Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in St. Cloud, FL

200 homesFHA & VA loansrates from 2.25% vs 6.95% today

St. Cloud assumption guide
2852 EASTHAM Lane, Kissimmee, FL, 34741 — assumable VA mortgage at 2.96%
VATop pick
Active
26
$300,000$15,597 down
Rate
2.96%
6.95%today
Payment
$1,343/mo
$2,119today
  • 3beds
  • 3baths
  • 1,776sqft

2852 EASTHAM Lane, Kissimmee

13348 PANAMA BEACH Court, Orlando, FL, 32827 — assumable VA mortgage at 3.00%
VATop pick
Active
46
$819,000Potential short sale
Rate
3.00%
6.95%today
Payment
$3,766/mo
$5,913today
  • 4beds
  • 4baths
  • 2,860sqft

13348 PANAMA BEACH Court, Orlando

2537 LONGPINE Lane, St Cloud, FL, 34772 — assumable VA mortgage at 2.80%
VA
Active
21
$164,900$31,117 down
Rate
2.80%
6.95%today
Payment
$616/mo
$993today
  • 2beds
  • 2baths
  • 1,558sqft

2537 LONGPINE Lane, St Cloud

3817 GOLDEN FEATHER Way, Kissimmee, FL, 34746 — assumable VA mortgage at 2.90%
VA
Active
48
$460,000$72,579 down
Rate
2.90%
6.95%today
Payment
$1,825/mo
$2,903today
  • 4beds
  • 3baths
  • 2,724sqft

3817 GOLDEN FEATHER Way, Kissimmee

5882 HERDER Road, St Cloud, FL, 34771 — assumable FHA mortgage at 3.76%
FHA
Active
14
$356,000$12,062 down
Rate
3.76%
6.95%today
Payment
$1,739/mo
$2,483today
  • 3beds
  • 2baths
  • 1,663sqft

5882 HERDER Road, St Cloud

1617 MOHEGAN Boulevard, Kissimmee, FL, 34744 — assumable VA mortgage at 3.45%
VA
Active
50
$339,000$66,225 down
Rate
3.45%
6.95%today
Payment
$1,339/mo
$1,986today
  • 3beds
  • 3baths
  • 1,896sqft

1617 MOHEGAN Boulevard, Kissimmee

1018 MISSOURI Avenue, St Cloud, FL, 34769 — assumable VA mortgage at 2.70%
VA
Active
19
$345,000$100,351 down
Rate
2.70%
6.95%today
Payment
$1,136/mo
$1,853today
  • 3beds
  • 3baths
  • 1,706sqft

1018 MISSOURI Avenue, St Cloud

5044 WALKER Street, St Cloud, FL, 34771 — assumable VA mortgage at 2.80%
VA
Active
37
$300,000$84,410 down
Rate
2.80%
6.95%today
Payment
$993/mo
$1,600today
  • 2beds
  • 3baths
  • 1,464sqft

5044 WALKER Street, St Cloud

2600 WADEVIEW LOOP, St Cloud, FL, 34769 — assumable FHA mortgage at 2.87%
FHA
Active
35
$420,000$113,807 down
Rate
2.87%
6.95%today
Payment
$1,425/mo
$2,275today
  • 4beds
  • 2baths
  • 1,979sqft

2600 WADEVIEW LOOP, St Cloud

2845 ETHAN HAMMOCK Road, Harmony, FL, 34773 — assumable FHA mortgage at 2.96%
FHA
Active
20
$389,000$101,134 down
Rate
2.96%
6.95%today
Payment
$1,359/mo
$2,145today
  • 4beds
  • 2baths
  • 1,830sqft

2845 ETHAN HAMMOCK Road, Harmony

2822 HARMONIA HAMMOCK RD, Harmony, FL, 34773 — assumable FHA mortgage at 2.97%
FHA
Active
28
$350,000$100,736 down
Rate
2.97%
6.95%today
Payment
$1,183/mo
$1,865today
  • 3beds
  • 2baths
  • 1,676sqft

2822 HARMONIA HAMMOCK RD, Harmony

5501 SABAL Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.98%
FHA
Active
46
$389,000$113,059 down
Rate
2.98%
6.95%today
Payment
$1,306/mo
$2,055today
  • 4beds
  • 2baths
  • 1,710sqft

