Art Ingram

Art Ingram

Assumable homes for sale in St. Pete Beach, FL

117 homesVA & FHA loansrates from 2.66% vs 6.95% today

St. Pete Beach assumption guide
3727 ALABAMA Avenue, St Petersburg, FL, 33703 — assumable FHA mortgage at 3.00%
FHATop pick
Active
16
$299,500$30,097 down
Rate
3.00%
6.95%today
Payment
$1,283/mo
$2,015today
  • 2beds
  • 1baths
  • 920sqft

3727 ALABAMA Avenue, St Petersburg

4811 12TH Avenue, St Petersburg, FL, 33711 — assumable FHA mortgage at 3.11%
FHA
Active
38
$260,000$46,860 down
Rate
3.11%
6.95%today
Payment
$1,008/mo
$1,560today
  • 3beds
  • 1baths
  • 792sqft

4811 12TH Avenue, St Petersburg

5980 TERRACE PARK Drive #108, St Petersburg, FL, 33709 — assumable VA mortgage at 2.66%
VA
Active
52
$102,000$30,148 down
Rate
2.66%
6.95%today
Payment
$333/mo
$546today
  • 1beds
  • 1baths
  • 840sqft

5980 TERRACE PARK Drive #108, St Petersburg

1900 46TH ST S, St Petersburg, FL, 33711 — assumable VA mortgage at 2.88%
VA
Active
33
$260,000$59,894 down
Rate
2.88%
6.95%today
Payment
$934/mo
$1,490today
  • 2beds
  • 1baths
  • 946sqft

1900 46TH ST S, St Petersburg

2101 20TH Avenue, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.99%
FHA
Active
27
$359,990$107,446 down
Rate
2.99%
6.95%today
Payment
$1,199/mo
$1,885today
  • 2beds
  • 1baths
  • 981sqft

2101 20TH Avenue, St Petersburg

9945 47TH Avenue #203, St Petersburg, FL, 33708 — assumable VA mortgage at 3.04%
VA
Active
65
$132,500$33,474 down
Rate
3.04%
6.95%today
Payment
$473/mo
$738today
  • 2beds
  • 2baths
  • 1,050sqft

9945 47TH Avenue #203, St Petersburg

6205 65TH Street, Pinellas Park, FL, 33781 — assumable FHA mortgage at 3.11%
FHA
Active
33
$319,999$86,169 down
Rate
3.11%
6.95%today
Payment
$1,113/mo
$1,722today
  • 3beds
  • 1baths
  • 1,138sqft

6205 65TH Street, Pinellas Park

6190 2ND Avenue, St Petersburg, FL, 33707 — assumable FHA mortgage at 3.76%
FHA
Active
36
$449,000$84,344 down
Rate
3.76%
6.95%today
Payment
$1,844/mo
$2,632today
  • 4beds
  • 2baths
  • 1,546sqft

6190 2ND Avenue, St Petersburg

1726 NEWARK Street, St Petersburg, FL, 33711 — assumable FHA mortgage at 2.87%
FHA
Active
$299,000$102,543 down
Rate
2.87%
6.95%today
Payment
$912/mo
$1,456today
  • 5beds
  • 3baths
  • 2,560sqft

1726 NEWARK Street, St Petersburg

4611 14TH Avenue, St Petersburg, FL, 33711 — assumable FHA mortgage at 2.96%
FHA
Active
30
$315,000$122,219 down
Rate
2.96%
6.95%today
Payment
$914/mo
$1,443today
  • 3beds
  • 1baths
  • 955sqft

4611 14TH Avenue, St Petersburg

1509 CANTERBURY Road, St Petersburg, FL, 33710 — assumable FHA mortgage at 3.01%
FHA
Active
49
$569,900$246,030 down
Rate
3.01%
6.95%today
Payment
$1,531/mo
$2,400today
  • 5beds
  • 3baths
  • 1,897sqft

