Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Sanford, FL

148 homesFHA & VA loansrates from 2.66% vs 6.95% today

Sanford assumption guide
2412 MARSHALL Avenue, Sanford, FL, 32771 — assumable FHA mortgage at 3.10%
FHATop pick
Active
6
$189,000Potential short sale
Rate
3.10%
6.95%today
Payment
$901/mo
$1,397today
  • 3beds
  • 2baths
  • 1,070sqft

2412 MARSHALL Avenue, Sanford

1513 OBERLIN Terrace, Lake Mary, FL, 32746 — assumable VA mortgage at 2.86%
VA
Active
32
$409,900$72,285 down
Rate
2.86%
6.95%today
Payment
$1,566/mo
$2,503today
  • 4beds
  • 3baths
  • 2,264sqft

1513 OBERLIN Terrace, Lake Mary

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$68,926 down
Rate
2.73%
6.95%today
Payment
$772/mo
$1,254today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3046 BLAINE Circle, Deltona, FL, 32738 — assumable FHA mortgage at 2.99%
FHA
Active
30
$355,000$96,651 down
Rate
2.99%
6.95%today
Payment
$1,224/mo
$1,924today
  • 4beds
  • 2baths
  • 2,098sqft

3046 BLAINE Circle, Deltona

2691 INDIA Boulevard, Deltona, FL, 32738 — assumable FHA mortgage at 3.01%
FHA
Active
27
$353,500$94,209 down
Rate
3.01%
6.95%today
Payment
$1,223/mo
$1,917today
  • 3beds
  • 2baths
  • 1,454sqft

2691 INDIA Boulevard, Deltona

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$90,629 down
Rate
3.06%
6.95%today
Payment
$993/mo
$1,547today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

1460 LOMBARDY Drive, Deltona, FL, 32725 — assumable VA mortgage at 3.10%
VA
Active
27
$279,900$57,913 down
Rate
3.10%
6.95%today
Payment
$1,050/mo
$1,628today
  • 2beds
  • 2baths
  • 1,109sqft

1460 LOMBARDY Drive, Deltona

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$214,900$59,486 down
Rate
3.11%
6.95%today
Payment
$735/mo
$1,137today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

750 HONEYROCK Street, Debary, FL, 32713 — assumable VA mortgage at 4.25%
VA
Active
36
$429,990$13,025 down
Rate
4.25%
6.95%today
Payment
$2,096/mo
$2,820today
  • 3beds
  • 3baths
  • 2,135sqft

750 HONEYROCK Street, Debary

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$318,000$56,095 down
Rate
3.85%
6.95%today
Payment
$1,337/mo
$1,888today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$57,920 down
Rate
3.95%
6.95%today
Payment
$1,790/mo
$2,497today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

1694 BISMARCK Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.66%
VA
Active
29
$335,000$98,985 down
Rate
2.66%
6.95%today
Payment
$1,093/mo
$1,794today
  • 3beds
  • 2baths
  • 2,674sqft

1694 BISMARCK Drive, Deltona

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$452,900$138,760 down
Rate
2.74%
6.95%today
Payment
$1,461/mo
$2,372today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$324,900$122,362 down
Rate
2.81%
6.95%today
Payment
$949/mo
$1,527today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

725 9TH Street, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
35
$335,000$119,534 down
Rate
2.81%
6.95%today
Payment
$1,010/mo
$1,625today
  • 4beds
  • 2baths
  • 2,009sqft

725 9TH Street, Deltona

712 RED HAWK Lane, Deltona, FL, 32725 — assumable FHA mortgage at 2.88%
FHA
Active
54
$345,000$103,834 down
Rate
2.88%
6.95%today
Payment
$1,121/mo
$1,787today
  • 3beds
  • 2baths
  • 1,725sqft

712 RED HAWK Lane, Deltona

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,005 down
Rate
2.89%
6.95%today
Payment
$1,167/mo
$1,859today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

1435 DAYSTAR Lane, Deltona, FL, 32725 — assumable VA mortgage at 2.89%
VA
Active
22
$395,000$125,086 down
Rate
2.89%
6.95%today
Payment
$1,288/mo
$2,051today
  • 4beds
  • 3baths
  • 2,337sqft

1435 DAYSTAR Lane, Deltona

115 WALNUT CREST Run, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
20
$435,000$166,218 down
Rate
2.90%
6.95%today
Payment
$1,249/mo
$1,987today
  • 4beds
  • 3baths
  • 2,476sqft

115 WALNUT CREST Run, Sanford

358 LAZIO Circle, Debary, FL, 32713 — assumable VA mortgage at 2.90%
VA
Active
54
$515,500$205,475 down
Rate
2.90%
6.95%today
Payment
$1,451/mo
$2,307today
  • 5beds
  • 4baths
  • 2,830sqft

