitland Park, FL, 34731 — assumable VA mortgage at 2.97%
VA
Active
52
$425,000$218,393 down
Rate
2.97%
6.95%today
Payment
$983/mo
$1,550today
  • 3beds
  • 3baths
  • 2,236sqft

521 MIRROR LAKE Drive, Fruitland Park

16315 95TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
39
$120,000$120,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 880sqft

16315 95TH Court, Summerfield

7380 168TH DIPIETRO Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
41
$325,000$325,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,442sqft

7380 168TH DIPIETRO Lane, The Villages

17458 82ND ROSLYN Court, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
45
$259,900$259,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,189sqft

17458 82ND ROSLYN Court, The Villages

17808 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
50
$329,900$329,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,282sqft

17808 115TH Court, Summerfield

7815 166TH HIBERNIA Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
40
$375,000$375,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,854sqft

7815 166TH HIBERNIA Lane, The Villages

7631 170TH LONGVIEW Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
34
$269,000$269,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,186sqft

7631 170TH LONGVIEW Lane, The Villages

17421 78TH HARMONY Circle, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
38
$248,000$248,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17421 78TH HARMONY Circle, The Villages

631 ENCONTO Street, The Villages, FL, 32159 — assumable VA mortgage at 3.00%
VA
Active
31
$299,900$299,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,128sqft

631 ENCONTO Street, The Villages

7169 172ND HAZELWOOD Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
48
$319,900$319,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,404sqft

7169 172ND HAZELWOOD Loop, The Villages

5204 GREENS Drive, Lady Lake, FL, 32159 — assumable VA mortgage at 3.02%
VA
Active
55
$449,900$192,637 down
Rate
3.02%
6.95%today
Payment
$1,248/mo
$1,954today
  • 3beds
  • 3baths
  • 2,248sqft

5204 GREENS Drive, Lady Lake

16049 89TH Terrace, Summerfield, FL, 34491 — assumable FHA mortgage at 3.03%
FHA
Active
44
$399,900$210,736 down
Rate
3.03%
6.95%today
Payment
$923/mo
$1,444today
  • 4beds
  • 2baths
  • 2,339sqft

16049 89TH Terrace, Summerfield

Assuming a mortgage in The Villages

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.24%
Lowest existing payment
$308 /mo
Median cash to assume
$130,169
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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