1509 CANTERBURY Road, St Petersburg

6164 23RD Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 3.04%
VA
Active
37
$499,900$198,792 down
Rate
3.04%
6.95%today
Payment
$1,441/mo
$2,250today
  • 3beds
  • 2baths
  • 1,619sqft

6164 23RD Avenue, St Petersburg

4627 1ST Avenue, St Petersburg, FL, 33713 — assumable FHA mortgage at 3.11%
FHA
Active
34
$349,900$133,251 down
Rate
3.11%
6.95%today
Payment
$1,029/mo
$1,592today
  • 2beds
  • 1baths
  • 768sqft

4627 1ST Avenue, St Petersburg

7249 PARKSIDE VILLAS Drive, St Petersburg, FL, 33709 — assumable FHA mortgage at 2.66%
FHA
Active
42
$235,000$138,900 down
Rate
2.66%
6.95%today
Payment
$444/mo
$729today
  • 2beds
  • 2baths
  • 956sqft

7249 PARKSIDE VILLAS Drive, St Petersburg

3142 VINA DEL MAR Boulevard, St Pete Beach, FL, 33706 — assumable VA mortgage at 2.79%
VA
Active
41
$1,650,000$1,072,194 down
Rate
2.79%
6.95%today
Payment
$2,709/mo
$4,369today
  • 3beds
  • 2baths
  • 1,560sqft

3142 VINA DEL MAR Boulevard, St Pete Beach

1701 38TH AVENUE, St Petersburg, FL, 33713 — assumable FHA mortgage at 2.81%
FHA
Active
41
$600,000$353,004 down
Rate
2.81%
6.95%today
Payment
$1,172/mo
$1,885today
  • 4beds
  • 2baths
  • 1,974sqft

1701 38TH AVENUE, St Petersburg

6868 122ND Way, Seminole, FL, 33772 — assumable VA mortgage at 2.83%
VA
Active
28
$624,900$504,757 down
Rate
2.83%
6.95%today
Payment
$570/mo
$914today
  • 3beds
  • 2baths
  • 1,810sqft

6868 122ND Way, Seminole

10735 63RD Avenue, Seminole, FL, 33772 — assumable VA mortgage at 2.84%
VA
Active
22
$342,000$171,235 down
Rate
2.84%
6.95%today
Payment
$809/mo
$1,296today
  • 3beds
  • 1baths
  • 1,084sqft

10735 63RD Avenue, Seminole

17 FRANKLIN Court #C, St Petersburg, FL, 33711 — assumable VA mortgage at 2.85%
VA
Active
51
$1,389,000$691,649 down
Rate
2.85%
6.95%today
Payment
$3,283/mo
$5,255today
  • 3beds
  • 2baths
  • 2,334sqft

17 FRANKLIN Court #C, St Petersburg

8028 25TH Avenue, St Petersburg, FL, 33710 — assumable FHA mortgage at 2.86%
FHA
Active
46
$515,000$231,476 down
Rate
2.86%
6.95%today
Payment
$1,318/mo
$2,107today
  • 3beds
  • 2baths
  • 1,400sqft

8028 25TH Avenue, St Petersburg

6450 SHORELINE Drive #9306, Seminole, FL, 33708 — assumable VA mortgage at 2.88%
VA
Active
42
$474,900$314,568 down
Rate
2.88%
6.95%today
Payment
$768/mo
$1,225today
  • 3beds
  • 2baths
  • 1,801sqft

6450 SHORELINE Drive #9306, Seminole

6100 35TH Avenue, St Petersburg, FL, 33710 — assumable VA mortgage at 2.96%
VA
Active
50
$389,900$182,455 down
Rate
2.96%
6.95%today
Payment
$982/mo
$1,549today
  • 2beds
  • 2baths
  • 1,402sqft

6100 35TH Avenue, St Petersburg

7800 COUNTRY CLUB Road, St Petersburg, FL, 33710 — assumable VA mortgage at 2.97%
VA
Active
26
$729,900$292,038 down
Rate
2.97%
6.95%today
Payment
$2,079/mo
$3,277today
  • 2beds
  • 2baths
  • 1,436sqft

