Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Summerfield, FL

153 homesVA & FHA loansrates from 2.24% vs 6.95% today

Summerfield assumption guide
8083 169TH PALOWNIA Loop, The Villages, FL, 32162 — assumable VA mortgage at 3.45%
VA
Active
19
$284,900$30,310 down
Rate
3.45%
6.95%today
Payment
$1,250/mo
$1,853today
  • 2beds
  • 2baths
  • 1,186sqft

8083 169TH PALOWNIA Loop, The Villages

4322 CASAURINA Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.06%
FHA
Active
22
$245,000$56,219 down
Rate
3.06%
6.95%today
Payment
$903/mo
$1,407today
  • 3beds
  • 2baths
  • 2,075sqft

4322 CASAURINA Road, Lady Lake

3418 155TH Place, Ocala, FL, 34473 — assumable FHA mortgage at 3.13%
FHA
Active
27
$265,000$71,603 down
Rate
3.13%
6.95%today
Payment
$934/mo
$1,443today
  • 3beds
  • 2baths
  • 1,543sqft

3418 155TH Place, Ocala

17424 111TH Avenue, Summerfield, FL, 34491 — assumable FHA mortgage at 3.14%
FHA
Active
45
$260,900$54,252 down
Rate
3.14%
6.95%today
Payment
$984/mo
$1,518today
  • 3beds
  • 2baths
  • 1,446sqft

17424 111TH Avenue, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$26,855 down
Rate
4.01%
6.95%today
Payment
$2,058/mo
$2,850today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

4321 106TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.85%
VA
Active
81
$439,900$45,096 down
Rate
3.85%
6.95%today
Payment
$2,016/mo
$2,846today
  • 4beds
  • 2baths
  • 2,259sqft

4321 106TH Place, Ocala

2854 140TH Lane, Summerfield, FL, 34491 — assumable VA mortgage at 2.24%
VA
Active
19
$219,900$84,384 down
Rate
2.24%
6.95%today
Payment
$580/mo
$1,006today
  • 3beds
  • 2baths
  • 1,093sqft

2854 140TH Lane, Summerfield

868 OVIEDO Road, The Villages, FL, 32159 — assumable VA mortgage at 2.74%
VA
Active
34
$350,000$118,156 down
Rate
2.74%
6.95%today
Payment
$1,078/mo
$1,751today
  • 3beds
  • 2baths
  • 1,326sqft

868 OVIEDO Road, The Villages

3783 97TH Lane, Belleview, FL, 34420 — assumable FHA mortgage at 2.74%
FHA
Active
10
$319,900$124,539 down
Rate
2.74%
6.95%today
Payment
$909/mo
$1,475today
  • 4beds
  • 2baths
  • 1,827sqft

3783 97TH Lane, Belleview

11337 175TH Place, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VA
Active
48
$259,900$102,313 down
Rate
2.88%
6.95%today
Payment
$753/mo
$1,201today
  • 2beds
  • 2baths
  • 1,502sqft

11337 175TH Place, Summerfield

17867 115TH Circle, Summerfield, FL, 34491 — assumable FHA mortgage at 2.90%
FHA
Active
27
$299,000$94,138 down
Rate
2.90%
6.95%today
Payment
$952/mo
$1,514today
  • 3beds
  • 2baths
  • 1,597sqft

17867 115TH Circle, Summerfield

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$339,000$126,669 down
Rate
2.96%
6.95%today
Payment
$1,002/mo
$1,582today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

4590 99TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 3.01%
FHA
Active
38
$375,000$140,880 down
Rate
3.01%
6.95%today
Payment
$1,140/mo
$1,787today
  • 4beds
  • 2baths
  • 2,183sqft

4590 99TH Street, Ocala

13645 39TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 3.08%
FHA
Active
30
$259,000$94,092 down
Rate
3.08%
6.95%today
Payment
$794/mo
$1,234today
  • 3beds
  • 2baths
  • 1,362sqft

13645 39TH Court, Ocala

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$322,500$249,899 down
Rate
2.37%
6.95%today
Payment
$661/mo
$896today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

15947 SW 26TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 2.68%
FHA
Active
41
$289,000$118,903 down
Rate
2.68%
6.95%today
Payment
$788/mo
$1,289today
  • 4beds
  • 2baths
  • 1,760sqft

15947 SW 26TH Court, Ocala

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,015 down
Rate
2.70%
6.95%today
Payment
$610/mo
$996today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

