Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Sarasota, FL

61 homesFHA & VA loansrates from 2.66% vs 6.95% today

Sarasota assumption guide
5636 SILVERBRIDGE Trail, Bradenton, FL, 34211 — assumable FHA mortgage at 2.88%
FHA
Active
74
$349,900$55,686 down
Rate
2.88%
6.95%today
Payment
$1,368/mo
$2,181today
  • 3beds
  • 3baths
  • 1,904sqft

5636 SILVERBRIDGE Trail, Bradenton

8256 LARKSPUR Circle, Sarasota, FL, 34241 — assumable VA mortgage at 2.88%
VA
Active
74
$750,000$124,697 down
Rate
2.88%
6.95%today
Payment
$2,907/mo
$4,634today
  • 3beds
  • 2baths
  • 2,267sqft

8256 LARKSPUR Circle, Sarasota

6145 ANISE Drive, Sarasota, FL, 34238 — assumable VA mortgage at 3.10%
VA
Active
47
$725,000$125,003 down
Rate
3.10%
6.95%today
Payment
$2,839/mo
$4,401today
  • 4beds
  • 3baths
  • 2,329sqft

6145 ANISE Drive, Sarasota

3907 57TH Place, Bradenton, FL, 34203 — assumable FHA mortgage at 2.71%
FHA
Active
29
$390,000$146,028 down
Rate
2.71%
6.95%today
Payment
$1,136/mo
$1,852today
  • 3beds
  • 2baths
  • 1,890sqft

3907 57TH Place, Bradenton

5831 ELEGANT ORCHID WAY, Sarasota, FL, 34232 — assumable FHA mortgage at 2.87%
FHA
Active
15
$420,000$160,994 down
Rate
2.87%
6.95%today
Payment
$1,234/mo
$1,969today
  • 3beds
  • 2baths
  • 1,504sqft

5831 ELEGANT ORCHID WAY, Sarasota

2600 CAMBRIDGE Drive, Sarasota, FL, 34232 — assumable VA mortgage at 2.96%
VA
Active
75
$499,999$191,528 down
Rate
2.96%
6.95%today
Payment
$1,460/mo
$2,304today
  • 3beds
  • 2baths
  • 1,817sqft

2600 CAMBRIDGE Drive, Sarasota

3138 WILLIAMSBURG Street, Sarasota, FL, 34231 — assumable FHA mortgage at 2.97%
FHA
Active
68
$415,000$136,601 down
Rate
2.97%
6.95%today
Payment
$1,328/mo
$2,093today
  • 3beds
  • 2baths
  • 1,160sqft

3138 WILLIAMSBURG Street, Sarasota

7501 MIZNER RESERVE Court, Lakewood Ranch, FL, 34202 — assumable VA mortgage at 2.66%
VA
Active
100
$1,225,000$572,065 down
Rate
2.66%
6.95%today
Payment
$3,025/mo
$4,963today
  • 3beds
  • 4baths
  • 3,816sqft

7501 MIZNER RESERVE Court, Lakewood Ranch

5125 SANDY BEACH Avenue, Sarasota, FL, 34242 — assumable VA mortgage at 2.67%
VA
Active
41
$1,280,000$686,656 down
Rate
2.67%
6.95%today
Payment
$2,745/mo
$4,498today
  • 3beds
  • 2baths
  • 2,216sqft

5125 SANDY BEACH Avenue, Sarasota

7155 SPIKERUSH Court, Bradenton, FL, 34202 — assumable VA mortgage at 2.84%
VA
Active
56
$550,000$336,287 down
Rate
2.84%
6.95%today
Payment
$989/mo
$1,585today
  • 3beds
  • 3baths
  • 2,087sqft

7155 SPIKERUSH Court, Bradenton

3917 SAWYERWOOD Road, Sarasota, FL, 34233 — assumable VA mortgage at 2.93%
VA
Active
53
$470,000$286,137 down
Rate
2.93%
6.95%today
Payment
$1,053/mo
$1,554today
  • 3beds
  • 3baths
  • 1,525sqft

3917 SAWYERWOOD Road, Sarasota

823 BACON Avenue, Sarasota, FL, 34232 — assumable FHA mortgage at 2.94%
FHA
Active
40
$409,000$195,984 down
Rate
2.94%
6.95%today
Payment
$1,027/mo
$1,625today
  • 2beds
  • 2baths
  • 1,201sqft

