Art Ingram

Art Ingram

Assumable homes for sale in Spring Hill, FL

30 homesFHA & VA loansrates from 2.86% vs 6.95% today

Spring Hill assumption guide
11333 SILVERWOOD Court, Spring Hill, FL, 34609 — assumable VA mortgage at 3.10%
VATop pick
Active
38
$385,000Potential short sale
Rate
3.10%
6.95%today
Payment
$2,153/mo
$3,337today
  • 3beds
  • 2baths
  • 1,846sqft

11333 SILVERWOOD Court, Spring Hill

2254 MARBLE Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.86%
FHA
Active
30
$335,000$68,058 down
Rate
2.86%
6.95%today
Payment
$1,238/mo
$1,979today
  • 4beds
  • 3baths
  • 2,380sqft

2254 MARBLE Avenue, Spring Hill

13322 JAY Court, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.99%
FHA
Active
27
$319,900$70,280 down
Rate
2.99%
6.95%today
Payment
$1,182/mo
$1,859today
  • 3beds
  • 3baths
  • 1,935sqft

13322 JAY Court, Spring Hill

4233 DRISTOL Avenue, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.92%
FHA
Active
33
$285,000$44,514 down
Rate
3.92%
6.95%today
Payment
$1,240/mo
$1,735today
  • 3beds
  • 2baths
  • 1,432sqft

4233 DRISTOL Avenue, Spring Hill

2066 GOLD Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.95%
FHA
Active
33
$390,000$128,942 down
Rate
2.95%
6.95%today
Payment
$1,234/mo
$1,950today
  • 3beds
  • 3baths
  • 2,111sqft

2066 GOLD Road, Spring Hill

11260 LIBBY Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.18%
FHA
Active
21
$324,750$129,079 down
Rate
3.18%
6.95%today
Payment
$953/mo
$1,462today
  • 3beds
  • 2baths
  • 1,722sqft

11260 LIBBY Road, Spring Hill

5188 WOODRIDGE Lane, Spring Hill, FL, 34609 — assumable FHA mortgage at 2.87%
FHA
Active
45
$249,900$128,513 down
Rate
2.87%
6.95%today
Payment
$578/mo
$923today
  • 2beds
  • 2baths
  • 1,315sqft

5188 WOODRIDGE Lane, Spring Hill

13504 GOLDEN LIME Avenue, Spring Hill, FL, 34609 — assumable VA mortgage at 2.94%
VA
Active
61
$445,000$205,727 down
Rate
2.94%
6.95%today
Payment
$1,130/mo
$1,787today
  • 4beds
  • 4baths
  • 2,781sqft

13504 GOLDEN LIME Avenue, Spring Hill

13368 MANDALAY Place, Spring Hill, FL, 34609 — assumable FHA mortgage at 5.00%
FHA
Active
73
$315,000Potential short sale
Rate
5.00%
6.95%today
Payment
$1,871/mo
$2,307today
  • 4beds
  • 2baths
  • 1,973sqft

13368 MANDALAY Place, Spring Hill

13290 DON Loop, Spring Hill, FL, 34609 — assumable VA mortgage at 4.75%
VA
Active
56
$434,900$34,803 down
Rate
4.75%
6.95%today
Payment
$2,243/mo
$2,846today
  • 3beds
  • 2baths
  • 1,989sqft

13290 DON Loop, Spring Hill

14260 SPRING HILL Drive, Spring Hill, FL, 34609 — assumable VA mortgage at 3.48%
VA
Active
21
$319,999$236,774 down
Rate
3.48%
6.95%today
Payment
$480/mo
$710today
  • 3beds
  • 2baths
  • 1,259sqft

14260 SPRING HILL Drive, Spring Hill

4269 BRAMBLEWOOD Loop, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.48%
FHA
Active
17
$280,000$164,963 down
Rate
3.48%
6.95%today
Payment
$664/mo
$981today
  • 3beds
  • 2baths
  • 1,619sqft

4269 BRAMBLEWOOD Loop, Spring Hill

4292 ELWOOD Road, Spring Hill, FL, 34609 — assumable VA mortgage at 3.61%
VA
Active
62
$323,000$182,402 down
Rate
3.61%
6.95%today
Payment
$742/mo
$1,079today
  • 3beds
  • 2baths
  • 1,659sqft

4292 ELWOOD Road, Spring Hill

5341 BIRCHWOOD Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.75%
FHA
Active
32
$330,000$162,824 down
Rate
3.75%
6.95%today
Payment
$905/mo
$1,293today
  • 3beds
  • 2baths
  • 1,955sqft

5341 BIRCHWOOD Road, Spring Hill

12300 RONALD Street, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.88%
FHA
Active
19
$255,555$186,399 down
Rate
3.88%
6.95%today
Payment
$488/mo
$686today
  • 3beds
  • 2baths
  • 1,564sqft