12577 36 Avenue, Belleview, FL, 34420 — assumable FHA mortgage at 2.71%
FHA
Active
52
$400,000$240,176 down
Rate
2.71%
6.95%today
Payment
$746/mo
$1,216today
  • 3beds
  • 3baths
  • 2,160sqft

12577 36 Avenue, Belleview

124 OAK Circle, Ocala, FL, 34472 — assumable VA mortgage at 2.77%
VA
Active
31
$230,000$109,024 down
Rate
2.77%
6.95%today
Payment
$569/mo
$920today
  • 3beds
  • 2baths
  • 1,342sqft

124 OAK Circle, Ocala

477 SPRING Lane, Ocala, FL, 34472 — assumable FHA mortgage at 2.77%
FHA
Active
21
$190,000$78,746 down
Rate
2.77%
6.95%today
Payment
$512/mo
$828today
  • 3beds
  • 2baths
  • 1,467sqft

477 SPRING Lane, Ocala

1793 HARTFORD Path, The Villages, FL, 32162 — assumable VA mortgage at 2.78%
VA
Active
86
$1,400,000$1,092,668 down
Rate
2.78%
6.95%today
Payment
$1,443/mo
$2,330today
  • 3beds
  • 2baths
  • 3,478sqft

1793 HARTFORD Path, The Villages

16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.81%
VA
Active
41
$469,000$217,714 down
Rate
2.81%
6.95%today
Payment
$1,189/mo
$1,913today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

1400 80TH Street, Ocala, FL, 34476 — assumable VA mortgage at 2.81%
VA
Active
49
$1,150,000$797,621 down
Rate
2.81%
6.95%today
Payment
$1,667/mo
$2,683today
  • 4beds
  • 4baths
  • 3,542sqft

1400 80TH Street, Ocala

133 WALNUT Road, Ocala, FL, 34480 — assumable FHA mortgage at 2.87%
FHA
Active
31
$258,000$140,183 down
Rate
2.87%
6.95%today
Payment
$548/mo
$875today
  • 3beds
  • 2baths
  • 1,441sqft

133 WALNUT Road, Ocala

2881 142ND Lane, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
26
$299,900$133,747 down
Rate
2.94%
6.95%today
Payment
$801/mo
$1,267today
  • 4beds
  • 3baths
  • 2,218sqft

2881 142ND Lane, Ocala

8262 158TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 2.94%
FHA
Active
35
$379,000$209,268 down
Rate
2.94%
6.95%today
Payment
$816/mo
$1,292today
  • 4beds
  • 3baths
  • 2,115sqft

8262 158TH Place, Summerfield

3390 146TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.96%
FHA
Active
48
$250,000$101,706 down
Rate
2.96%
6.95%today
Payment
$700/mo
$1,105today
  • 5beds
  • 3baths
  • 2,356sqft

3390 146TH Lane, Summerfield

13380 32ND Court, Ocala, FL, 34473 — assumable FHA mortgage at 2.99%
FHA
Active
25
$329,900$152,544 down
Rate
2.99%
6.95%today
Payment
$838/mo
$1,318today
  • 4beds
  • 2baths
  • 2,141sqft

13380 32ND Court, Ocala

16315 95TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
39
$120,000$120,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 880sqft

16315 95TH Court, Summerfield

7380 168TH DIPIETRO Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
41
$325,000$325,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,442sqft

7380 168TH DIPIETRO Lane, The Villages

17458 82ND ROSLYN Court, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
45
$259,900$259,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,189sqft

17458 82ND ROSLYN Court, The Villages

17808 115TH Court, Summerfield, FL, 34491 — assumable VA mortgage at 3.00%
VA
Active
50
$329,900$329,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,282sqft

17808 115TH Court, Summerfield

7815 166TH HIBERNIA Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
40
$375,000$375,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,854sqft

7815 166TH HIBERNIA Lane, The Villages

7631 170TH LONGVIEW Lane, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
34
$269,000$269,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,186sqft

7631 170TH LONGVIEW Lane, The Villages

17421 78TH HARMONY Circle, The Villages, FL, 32162 — assumable VA mortgage at 3.00%
VA
Active
38
$248,000$248,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,160sqft

17421 78TH HARMONY Circle, The Villages

631 ENCONTO Street, The Villages, FL, 32159 — assumable VA mortgage at 3.00%
VA
Active
31
$299,900$299,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,128sqft

631 ENCONTO Street, The Villages

Assuming a mortgage in Summerfield

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.24%
Lowest existing payment
$308 /mo
Median cash to assume
$123,506
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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