823 BACON Avenue, Sarasota

11840 SKY ACRES Terrace, Bradenton, FL, 34211 — assumable VA mortgage at 2.98%
VA
Active
20
$309,900Potential short sale
Rate
2.98%
6.95%today
Payment
$1,585/mo
$2,495today
  • 3beds
  • 3baths
  • 1,747sqft

11840 SKY ACRES Terrace, Bradenton

1712 SIESTA Drive, Sarasota, FL, 34239 — assumable FHA mortgage at 3.41%
FHA
Active
21
$524,900$346,498 down
Rate
3.41%
6.95%today
Payment
$1,023/mo
$1,526today
  • 2beds
  • 1baths
  • 1,188sqft

1712 SIESTA Drive, Sarasota

4575 SATINLEAF Lane, Sarasota, FL, 34241 — assumable VA mortgage at 3.44%
VA
Active
45
$969,000$681,397 down
Rate
3.44%
6.95%today
Payment
$1,645/mo
$2,443today
  • 4beds
  • 3baths
  • 2,962sqft

4575 SATINLEAF Lane, Sarasota

201 HONORE Avenue, Sarasota, FL, 34232 — assumable FHA mortgage at 3.45%
FHA
Active
74
$499,990$212,667 down
Rate
3.45%
6.95%today
Payment
$1,410/mo
$2,092today
  • 3beds
  • 2baths
  • 1,581sqft

201 HONORE Avenue, Sarasota

5325 ANTHONY Lane, Sarasota, FL, 34233 — assumable VA mortgage at 3.53%
VA
Active
66
$824,900$622,779 down
Rate
3.53%
6.95%today
Payment
$1,338/mo
$1,966today
  • 3beds
  • 3baths
  • 2,514sqft

5325 ANTHONY Lane, Sarasota

2715 HEATHER Place, Sarasota, FL, 34235 — assumable FHA mortgage at 3.58%
FHA
Active
10
$370,000$218,391 down
Rate
3.58%
6.95%today
Payment
$891/mo
$1,300today
  • 3beds
  • 2baths
  • 1,579sqft

2715 HEATHER Place, Sarasota

4111 SARASOTA Avenue, Sarasota, FL, 34234 — assumable FHA mortgage at 3.64%
FHA
Active
36
$429,900$225,667 down
Rate
3.64%
6.95%today
Payment
$1,076/mo
$1,559today
  • 2beds
  • 1baths
  • 1,292sqft

4111 SARASOTA Avenue, Sarasota

5608 EASTWIND Drive, Sarasota, FL, 34233 — assumable VA mortgage at 3.69%
VA
Active
36
$810,000$473,455 down
Rate
3.69%
6.95%today
Payment
$1,963/mo
$2,826today
  • 4beds
  • 3baths
  • 2,637sqft

5608 EASTWIND Drive, Sarasota

5544 DINAH Lane, Sarasota, FL, 34231 — assumable VA mortgage at 3.69%
VA
Active
41
$1,650,000$933,196 down
Rate
3.69%
6.95%today
Payment
$3,822/mo
$5,503today
  • 6beds
  • 5baths
  • 4,433sqft

5544 DINAH Lane, Sarasota

1551 GEORGETOWNE Lane, Sarasota, FL, 34232 — assumable FHA mortgage at 3.75%
FHA
Active
27
$425,000$183,352 down
Rate
3.75%
6.95%today
Payment
$1,305/mo
$1,865today
  • 3beds
  • 2baths
  • 1,456sqft

1551 GEORGETOWNE Lane, Sarasota

5653 WHITEHEAD Street, Bradenton, FL, 34203 — assumable FHA mortgage at 3.90%
FHA
Active
55
$269,900$129,459 down
Rate
3.90%
6.95%today
Payment
$815/mo
$1,144today
  • 2beds
  • 3baths
  • 1,496sqft

5653 WHITEHEAD Street, Bradenton

3909 COLERIDGE Place, Sarasota, FL, 34241 — assumable FHA mortgage at 4.02%
FHA
Active
33
$324,900$186,129 down
Rate
4.02%
6.95%today
Payment
$820/mo
$1,135today
  • 2beds
  • 1baths
  • 850sqft

