Art Ingram

Art Ingram

Assumable homes for sale in Terra Ceia, FL

122 homesFHA & VA loansrates from 2.65% vs 6.95% today

Terra Ceia assumption guide
5220 119TH Terrace, Parrish, FL, 34219 — assumable FHA mortgage at 2.99%
FHA
Active
35
$389,900$64,766 down
Rate
2.99%
6.95%today
Payment
$1,527/mo
$2,400today
  • 4beds
  • 3baths
  • 2,396sqft

5220 119TH Terrace, Parrish

3820 CALAMITY Terrace, Bradenton, FL, 34208 — assumable FHA mortgage at 3.09%
FHA
Active
11
$339,900$40,002 down
Rate
3.09%
6.95%today
Payment
$1,424/mo
$2,210today
  • 3beds
  • 2baths
  • 1,510sqft

3820 CALAMITY Terrace, Bradenton

8815 BROOKFIELD Terrace, Bradenton, FL, 34212 — assumable VA mortgage at 2.80%
VA
Active
76
$625,000$127,282 down
Rate
2.80%
6.95%today
Payment
$2,303/mo
$3,711today
  • 4beds
  • 3baths
  • 2,852sqft

8815 BROOKFIELD Terrace, Bradenton

3516 WOODMONT Drive, Parrish, FL, 34219 — assumable FHA mortgage at 2.87%
FHA
Active
7
$389,000$102,990 down
Rate
2.87%
6.95%today
Payment
$1,334/mo
$2,130today
  • 3beds
  • 3baths
  • 2,154sqft

3516 WOODMONT Drive, Parrish

2700 LITTLE COUNTRY Road, Parrish, FL, 34219 — assumable VA mortgage at 2.875%
VA
Active
50
$630,000$135,514 down
Rate
2.875%
6.95%today
Payment
$2,282/mo
$3,641today
  • 3beds
  • 2baths
  • 1,916sqft

2700 LITTLE COUNTRY Road, Parrish

11220 77TH Street, Parrish, FL, 34219 — assumable VA mortgage at 3.05%
VA
Active
55
$570,000$162,423 down
Rate
3.05%
6.95%today
Payment
$1,926/mo
$3,005today
  • 4beds
  • 4baths
  • 3,030sqft

11220 77TH Street, Parrish

10934 WENDOVER Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 3.07%
FHA
Active
60
$349,900$84,061 down
Rate
3.07%
6.95%today
Payment
$1,257/mo
$1,955today
  • 2beds
  • 3baths
  • 1,582sqft

10934 WENDOVER Drive, Palmetto

9047 ROYAL RIVER Circle, Parrish, FL, 34219 — assumable FHA mortgage at 3.09%
FHA
Active
33
$419,000$105,861 down
Rate
3.09%
6.95%today
Payment
$1,487/mo
$2,307today
  • 4beds
  • 2baths
  • 1,580sqft

9047 ROYAL RIVER Circle, Parrish

5310 72ND Street, Palmetto, FL, 34221 — assumable FHA mortgage at 3.10%
FHA
Active
45
$355,000$98,726 down
Rate
3.10%
6.95%today
Payment
$1,237/mo
$1,917today
  • 3beds
  • 2baths
  • 1,703sqft

5310 72ND Street, Palmetto

6255 SPRINGMONT Loop, Palmetto, FL, 34221 — assumable VA mortgage at 3.11%
VA
Active
45
$347,500$78,791 down
Rate
3.11%
6.95%today
Payment
$1,276/mo
$1,975today
  • 3beds
  • 2baths
  • 1,592sqft

6255 SPRINGMONT Loop, Palmetto

5108 OLD TURNER Lane, Palmetto, FL, 34221 — assumable FHA mortgage at 3.18%
FHA
Active
37
$305,000$76,545 down
Rate
3.18%
6.95%today
Payment
$1,110/mo
$1,703today
  • 3beds
  • 2baths
  • 1,516sqft

5108 OLD TURNER Lane, Palmetto

3514 77TH Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.72%
VA
Active
21
$415,000$163,069 down
Rate
2.72%
6.95%today
Payment
$1,178/mo
$1,917today
  • 3beds
  • 2baths
  • 1,702sqft

