Assumable homes for sale in Sarasota, FL

15 homesVA & FHA loansrates from 2.93% vs 6.95% today

Sarasota assumption guide

6145 ANISE Drive, Sarasota, FL, 34238 — assumable VA mortgage at 3.10%

Active

$725,000$125,003 down

Rate: 3.10%; ~~6.95%~~today
Payment: $2,839/mo; ~~$4,401~~today

4beds
3baths
2,329sqft

6145 ANISE Drive, Sarasota

2600 CAMBRIDGE Drive, Sarasota, FL, 34232 — assumable VA mortgage at 2.96%

Active

$499,999$191,528 down

Rate: 2.96%; ~~6.95%~~today
Payment: $1,460/mo; ~~$2,304~~today

3beds
2baths
1,817sqft

2600 CAMBRIDGE Drive, Sarasota

3138 WILLIAMSBURG Street, Sarasota, FL, 34231 — assumable FHA mortgage at 2.97%

FHA

Active

$415,000$136,601 down

Rate: 2.97%; ~~6.95%~~today
Payment: $1,328/mo; ~~$2,093~~today

3beds
2baths
1,160sqft

3138 WILLIAMSBURG Street, Sarasota

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%

Active

$470,000$286,137 down

Rate: 2.93%; ~~6.95%~~today
Payment: $1,053/mo; ~~$1,554~~today

3beds
3baths
1,525sqft

3917 SAWYERWOOD Road, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%

Active

$824,900$622,779 down

Rate: 3.53%; ~~6.95%~~today
Payment: $1,338/mo; ~~$1,966~~today

3beds
3baths
2,514sqft

5325 ANTHONY Lane, Sarasota

5608 EASTWIND Drive, Sarasota, FL, 34233 — assumable VA mortgage at 3.69%

Active

$810,000$473,455 down

Rate: 3.69%; ~~6.95%~~today
Payment: $1,963/mo; ~~$2,826~~today

4beds
3baths
2,637sqft

5608 EASTWIND Drive, Sarasota

6535 DRAW Lane #85, Sarasota, FL, 34238 — assumable VA mortgage at 6.67%

Active

$298,500$3,685 down

Rate: 6.67%; ~~6.95%~~today
Payment: $1,965/mo; ~~$2,022~~today

2beds
2baths
1,374sqft

6535 DRAW Lane #85, Sarasota

6774 PASEO CASTILLE, Sarasota, FL, 34238 — assumable VA mortgage at 6.76%

Active

$521,000$21,771 down

Rate: 6.76%; ~~6.95%~~today
Payment: $3,288/mo; ~~$3,353~~today

2beds
2baths
1,795sqft

6774 PASEO CASTILLE, Sarasota

5338 FOXWOOD Drive, Sarasota, FL, 34232 — assumable VA mortgage at 4.49%

Active

$479,500$381,446 down

Rate: 4.49%; ~~6.95%~~today
Payment: $750/mo; ~~$980~~today

3beds
2baths
1,400sqft

5338 FOXWOOD Drive, Sarasota

2640 MAPLELOFT Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 6.99%

FHA

Active

$650,000$110,585 down

Rate: 6.99%; ~~6.95%~~today
Payment: $3,669/mo; ~~$3,655~~today

3beds
2baths
2,009sqft

2640 MAPLELOFT Lane, Sarasota

4538 PAWNEE Trail #197, Sarasota, FL, 34233 — assumable FHA mortgage at 4.87%

FHA

Active

$159,900$120,232 down

Rate: 4.87%; ~~6.95%~~today
Payment: $338/mo; ~~$422~~today

2beds
2baths
1,258sqft

4538 PAWNEE Trail #197, Sarasota

2481 SCARLET OAK Court, Sarasota, FL, 34232 — assumable FHA mortgage at 5.22%

FHA

Active

$390,000$136,745 down

Rate: 5.22%; ~~6.95%~~today
Payment: $1,478/mo; ~~$1,778~~today

3beds
2baths
1,244sqft

2481 SCARLET OAK Court, Sarasota

4210 OLIVE Avenue, Sarasota, FL, 34231 — assumable FHA mortgage at 6.95%

FHA

Active

$374,500$79,583 down

Rate: 6.95%; ~~6.95%~~today
Payment: $1,993/mo; ~~$1,993~~today

3beds
1baths
1,081sqft

4210 OLIVE Avenue, Sarasota

2536 CLUBHOUSE Circle #202, Sarasota, FL, 34232 — assumable FHA mortgage at 6.50%

FHA

Active

$145,000$145,000 down

Rate: 6.50%; ~~6.95%~~today
Payment: $0/mo

2beds
2baths
1,059sqft

2536 CLUBHOUSE Circle #202, Sarasota

3112 SAVOY Way, Sarasota, FL, 34232 — assumable FHA mortgage at 6.90%

FHA

Active

$245,000Potential short sale

Rate: 6.90%; ~~6.95%~~today
Payment: $1,856/mo; ~~$1,865~~today

2beds
1baths
1,095sqft

3112 SAVOY Way, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 2.93%
Lowest existing payment: $338 /mo
Median cash to assume: $136,673