Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Safety Harbor, FL

165 homesFHA & VA loansrates from 2.18% vs 6.95% today

Safety Harbor assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$280,000$6,909 down
Rate
2.875%
6.95%today
Payment
$1,286/mo
$2,052today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

2266 MANOR Court, Clearwater, FL, 33763 — assumable VA mortgage at 2.87%
VA
Active
28
$439,900$82,794 down
Rate
2.87%
6.95%today
Payment
$1,658/mo
$2,647today
  • 4beds
  • 2baths
  • 1,508sqft

2266 MANOR Court, Clearwater

3073 BRANCH Drive, Clearwater, FL, 33760 — assumable FHA mortgage at 3.10%
FHA
Active
45
$299,000$44,448 down
Rate
3.10%
6.95%today
Payment
$1,205/mo
$1,867today
  • 3beds
  • 3baths
  • 1,450sqft

3073 BRANCH Drive, Clearwater

2174 19TH Avenue, Largo, FL, 33774 — assumable VA mortgage at 2.90%
VA
Active
33
$359,900$98,225 down
Rate
2.90%
6.95%today
Payment
$1,225/mo
$1,947today
  • 3beds
  • 2baths
  • 1,224sqft

2174 19TH Avenue, Largo

1690 PINEHURST Road, Dunedin, FL, 34698 — assumable VA mortgage at 3.04%
VA
Active
50
$575,000$139,220 down
Rate
3.04%
6.95%today
Payment
$2,085/mo
$3,257today
  • 3beds
  • 2baths
  • 1,728sqft

1690 PINEHURST Road, Dunedin

6706 ROCKY PARK Street, Tampa, FL, 33625 — assumable VA mortgage at 2.18%
VA
Active
44
$400,000$139,900 down
Rate
2.18%
6.95%today
Payment
$1,120/mo
$1,957today
  • 3beds
  • 3baths
  • 1,852sqft

6706 ROCKY PARK Street, Tampa

3672 136TH Avenue, Largo, FL, 33771 — assumable FHA mortgage at 2.73%
FHA
Active
7
$269,000$86,577 down
Rate
2.73%
6.95%today
Payment
$848/mo
$1,378today
  • 3beds
  • 1baths
  • 960sqft

3672 136TH Avenue, Largo

6902 SOLEDAD Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.90%
FHA
Active
22
$224,900$85,282 down
Rate
2.90%
6.95%today
Payment
$670/mo
$1,066today
  • 2beds
  • 2baths
  • 1,048sqft

6902 SOLEDAD Court, Tampa

1706 BELLEAIR FOREST Drive #244, Belleair, FL, 33756 — assumable FHA mortgage at 2.94%
FHA
Active
32
$154,000$44,876 down
Rate
2.94%
6.95%today
Payment
$518/mo
$819today
  • 1beds
  • 1baths
  • 945sqft

1706 BELLEAIR FOREST Drive #244, Belleair

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$289,818 down
Rate
2.96%
6.95%today
Payment
$2,103/mo
$3,318today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

14309 PONDHAWK Lane, Tampa, FL, 33625 — assumable VA mortgage at 4.00%
VA
Active
42
$380,000$40,122 down
Rate
4.00%
6.95%today
Payment
$1,760/mo
$2,441today
  • 3beds
  • 3baths
  • 1,716sqft

14309 PONDHAWK Lane, Tampa

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 down
Rate
4.00%
6.95%today
Payment
$1,523/mo
$2,112today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
29
$274,999$105,218 down
Rate
3.01%
6.95%today
Payment
$829/mo
$1,299today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$180,652 down
Rate
3.02%
6.95%today
Payment
$1,552/mo
$2,431today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
$320,000$99,629 down
Rate
3.05%
6.95%today
Payment
$1,042/mo
$1,625today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$939,000$302,834 down
Rate
3.10%
6.95%today
Payment
$3,017/mo
$4,677today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,199,999$471,068 down
Rate
3.11%
6.95%today
Payment
$3,453/mo
$5,346today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

2974 ESTANCIA Place, Clearwater, FL, 33761 — assumable VA mortgage at 3.14%
VA
Active
33
$344,999$110,733 down
Rate
3.14%
6.95%today
Payment
$1,118/mo
$1,725today
  • 3beds
  • 3baths
  • 1,900sqft

