Art Ingram

Art Ingram

Assumable homes for sale in Sanford, FL

20 homesFHA & VA loansrates from 2.73% vs 6.95% today

Sanford assumption guide
2412 MARSHALL Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 3.10%
FHATop pick
Active
6
$189,000Potential short sale
Rate
3.10%
6.95%today
Payment
$901/mo
$1,397today
  • 3beds
  • 2baths
  • 1,070sqft

2412 MARSHALL Avenue, Sanford

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$68,926 down
Rate
2.73%
6.95%today
Payment
$772/mo
$1,254today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$214,900$59,486 down
Rate
3.11%
6.95%today
Payment
$735/mo
$1,137today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$200,774 down
Rate
2.81%
6.95%today
Payment
$1,259/mo
$2,026today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

186 CEDAR RIDGE Lane, Sanford, FL, 32771 — assumable FHA mortgage at 2.94%
FHA
Active
24
$400,000$173,668 down
Rate
2.94%
6.95%today
Payment
$1,089/mo
$1,722today
  • 4beds
  • 3baths
  • 2,215sqft

186 CEDAR RIDGE Lane, Sanford

108 SUGAR MAPLE Court, Sanford, FL, 32773 — assumable VA mortgage at 3.02%
VA
Active
16
$339,000$142,485 down
Rate
3.02%
6.95%today
Payment
$928/mo
$1,453today
  • 3beds
  • 2baths
  • 1,236sqft

108 SUGAR MAPLE Court, Sanford

2536 MAGNOLIA Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 3.24%
FHA
Active
40
$242,500$101,131 down
Rate
3.24%
6.95%today
Payment
$708/mo
$1,079today
  • 3beds
  • 2baths
  • 1,311sqft

2536 MAGNOLIA Avenue, Sanford

6420 WINDSOR LAKE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 3.59%
FHA
Active
21
$250,000$172,474 down
Rate
3.59%
6.95%today
Payment
$525/mo
$766today
  • 3beds
  • 3baths
  • 1,549sqft

6420 WINDSOR LAKE Circle, Sanford

129 REEL Court, Sanford, FL, 32773 — assumable FHA mortgage at 3.97%
FHA
Active
26
$350,000$263,878 down
Rate
3.97%
6.95%today
Payment
$528/mo
$734today
  • 3beds
  • 2baths
  • 1,151sqft

129 REEL Court, Sanford

2610 FLICKER Cove, Sanford, FL, 32773 — assumable FHA mortgage at 3.99%
FHA
Active
35
$413,900$196,775 down
Rate
3.99%
6.95%today
Payment
$1,203/mo
$1,670today
  • 4beds
  • 3baths
  • 2,069sqft

2610 FLICKER Cove, Sanford

221 ODHAM Drive, Sanford, FL, 32773 — assumable VA mortgage at 6.00%
VA
Active
22
$340,000$13,084 down
Rate
6.00%
6.95%today
Payment
$1,966/mo
$2,171today
  • 3beds
  • 2baths
  • 1,446sqft

221 ODHAM Drive, Sanford

120 ABERDEEN Circle, Sanford, FL, 32773 — assumable FHA mortgage at 6.09%
FHA
Active
21
$329,990$15,292 down
Rate
6.09%
6.95%today
Payment
$1,991/mo
$2,177today
  • 3beds
  • 2baths
  • 1,343sqft

120 ABERDEEN Circle, Sanford

507 NORTHLAKE Drive #507, Sanford, FL, 32773 — assumable VA mortgage at 6.50%
VA
Active
15
$135,500Potential short sale
Rate
6.50%
6.95%today
Payment
$895/mo
$937today
  • 2beds
  • 2baths
  • 912sqft

507 NORTHLAKE Drive #507, Sanford

3683 BOTANICAL Way, Sanford, FL, 32773 — assumable VA mortgage at 7.12%
VA
Active
52
$470,000Potential short sale
Rate
7.12%
6.95%today
Payment
$3,262/mo
$3,207today
  • 4beds
  • 2baths
  • 1,835sqft

3683 BOTANICAL Way, Sanford

1026 SARITA Street, Sanford, FL, 32773 — assumable FHA mortgage at 5.52%
FHA
Active
28
$295,000$49,649 down
Rate
5.52%
6.95%today
Payment
$1,481/mo
$1,722today
  • 4beds
  • 2baths
  • 1,104sqft

1026 SARITA Street, Sanford

2541 PALMETTO Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 4.44%
FHA
Active
28
$227,900$99,963 down
Rate
4.44%
6.95%today
Payment
$765/mo
$1,007today
  • 3beds
  • 2baths
  • 1,172sqft

2541 PALMETTO Avenue, Sanford

100 KELLY Circle, Sanford, FL, 32773 — assumable FHA mortgage at 6.87%
FHA
Active
33
$365,000$26,266 down
Rate
6.87%
6.95%today
Payment
$2,256/mo
$2,274today
  • 3beds
  • 2baths
  • 1,343sqft

100 KELLY Circle, Sanford

1100 CORNELL Drive, Sanford, FL, 32771 — assumable FHA mortgage at 6.90%
FHA
Active
73
$480,000$56,459 down
Rate
6.90%
6.95%today
Payment
$2,865/mo
$2,879today
  • 5beds
  • 4baths
  • 2,226sqft

1100 CORNELL Drive, Sanford

247 MAGNOLIA PARK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 4.98%
FHA
Active
30
$550,000$426,214 down
Rate
4.98%
6.95%today
Payment
$1,047/mo
$1,293today
  • 4beds
  • 4baths
  • 3,445sqft

247 MAGNOLIA PARK Trail, Sanford

2841 EMPIRE Place, Sanford, FL, 32773 — assumable FHA mortgage at 6.95%
FHA
Active
35
$345,000$336,759 down
Rate
6.95%
6.95%today
Payment
$51/mo
$51today
  • 3beds
  • 2baths
  • 1,533sqft

2841 EMPIRE Place, Sanford

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$525 /mo
Median cash to assume
$101,131
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.