7800 COUNTRY CLUB Road, St Petersburg

2400 46TH Street, St Petersburg, FL, 33711 — assumable FHA mortgage at 2.98%
FHA
Active
33
$365,000$203,705 down
Rate
2.98%
6.95%today
Payment
$751/mo
$1,183today
  • 3beds
  • 1baths
  • 875sqft

2400 46TH Street, St Petersburg

5025 28TH Avenue, Gulfport, FL, 33707 — assumable VA mortgage at 2.98%
VA
Active
29
$1,499,000$1,068,743 down
Rate
2.98%
6.95%today
Payment
$2,009/mo
$3,162today
  • 10beds
  • 7baths
  • 4,766sqft

5025 28TH Avenue, Gulfport

5825 20TH Avenue, Gulfport, FL, 33707 — assumable VA mortgage at 3.00%
VA
Active
52
$650,000$469,888 down
Rate
3.00%
6.95%today
Payment
$858/mo
$1,347today
  • 3beds
  • 2baths
  • 1,937sqft

5825 20TH Avenue, Gulfport

4728 BEACH #C, St Petersburg, FL, 33705 — assumable FHA mortgage at 3.00%
FHA
Active
33
$219,500$219,500 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 646sqft

4728 BEACH #C, St Petersburg

10764 70TH Avenue #3307, Seminole, FL, 33772 — assumable VA mortgage at 3.00%
VA
Active
34
$250,000$250,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 925sqft

10764 70TH Avenue #3307, Seminole

4650 COVE Circle #104, St Petersburg, FL, 33708 — assumable VA mortgage at 3.00%
VA
Active
87
$110,000$110,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 760sqft

4650 COVE Circle #104, St Petersburg

11074 56TH Avenue, Seminole, FL, 33772 — assumable VA mortgage at 3.00%
VA
Active
47
$377,000$377,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,369sqft

11074 56TH Avenue, Seminole

5347 81ST Lane #24, St Petersburg, FL, 33709 — assumable VA mortgage at 3.00%
VA
Active
46
$114,900$114,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,010sqft

5347 81ST Lane #24, St Petersburg

725 14TH Avenue, St Petersburg, FL, 33701 — assumable VA mortgage at 3.02%
VA
Active
24
$700,000$350,205 down
Rate
3.02%
6.95%today
Payment
$1,721/mo
$2,667today
  • 12beds
  • 4baths
  • 3,272sqft

725 14TH Avenue, St Petersburg

5300 39 Avenue, St Petersburg, FL, 33709 — assumable VA mortgage at 3.09%
VA
Active
45
$420,000$197,880 down
Rate
3.09%
6.95%today
Payment
$1,071/mo
$1,662today
  • 3beds
  • 3baths
  • 1,488sqft

5300 39 Avenue, St Petersburg

8800 BAY PINES Boulevard #303, St Petersburg, FL, 33709 — assumable VA mortgage at 3.12%
VA
Active
43
$329,000$171,709 down
Rate
3.12%
6.95%today
Payment
$749/mo
$1,158today
  • 1beds
  • 1baths
  • 506sqft

8800 BAY PINES Boulevard #303, St Petersburg

2300 37TH Avenue, St Petersburg, FL, 33713 — assumable FHA mortgage at 3.18%
FHA
Active
52
$615,000$346,922 down
Rate
3.18%
6.95%today
Payment
$1,302/mo
$1,998today
  • 3beds
  • 2baths
  • 1,860sqft

2300 37TH Avenue, St Petersburg

216 176TH Avenue, Redington Shores, FL, 33708 — assumable FHA mortgage at 3.21%
FHA
Active
60
$773,000$480,168 down
Rate
3.21%
6.95%today
Payment
$1,450/mo
$2,216today
  • 3beds
  • 2baths
  • 1,748sqft

216 176TH Avenue, Redington Shores

Assuming a mortgage in St. Pete Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$333 /mo
Median cash to assume
$125,908
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.