3909 COLERIDGE Place, Sarasota

3953 PRAIRIE DUNES Drive, Sarasota, FL, 34238 — assumable FHA mortgage at 4.07%
FHA
Active
68
$960,000$769,276 down
Rate
4.07%
6.95%today
Payment
$1,384/mo
$1,903today
  • 5beds
  • 4baths
  • 3,182sqft

3953 PRAIRIE DUNES Drive, Sarasota

4360 BRANDYWINE Drive, Sarasota, FL, 34241 — assumable VA mortgage at 4.16%
VA
Active
50
$759,000$530,976 down
Rate
4.16%
6.95%today
Payment
$1,369/mo
$1,862today
  • 4beds
  • 3baths
  • 2,623sqft

4360 BRANDYWINE Drive, Sarasota

4018 PRADO Drive, Sarasota, FL, 34235 — assumable VA mortgage at 5.68%
VA
Active
63
$429,000$34,981 down
Rate
5.68%
6.95%today
Payment
$2,339/mo
$2,674today
  • 4beds
  • 2baths
  • 1,842sqft

4018 PRADO Drive, Sarasota

1003 WATERLINE Court, Sarasota, FL, 34240 — assumable VA mortgage at 6.00%
VA
Active
52
$599,000$23,348 down
Rate
6.00%
6.95%today
Payment
$3,462/mo
$3,822today
  • 3beds
  • 2baths
  • 1,784sqft

1003 WATERLINE Court, Sarasota

1553 29TH Street, Sarasota, FL, 34234 — assumable FHA mortgage at 6.34%
FHA
Active
25
$180,000Potential short sale
Rate
6.34%
6.95%today
Payment
$1,230/mo
$1,309today
  • 2beds
  • 1baths
  • 572sqft

1553 29TH Street, Sarasota

888 BLVD OF THE ARTS #1008, Sarasota, FL, 34236 — assumable VA mortgage at 6.60%
VA
Active
38
$1,399,000$64,645 down
Rate
6.60%
6.95%today
Payment
$8,766/mo
$9,085today
  • 2beds
  • 2baths
  • 1,642sqft

888 BLVD OF THE ARTS #1008, Sarasota

15176 SUNNY DAY Drive, Bradenton, FL, 34211 — assumable VA mortgage at 6.62%
VA
Active
10
$375,000Potential short sale
Rate
6.62%
6.95%today
Payment
$2,484/mo
$2,569today
  • 3beds
  • 3baths
  • 1,887sqft

15176 SUNNY DAY Drive, Bradenton

6535 DRAW Lane #85, Sarasota, FL, 34238 — assumable VA mortgage at 6.67%
VA
Active
42
$298,500$3,685 down
Rate
6.67%
6.95%today
Payment
$1,965/mo
$2,022today
  • 2beds
  • 2baths
  • 1,374sqft

6535 DRAW Lane #85, Sarasota

14331 GNATCATCHER Terrace, Bradenton, FL, 34202 — assumable FHA mortgage at 6.72%
FHA
Active
27
$410,000$20,427 down
Rate
6.72%
6.95%today
Payment
$2,566/mo
$2,627today
  • 3beds
  • 2baths
  • 1,738sqft

14331 GNATCATCHER Terrace, Bradenton

6774 PASEO CASTILLE, Sarasota, FL, 34238 — assumable VA mortgage at 6.76%
VA
Active
38
$521,000$21,771 down
Rate
6.76%
6.95%today
Payment
$3,288/mo
$3,353today
  • 2beds
  • 2baths
  • 1,795sqft

6774 PASEO CASTILLE, Sarasota

5338 FOXWOOD Drive, Sarasota, FL, 34232 — assumable VA mortgage at 4.49%
VA
Active
36
$479,500$381,446 down
Rate
4.49%
6.95%today
Payment
$750/mo
$980today
  • 3beds
  • 2baths
  • 1,400sqft

5338 FOXWOOD Drive, Sarasota

2406 FLORIDA Boulevard, Bradenton, FL, 34207 — assumable FHA mortgage at 6.28%
FHA
Active
39
$410,000$33,720 down
Rate
6.28%
6.95%today
Payment
$2,420/mo
$2,593today
  • 3beds
  • 2baths
  • 1,286sqft

2406 FLORIDA Boulevard, Bradenton

Assuming a mortgage in Sarasota

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$338 /mo
Median cash to assume
$160,994
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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