Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Sarasota, FL

12 homesFHA & VA loansrates from 2.87% vs 6.95% today

Sarasota assumption guide
5831 ELEGANT ORCHID WAY, Sarasota, FL, 34232 — assumable FHA mortgage at 2.87%
FHA
Active
15
$420,000$160,994 down
Rate
2.87%
6.95%today
Payment
$1,234/mo
$1,969today
  • 3beds
  • 2baths
  • 1,504sqft

5831 ELEGANT ORCHID WAY, Sarasota

2600 CAMBRIDGE Drive, Sarasota, FL, 34232 — assumable VA mortgage at 2.96%
VA
Active
75
$499,999$191,528 down
Rate
2.96%
6.95%today
Payment
$1,460/mo
$2,304today
  • 3beds
  • 2baths
  • 1,817sqft

2600 CAMBRIDGE Drive, Sarasota

823 BACON Avenue, Sarasota, FL, 34232 — assumable FHA mortgage at 2.94%
FHA
Active
40
$409,000$195,984 down
Rate
2.94%
6.95%today
Payment
$1,027/mo
$1,625today
  • 2beds
  • 2baths
  • 1,201sqft

823 BACON Avenue, Sarasota

201 HONORE Avenue, Sarasota, FL, 34232 — assumable FHA mortgage at 3.45%
FHA
Active
74
$499,990$212,667 down
Rate
3.45%
6.95%today
Payment
$1,410/mo
$2,092today
  • 3beds
  • 2baths
  • 1,581sqft

201 HONORE Avenue, Sarasota

1551 GEORGETOWNE Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 3.75%
FHA
Active
27
$425,000$183,352 down
Rate
3.75%
6.95%today
Payment
$1,305/mo
$1,865today
  • 3beds
  • 2baths
  • 1,456sqft

1551 GEORGETOWNE Lane, Sarasota

5338 FOXWOOD Drive, Sarasota, FL, 34232 — assumable VA mortgage at 4.49%
VA
Active
36
$479,500$381,446 down
Rate
4.49%
6.95%today
Payment
$750/mo
$980today
  • 3beds
  • 2baths
  • 1,400sqft

5338 FOXWOOD Drive, Sarasota

1730 NELDA Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 6.57%
FHA
Active
28
$465,000$55,194 down
Rate
6.57%
6.95%today
Payment
$2,708/mo
$2,815today
  • 3beds
  • 2baths
  • 1,196sqft

1730 NELDA Lane, Sarasota

2640 MAPLELOFT Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 6.99%
FHA
Active
91
$650,000$110,585 down
Rate
6.99%
6.95%today
Payment
$3,669/mo
$3,655today
  • 3beds
  • 2baths
  • 2,009sqft

2640 MAPLELOFT Lane, Sarasota

2481 SCARLET OAK Court, Sarasota, FL, 34232 — assumable FHA mortgage at 5.22%
FHA
Active
52
$390,000$136,745 down
Rate
5.22%
6.95%today
Payment
$1,478/mo
$1,778today
  • 3beds
  • 2baths
  • 1,244sqft

2481 SCARLET OAK Court, Sarasota

324 GOLDEN SANDS Drive, Sarasota, FL, 34232 — assumable FHA mortgage at 6.00%
FHA
Active
20
$250,000$132,208 down
Rate
6.00%
6.95%today
Payment
$1,190/mo
$1,314today
  • 3beds
  • 2baths
  • 1,425sqft

324 GOLDEN SANDS Drive, Sarasota

2536 CLUBHOUSE Circle #202, Sarasota, FL, 34232 — assumable FHA mortgage at 6.50%
FHA
Active
25
$145,000$145,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,059sqft

2536 CLUBHOUSE Circle #202, Sarasota

3112 SAVOY Way, Sarasota, FL, 34232 — assumable FHA mortgage at 6.90%
FHA
Active
24
$245,000Potential short sale
Rate
6.90%
6.95%today
Payment
$1,856/mo
$1,865today
  • 2beds
  • 1baths
  • 1,095sqft

3112 SAVOY Way, Sarasota

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$750 /mo
Median cash to assume
$160,994
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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