5501 SABAL Drive, St Cloud

4830 STONE ACRES Circle, St Cloud, FL, 34771 — assumable VA mortgage at 2.99%
VA
Active
31
$620,000$152,094 down
Rate
2.99%
6.95%today
Payment
$2,197/mo
$3,454today
  • 4beds
  • 3baths
  • 3,189sqft

4830 STONE ACRES Circle, St Cloud

2976 NOTTEL Drive, St Cloud, FL, 34772 — assumable FHA mortgage at 3.06%
FHA
Active
48
$425,000$105,169 down
Rate
3.06%
6.95%today
Payment
$1,530/mo
$2,384today
  • 4beds
  • 2baths
  • 2,080sqft

2976 NOTTEL Drive, St Cloud

1319 MANOR Drive, Kissimmee, FL, 34741 — assumable FHA mortgage at 3.14%
FHA
Active
40
$300,000$83,709 down
Rate
3.14%
6.95%today
Payment
$1,032/mo
$1,592today
  • 3beds
  • 1baths
  • 1,025sqft

1319 MANOR Drive, Kissimmee

2769 FRANKLIN Road, St Cloud, FL, 34771 — assumable FHA mortgage at 4.17%
FHA
Active
29
$409,900$15,178 down
Rate
4.17%
6.95%today
Payment
$2,086/mo
$2,833today
  • 3beds
  • 3baths
  • 1,748sqft

2769 FRANKLIN Road, St Cloud

2753 MONTICELLO Way, Kissimmee, FL, 34741 — assumable FHA mortgage at 3.76%
FHA
Active
49
$459,995$68,591 down
Rate
3.76%
6.95%today
Payment
$1,983/mo
$2,831today
  • 4beds
  • 3baths
  • 2,338sqft

2753 MONTICELLO Way, Kissimmee

5406 PINE LILLY DR, St Cloud, FL, 34771 — assumable VA mortgage at 3.76%
VA
Active
27
$419,990$81,207 down
Rate
3.76%
6.95%today
Payment
$1,716/mo
$2,450today
  • 4beds
  • 2baths
  • 1,830sqft

5406 PINE LILLY DR, St Cloud

3600 YELLOW BIRD Court, St Cloud, FL, 34772 — assumable VA mortgage at 3.76%
VA
Active
36
$399,997$60,709 down
Rate
3.76%
6.95%today
Payment
$1,716/mo
$2,449today
  • 3beds
  • 2baths
  • 1,697sqft

3600 YELLOW BIRD Court, St Cloud

2984 CHERRY BLOSSOM Loop, St Cloud, FL, 34771 — assumable VA mortgage at 4.00%
VA
Active
13
$365,000$26,421 down
Rate
4.00%
6.95%today
Payment
$1,767/mo
$2,450today
  • 2beds
  • 2baths
  • 1,584sqft

2984 CHERRY BLOSSOM Loop, St Cloud

7453 WING SPAN Way, St Cloud, FL, 34773 — assumable VA mortgage at 3.85%
VA
Active
43
$370,000$68,940 down
Rate
3.85%
6.95%today
Payment
$1,537/mo
$2,171today
  • 4beds
  • 2baths
  • 1,901sqft

7453 WING SPAN Way, St Cloud

2047 BEARING Lane, Kissimmee, FL, 34744 — assumable FHA mortgage at 3.45%
FHA
Active
23
$449,999$130,384 down
Rate
3.45%
6.95%today
Payment
$1,569/mo
$2,327today
  • 4beds
  • 2baths
  • 2,153sqft

2047 BEARING Lane, Kissimmee

3904 REDFIN Place, Kissimmee, FL, 34746 — assumable VA mortgage at 2.65%
VA
Active
48
$525,000$198,613 down
Rate
2.65%
6.95%today
Payment
$1,500/mo
$2,463today
  • 4beds
  • 4baths
  • 2,727sqft

3904 REDFIN Place, Kissimmee

3088 NOTTEL Drive, St Cloud, FL, 34772 — assumable FHA mortgage at 2.70%
FHA
Active
28
$380,000$116,600 down
Rate
2.70%
6.95%today
Payment
$1,229/mo
$2,005today
  • 3beds
  • 2baths
  • 1,957sqft