3514 77TH Court, Palmetto

12211 23RD Street, Parrish, FL, 34219 — assumable VA mortgage at 2.88%
VA
Active
39
$499,999$189,873 down
Rate
2.88%
6.95%today
Payment
$1,448/mo
$2,309today
  • 4beds
  • 2baths
  • 2,170sqft

12211 23RD Street, Parrish

4521 REISSWOOD Loop, Palmetto, FL, 34221 — assumable FHA mortgage at 2.98%
FHA
Active
46
$345,000$106,739 down
Rate
2.98%
6.95%today
Payment
$1,130/mo
$1,779today
  • 4beds
  • 3baths
  • 2,152sqft

4521 REISSWOOD Loop, Palmetto

5834 BUNGALOW GROVE Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.99%
VA
Active
44
$335,000$103,472 down
Rate
2.99%
6.95%today
Payment
$1,122/mo
$1,764today
  • 3beds
  • 2baths
  • 1,505sqft

5834 BUNGALOW GROVE Court, Palmetto

11332 GALLATIN Trail, Parrish, FL, 34219 — assumable FHA mortgage at 4.25%
FHA
Active
66
$459,900$34,968 down
Rate
4.25%
6.95%today
Payment
$2,222/mo
$2,989today
  • 3beds
  • 2baths
  • 1,966sqft

11332 GALLATIN Trail, Parrish

4939 LOS ROBLES Court, Palmetto, FL, 34221 — assumable FHA mortgage at 3.76%
FHA
Active
44
$550,000$158,243 down
Rate
3.76%
6.95%today
Payment
$1,985/mo
$2,833today
  • 4beds
  • 4baths
  • 2,636sqft

4939 LOS ROBLES Court, Palmetto

5206 GAVELLA Cove, Palmetto, FL, 34221 — assumable FHA mortgage at 2.65%
FHA
Active
44
$534,000$218,829 down
Rate
2.65%
6.95%today
Payment
$1,455/mo
$2,390today
  • 5beds
  • 4baths
  • 2,915sqft

5206 GAVELLA Cove, Palmetto

4195 LITTLE GAP Loop, Ellenton, FL, 34222 — assumable FHA mortgage at 2.70%
FHA
Active
5
$475,000$193,243 down
Rate
2.70%
6.95%today
Payment
$1,314/mo
$2,145today
  • 4beds
  • 3baths
  • 2,697sqft

4195 LITTLE GAP Loop, Ellenton

212 68TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 2.73%
VA
Active
72
$529,000$217,367 down
Rate
2.73%
6.95%today
Payment
$1,448/mo
$2,354today
  • 3beds
  • 2baths
  • 2,016sqft

212 68TH Street, Bradenton

4061 KINGSFIELD Drive, Parrish, FL, 34219 — assumable VA mortgage at 2.77%
VA
Active
63
$464,000$256,288 down
Rate
2.77%
6.95%today
Payment
$974/mo
$1,575today
  • 3beds
  • 2baths
  • 2,408sqft

4061 KINGSFIELD Drive, Parrish

9609 PORTSIDE Terrace, Bradenton, FL, 34212 — assumable VA mortgage at 2.80%
VA
Active
41
$449,000$199,923 down
Rate
2.80%
6.95%today
Payment
$1,177/mo
$1,897today
  • 3beds
  • 2baths
  • 1,540sqft

9609 PORTSIDE Terrace, Bradenton

1831 BAYSHORE Drive, Terra Ceia, FL, 34250 — assumable VA mortgage at 2.80%
VA
Active
61
$659,000$389,101 down
Rate
2.80%
6.95%today
Payment
$1,249/mo
$2,012today
  • 3beds
  • 2baths
  • 1,669sqft

1831 BAYSHORE Drive, Terra Ceia

1417 27TH Street, Bradenton, FL, 34205 — assumable VA mortgage at 2.84%
VA
Active
31
$549,990$347,045 down
Rate
2.84%
6.95%today
Payment
$941/mo
$1,509today
  • 4beds
  • 2baths
  • 2,251sqft