12300 RONALD Street, Spring Hill

11339 STACY Street, Spring Hill, FL, 34609 — assumable FHA mortgage at 3.89%
FHA
Active
29
$248,000$243,282 down
Rate
3.89%
6.95%today
Payment
$25/mo
$35today
  • 2beds
  • 2baths
  • 1,269sqft

11339 STACY Street, Spring Hill

11363 NORVELL Road, Spring Hill, FL, 34608 — assumable FHA mortgage at 3.97%
FHA
Active
40
$310,000$197,849 down
Rate
3.97%
6.95%today
Payment
$653/mo
$909today
  • 4beds
  • 3baths
  • 2,230sqft

11363 NORVELL Road, Spring Hill

2427 COMERWOOD Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.57%
FHA
Active
34
$279,900Potential short sale
Rate
6.57%
6.95%today
Payment
$1,869/mo
$1,943today
  • 3beds
  • 2baths
  • 1,432sqft

2427 COMERWOOD Drive, Spring Hill

11309 OUTRIGGER Avenue, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.95%
FHA
Active
49
$360,000Potential short sale
Rate
6.95%
6.95%today
Payment
$2,613/mo
$2,613today
  • 6beds
  • 5baths
  • 3,920sqft

11309 OUTRIGGER Avenue, Spring Hill

4228 SILVER STAR Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.39%
FHA
Active
42
$283,900$15,545 down
Rate
6.39%
6.95%today
Payment
$1,742/mo
$1,846today
  • 2beds
  • 2baths
  • 1,410sqft

4228 SILVER STAR Drive, Spring Hill

14185 DORADO Street, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.89%
FHA
Active
32
$355,000Potential short sale
Rate
6.89%
6.95%today
Payment
$2,455/mo
$2,470today
  • 4beds
  • 2baths
  • 2,256sqft

14185 DORADO Street, Spring Hill

14220 SPRING HILL Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 7.18%
FHA
Active
16
$299,000$22,718 down
Rate
7.18%
6.95%today
Payment
$1,929/mo
$1,885today
  • 3beds
  • 2baths
  • 1,276sqft

14220 SPRING HILL Drive, Spring Hill

1250 FINLAND Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.62%
FHA
Active
22
$339,000$38,246 down
Rate
6.62%
6.95%today
Payment
$1,954/mo
$2,021today
  • 3beds
  • 2baths
  • 1,814sqft

1250 FINLAND Drive, Spring Hill

5392 MARINER Boulevard, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.77%
FHA
Active
19
$232,000$31,889 down
Rate
6.77%
6.95%today
Payment
$1,326/mo
$1,350today
  • 3beds
  • 2baths
  • 1,436sqft

5392 MARINER Boulevard, Spring Hill

5045 KENMORE Street, Spring Hill, FL, 34608 — assumable FHA mortgage at 6.83%
FHA
Active
36
$345,500$54,659 down
Rate
6.83%
6.95%today
Payment
$1,926/mo
$1,949today
  • 3beds
  • 2baths
  • 1,750sqft

5045 KENMORE Street, Spring Hill

4589 MARINER BLVD, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.60%
FHA
Active
29
$269,900$132,154 down
Rate
6.60%
6.95%today
Payment
$1,571/mo
$1,628today
  • 4beds
  • 2baths
  • 2,015sqft

4589 MARINER BLVD, Spring Hill

13046 LINDEN Drive, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.66%
FHA
Active
23
$350,000$334,304 down
Rate
6.66%
6.95%today
Payment
$108/mo
$111today
  • 4beds
  • 3baths
  • 2,574sqft

13046 LINDEN Drive, Spring Hill

14071 LINDEN Drive, Spring Hill, FL, 34609 — assumable VA mortgage at 6.76%
VA
Active
80
$699,999$532,597 down
Rate
6.76%
6.95%today
Payment
$1,104/mo
$1,125today
  • 4beds
  • 3baths
  • 3,181sqft

14071 LINDEN Drive, Spring Hill

5598 THORNGROVE Way, Spring Hill, FL, 34609 — assumable FHA mortgage at 6.95%
FHA
Active
38
$319,000$291,241 down
Rate
6.95%
6.95%today
Payment
$198/mo
$198today
  • 4beds
  • 3baths
  • 2,762sqft

5598 THORNGROVE Way, Spring Hill

4220 AUGUSTINE Road, Spring Hill, FL, 34609 — assumable FHA mortgage at 7.09%
FHA
Active
44
$336,900$326,760 down
Rate
7.09%
6.95%today
Payment
$73/mo
$72today
  • 4beds
  • 2baths
  • 1,975sqft

4220 AUGUSTINE Road, Spring Hill

Assuming a mortgage in Spring Hill

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$480 /mo
Median cash to assume
$132,154
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.