358 LAZIO Circle, Debary

414 MOHAVE Terrace, Lake Mary, FL, 32746 — assumable VA mortgage at 3.07%
VA
Active
37
$550,000$199,191 down
Rate
3.07%
6.95%today
Payment
$1,658/mo
$2,580today
  • 4beds
  • 4baths
  • 2,460sqft

414 MOHAVE Terrace, Lake Mary

1097 AUGUST SKY Drive, Deltona, FL, 32738 — assumable FHA mortgage at 4.17%
FHA
Active
38
$369,900$60,390 down
Rate
4.17%
6.95%today
Payment
$1,633/mo
$2,218today
  • 3beds
  • 2baths
  • 1,742sqft

1097 AUGUST SKY Drive, Deltona

106 ALANO Road, Debary, FL, 32713 — assumable VA mortgage at 3.76%
VA
Active
31
$295,000$88,676 down
Rate
3.76%
6.95%today
Payment
$1,043/mo
$1,489today
  • 3beds
  • 3baths
  • 1,122sqft

106 ALANO Road, Debary

971 LEYBURN Drive, Deltona, FL, 32725 — assumable FHA mortgage at 2.71%
FHA
Active
38
$364,000$154,646 down
Rate
2.71%
6.95%today
Payment
$975/mo
$1,590today
  • 3beds
  • 2baths
  • 2,122sqft

971 LEYBURN Drive, Deltona

176 TIM TAM Court, Lake Mary, FL, 32746 — assumable VA mortgage at 2.71%
VA
Active
38
$689,000$339,065 down
Rate
2.71%
6.95%today
Payment
$1,626/mo
$2,651today
  • 4beds
  • 2baths
  • 2,250sqft

176 TIM TAM Court, Lake Mary

530 WHITECAP COVE Court, Debary, FL, 32713 — assumable FHA mortgage at 2.77%
FHA
Active
42
$595,000$284,308 down
Rate
2.77%
6.95%today
Payment
$1,430/mo
$2,312today
  • 4beds
  • 3baths
  • 2,754sqft

530 WHITECAP COVE Court, Debary

1248 AZORA Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.80%
VA
Active
20
$330,900$233,641 down
Rate
2.80%
6.95%today
Payment
$489/mo
$769today
  • 3beds
  • 2baths
  • 1,287sqft

1248 AZORA Drive, Deltona

215 ABBEYVILLE Street, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
41
$228,777$113,246 down
Rate
2.81%
6.95%today
Payment
$545/mo
$877today
  • 3beds
  • 1baths
  • 932sqft

215 ABBEYVILLE Street, Deltona

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$519,000$224,787 down
Rate
2.81%
6.95%today
Payment
$1,389/mo
$2,235today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$200,774 down
Rate
2.81%
6.95%today
Payment
$1,259/mo
$2,026today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$590,000$237,611 down
Rate
2.87%
6.95%today
Payment
$1,640/mo
$2,618today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

5781 AUTUMN CHASE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 2.88%
FHA
Active
5
$550,000$514,772 down
Rate
2.88%
6.95%today
Payment
$174/mo
$271today
  • 4beds
  • 3baths
  • 2,467sqft

5781 AUTUMN CHASE Circle, Sanford

1422 TRAVERTINE Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.88%
FHA
Active
74
$364,900$357,864 down
Rate
2.88%
6.95%today
Payment
$38/mo
$58today
  • 3beds
  • 3baths
  • 1,953sqft

1422 TRAVERTINE Terrace, Sanford

1928 EDEN Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.93%
VA
Active
44
$369,900$201,307 down
Rate
2.93%
6.95%today
Payment
$793/mo
$1,257today
  • 3beds
  • 2baths
  • 2,066sqft

1928 EDEN Drive, Deltona

186 CEDAR RIDGE Lane, Sanford, FL, 32771 — assumable FHA mortgage at 2.94%
FHA
Active
24
$400,000$173,668 down
Rate
2.94%
6.95%today
Payment
$1,089/mo
$1,722today
  • 4beds
  • 3baths
  • 2,215sqft

186 CEDAR RIDGE Lane, Sanford

108 SUGAR MAPLE Court, Sanford, FL, 32773 — assumable VA mortgage at 3.02%
VA
Active
16
$339,000$142,485 down
Rate
3.02%
6.95%today
Payment
$928/mo
$1,453today
  • 3beds
  • 2baths
  • 1,236sqft

108 SUGAR MAPLE Court, Sanford

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$477 /mo
Median cash to assume
$108,812
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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