1417 27TH Street, Bradenton

4514 STICKLEY Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.90%
VA
Active
47
$885,000$466,474 down
Rate
2.90%
6.95%today
Payment
$1,967/mo
$3,129today
  • 3beds
  • 3baths
  • 3,161sqft

4514 STICKLEY Court, Palmetto

1030 TIDEWATER SHORES Loop #401, Bradenton, FL, 34208 — assumable VA mortgage at 2.99%
VA
Active
77
$367,900$188,727 down
Rate
2.99%
6.95%today
Payment
$868/mo
$1,365today
  • 2beds
  • 2baths
  • 1,151sqft

1030 TIDEWATER SHORES Loop #401, Bradenton

2818 11TH Avenue, Bradenton, FL, 34205 — assumable FHA mortgage at 3.30%
FHA
Active
28
$364,999$140,584 down
Rate
3.30%
6.95%today
Payment
$1,140/mo
$1,722today
  • 3beds
  • 2baths
  • 1,844sqft

2818 11TH Avenue, Bradenton

10820 79TH Street, Parrish, FL, 34219 — assumable VA mortgage at 3.03%
VA
Active
47
$370,000$239,019 down
Rate
3.03%
6.95%today
Payment
$639/mo
$1,000today
  • 4beds
  • 2baths
  • 1,850sqft

10820 79TH Street, Parrish

3407 29TH Street, Bradenton, FL, 34205 — assumable FHA mortgage at 3.06%
FHA
Active
43
$448,900$223,641 down
Rate
3.06%
6.95%today
Payment
$1,080/mo
$1,683today
  • 3beds
  • 2baths
  • 1,525sqft

3407 29TH Street, Bradenton

1606 22ND Avenue, Palmetto, FL, 34221 — assumable VA mortgage at 4.98%
VA
Active
16
$429,000$18,418 down
Rate
4.98%
6.95%today
Payment
$2,357/mo
$2,913today
  • 3beds
  • 2baths
  • 1,576sqft

1606 22ND Avenue, Palmetto

8611 MERCATOR Court, Parrish, FL, 34219 — assumable VA mortgage at 4.72%
VA
Active
64
$575,000$32,573 down
Rate
4.72%
6.95%today
Payment
$3,031/mo
$3,860today
  • 4beds
  • 3baths
  • 2,479sqft

8611 MERCATOR Court, Parrish

3704 GARON Avenue, Ruskin, FL, 33570 — assumable FHA mortgage at 3.23%
FHA
Active
18
$279,000$128,801 down
Rate
3.23%
6.95%today
Payment
$750/mo
$1,144today
  • 3beds
  • 2baths
  • 1,800sqft

3704 GARON Avenue, Ruskin

4006 JOYCE Drive, Bradenton, FL, 34208 — assumable VA mortgage at 3.30%
VA
Active
39
$449,900$228,950 down
Rate
3.30%
6.95%today
Payment
$1,117/mo
$1,688today
  • 2beds
  • 2baths
  • 1,585sqft

4006 JOYCE Drive, Bradenton

3515 71ST Avenue, Ellenton, FL, 34222 — assumable VA mortgage at 3.30%
VA
Active
44
$325,000$269,448 down
Rate
3.30%
6.95%today
Payment
$792/mo
$1,007today
  • 2beds
  • 2baths
  • 1,440sqft

3515 71ST Avenue, Ellenton

7830 113TH Avenue, Parrish, FL, 34219 — assumable FHA mortgage at 3.37%
FHA
Active
76
$425,000$293,083 down
Rate
3.37%
6.95%today
Payment
$873/mo
$1,308today
  • 4beds
  • 2baths
  • 2,018sqft

7830 113TH Avenue, Parrish

4213 PINE MEADOW Drive, Parrish, FL, 34219 — assumable VA mortgage at 3.45%
VA
Active
57
$380,000Potential short sale
Rate
3.45%
6.95%today
Payment
$2,039/mo
$3,024today
  • 3beds
  • 2baths
  • 2,147sqft

4213 PINE MEADOW Drive, Parrish

Assuming a mortgage in Terra Ceia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$512 /mo
Median cash to assume
$121,596
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.