3088 NOTTEL Drive, St Cloud

3113 VIA OTERO Drive, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.71%
FHA
Active
31
$310,000$95,989 down
Rate
2.71%
6.95%today
Payment
$997/mo
$1,625today
  • 3beds
  • 3baths
  • 1,584sqft

3113 VIA OTERO Drive, Kissimmee

1723 FLOURISH Avenue, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.77%
FHA
Active
19
$384,500$149,317 down
Rate
2.77%
6.95%today
Payment
$1,103/mo
$1,783today
  • 3beds
  • 3baths
  • 1,617sqft

1723 FLOURISH Avenue, Kissimmee

2074 BRILLANTE Drive, St Cloud, FL, 34771 — assumable FHA mortgage at 2.80%
FHA
Active
33
$445,000$172,736 down
Rate
2.80%
6.95%today
Payment
$1,296/mo
$2,088today
  • 4beds
  • 3baths
  • 2,244sqft

2074 BRILLANTE Drive, St Cloud

2933 FIELDWOOD Circle, St Cloud, FL, 34772 — assumable FHA mortgage at 2.84%
FHA
Active
47
$329,000$102,986 down
Rate
2.84%
6.95%today
Payment
$1,048/mo
$1,680today
  • 3beds
  • 3baths
  • 1,884sqft

2933 FIELDWOOD Circle, St Cloud

1285 HILLTOP Place, St Cloud, FL, 34772 — assumable FHA mortgage at 2.87%
FHA
Active
75
$515,000$198,577 down
Rate
2.87%
6.95%today
Payment
$1,473/mo
$2,351today
  • 4beds
  • 4baths
  • 3,068sqft

1285 HILLTOP Place, St Cloud

1808 CAYMAN COVE CIR, St Cloud, FL, 34772 — assumable FHA mortgage at 2.87%
FHA
Active
48
$339,900$135,073 down
Rate
2.87%
6.95%today
Payment
$955/mo
$1,525today
  • 3beds
  • 2baths
  • 1,341sqft

1808 CAYMAN COVE CIR, St Cloud

14557 ORCHID ISLAND Drive, Orlando, FL, 32827 — assumable VA mortgage at 2.88%
VA
Active
35
$420,000$145,309 down
Rate
2.88%
6.95%today
Payment
$1,277/mo
$2,036today
  • 3beds
  • 3baths
  • 1,620sqft

14557 ORCHID ISLAND Drive, Orlando

1576 DIAMOND LOOP Drive, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.90%
FHA
Active
20
$419,990$142,424 down
Rate
2.90%
6.95%today
Payment
$1,308/mo
$2,080today
  • 4beds
  • 2baths
  • 1,846sqft

1576 DIAMOND LOOP Drive, Kissimmee

5006 RIVERSIDE Way, St Cloud, FL, 34771 — assumable FHA mortgage at 2.90%
FHA
Active
55
$389,990$134,476 down
Rate
2.90%
6.95%today
Payment
$1,227/mo
$1,951today
  • 4beds
  • 2baths
  • 2,025sqft

5006 RIVERSIDE Way, St Cloud

2745 NATURE VIEW Road, St Cloud, FL, 34771 — assumable VA mortgage at 2.90%
VA
Active
50
$835,000$297,163 down
Rate
2.90%
6.95%today
Payment
$2,534/mo
$4,030today
  • 3beds
  • 4baths
  • 2,806sqft

2745 NATURE VIEW Road, St Cloud

2274 CENTERRA Loop, Kissimmee, FL, 34741 — assumable FHA mortgage at 2.93%
FHA
Active
43
$334,900$112,857 down
Rate
2.93%
6.95%today
Payment
$1,072/mo
$1,698today
  • 3beds
  • 3baths
  • 1,602sqft

2274 CENTERRA Loop, Kissimmee

1001 LA MIRADA Court, Kissimmee, FL, 34744 — assumable FHA mortgage at 2.96%
FHA
Active
16
$355,000$140,880 down
Rate
2.96%
6.95%today
Payment
$1,013/mo
$1,599today
  • 4beds
  • 3baths
  • 1,626sqft

1001 LA MIRADA Court, Kissimmee

Assuming a mortgage in St. Cloud

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$418 /mo
Median cash to assume
$138,844
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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