Assumable homes for sale in Sanford, FL

15 homesFHA & VA loansrates from 2.73% vs 6.95% today

Sanford assumption guide

2412 MARSHALL Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 3.10%

FHATop pick

Active

$189,000Potential short sale

Rate: 3.10%; ~~6.95%~~today
Payment: $901/mo; ~~$1,397~~today

3beds
2baths
1,070sqft

2412 MARSHALL Avenue, Sanford

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%

FHA

Active

$235,000$68,926 down

Rate: 2.73%; ~~6.95%~~today
Payment: $772/mo; ~~$1,254~~today

3beds
2baths
1,199sqft

2617 LAUREL Avenue, Sanford

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%

FHA

Active

$214,900$59,486 down

Rate: 3.11%; ~~6.95%~~today
Payment: $735/mo; ~~$1,137~~today

3beds
2baths
1,296sqft

1615 TERRACE Drive, Sanford

115 WALNUT CREST Run, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%

FHA

Active

$435,000$166,218 down

Rate: 2.90%; ~~6.95%~~today
Payment: $1,249/mo; ~~$1,987~~today

4beds
3baths
2,476sqft

115 WALNUT CREST Run, Sanford

186 CEDAR RIDGE Lane, Sanford, FL, 32771 — assumable FHA mortgage at 2.94%

FHA

Active

$400,000$173,668 down

Rate: 2.94%; ~~6.95%~~today
Payment: $1,089/mo; ~~$1,722~~today

4beds
3baths
2,215sqft

186 CEDAR RIDGE Lane, Sanford

2536 MAGNOLIA Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.24%

FHA

Active

$242,500$101,131 down

Rate: 3.24%; ~~6.95%~~today
Payment: $708/mo; ~~$1,079~~today

3beds
2baths
1,311sqft

2536 MAGNOLIA Avenue, Sanford

1026 SARITA Street, Sanford, FL, 32773 — assumable FHA mortgage at 5.52%

FHA

Active

$295,000$49,649 down

Rate: 5.52%; ~~6.95%~~today
Payment: $1,481/mo; ~~$1,722~~today

4beds
2baths
1,104sqft

1026 SARITA Street, Sanford

1910 WILLIAM CLARK Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 5.52%

FHA

Active

$285,000$44,279 down

Rate: 5.52%; ~~6.95%~~today
Payment: $1,453/mo; ~~$1,690~~today

3beds
2baths
1,426sqft

1910 WILLIAM CLARK Avenue, Sanford

2541 PALMETTO Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 4.44%

FHA

Active

$227,900$99,963 down

Rate: 4.44%; ~~6.95%~~today
Payment: $765/mo; ~~$1,007~~today

3beds
2baths
1,172sqft

2541 PALMETTO Avenue, Sanford

2675 RIVER LANDING Drive, Sanford, FL, 32771 — assumable FHA mortgage at 6.67%

FHA

Active

$358,900$26,817 down

Rate: 6.67%; ~~6.95%~~today
Payment: $2,211/mo; ~~$2,275~~today

3beds
3baths
1,752sqft

2675 RIVER LANDING Drive, Sanford

1451 DALKEITH Cove, Sanford, FL, 32771 — assumable VA mortgage at 6.77%

Active

$445,000$36,198 down

Rate: 6.77%; ~~6.95%~~today
Payment: $2,685/mo; ~~$2,735~~today

3beds
3baths
1,605sqft

1451 DALKEITH Cove, Sanford

801 PECAN Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 6.86%

FHA

Active

$430,000$39,506 down

Rate: 6.86%; ~~6.95%~~today
Payment: $2,596/mo; ~~$2,619~~today

4beds
3baths
2,142sqft

801 PECAN Avenue, Sanford

1100 CORNELL Drive, Sanford, FL, 32771 — assumable FHA mortgage at 6.90%

FHA

Active

$480,000$56,459 down

Rate: 6.90%; ~~6.95%~~today
Payment: $2,865/mo; ~~$2,879~~today

5beds
4baths
2,226sqft

1100 CORNELL Drive, Sanford

502 BRIGHTVIEW Drive, Lake Mary, FL, 32746 — assumable FHA mortgage at 6.27%

FHA

Active

$399,000$81,491 down

Rate: 6.27%; ~~6.95%~~today
Payment: $2,050/mo; ~~$2,199~~today

3beds
2baths
1,700sqft

502 BRIGHTVIEW Drive, Lake Mary

2841 EMPIRE Place, Sanford, FL, 32773 — assumable FHA mortgage at 6.95%

FHA

Active

$345,000$336,759 down

Rate: 6.95%; ~~6.95%~~today
Payment: $51/mo; ~~$51~~today

3beds
2baths
1,533sqft

2841 EMPIRE Place, Sanford

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 2.73%
Lowest existing payment: $708 /mo
Median cash to assume: $64,206