2974 ESTANCIA Place, Clearwater

12620 115TH Street, Largo, FL, 33778 — assumable VA mortgage at 4.16%
VA
Active
51
$499,000$95,148 down
Rate
4.16%
6.95%today
Payment
$2,132/mo
$2,899today
  • 3beds
  • 2baths
  • 1,343sqft

12620 115TH Street, Largo

10311 ORCHARD HILLS Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.67%
FHA
Active
52
$429,900$222,055 down
Rate
2.67%
6.95%today
Payment
$964/mo
$1,579today
  • 3beds
  • 2baths
  • 1,236sqft

10311 ORCHARD HILLS Court, Tampa

9218 ROBSON Street, Tampa, FL, 33615 — assumable FHA mortgage at 2.70%
FHA
Active
25
$430,000$267,776 down
Rate
2.70%
6.95%today
Payment
$757/mo
$1,235today
  • 4beds
  • 2baths
  • 1,530sqft

9218 ROBSON Street, Tampa

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$509,900$313,955 down
Rate
2.71%
6.95%today
Payment
$913/mo
$1,488today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

1725 ARABIAN Lane, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.73%
VA
Active
53
$460,000$215,473 down
Rate
2.73%
6.95%today
Payment
$1,133/mo
$1,843today
  • 2beds
  • 3baths
  • 1,870sqft

1725 ARABIAN Lane, Palm Harbor

9216 ROBSON Street, Tampa, FL, 33615 — assumable VA mortgage at 2.73%
VA
Active
43
$379,900$212,764 down
Rate
2.73%
6.95%today
Payment
$825/mo
$1,309today
  • 3beds
  • 2baths
  • 1,438sqft

9216 ROBSON Street, Tampa

7310 BAJA Court, Tampa, FL, 33634 — assumable FHA mortgage at 2.80%
FHA
Active
28
$235,000$99,880 down
Rate
2.80%
6.95%today
Payment
$625/mo
$1,007today
  • 2beds
  • 1baths
  • 998sqft

7310 BAJA Court, Tampa

7360 ULMERTON Road #18D, Largo, FL, 33771 — assumable FHA mortgage at 2.81%
FHA
Active
26
$309,000$169,338 down
Rate
2.81%
6.95%today
Payment
$655/mo
$1,053today
  • 3beds
  • 2baths
  • 1,375sqft

7360 ULMERTON Road #18D, Largo

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$419,000$238,297 down
Rate
2.84%
6.95%today
Payment
$856/mo
$1,372today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

2300 KENT Drive, Largo, FL, 33774 — assumable VA mortgage at 2.86%
VA
Active
38
$1,500,000$696,452 down
Rate
2.86%
6.95%today
Payment
$3,727/mo
$5,958today
  • 4beds
  • 4baths
  • 3,184sqft

2300 KENT Drive, Largo

12812 LAKE Drive, Largo, FL, 33774 — assumable FHA mortgage at 2.87%
FHA
Active
45
$445,900$184,088 down
Rate
2.87%
6.95%today
Payment
$1,250/mo
$1,995today
  • 4beds
  • 2baths
  • 1,829sqft

12812 LAKE Drive, Largo

8212 SUNNY VALE Place, Tampa, FL, 33615 — assumable VA mortgage at 2.90%
VA
Active
59
$549,000$277,125 down
Rate
2.90%
6.95%today
Payment
$1,272/mo
$2,023today
  • 3beds
  • 2baths
  • 1,853sqft

8212 SUNNY VALE Place, Tampa

10919 129TH Avenue, Largo, FL, 33778 — assumable VA mortgage at 2.91%
VA
Active
44
$465,000$196,521 down
Rate
2.91%
6.95%today
Payment
$1,284/mo
$2,040today
  • 3beds
  • 2baths
  • 1,608sqft

10919 129TH Avenue, Largo

3100 GULF Boulevard #132, Belleair Beach, FL, 33786 — assumable FHA mortgage at 2.96%
FHA
Active
70
$669,000$411,360 down
Rate
2.96%
6.95%today
Payment
$1,216/mo
$1,920today
  • 2beds
  • 2baths
  • 1,065sqft

3100 GULF Boulevard #132, Belleair Beach

1743 MACDONNELL Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.96%
VA
Active
95
$439,000$267,476 down
Rate
2.96%
6.95%today
Payment
$810/mo
$1,278today
  • 2beds
  • 2baths
  • 1,642sqft

1743 MACDONNELL Drive, Palm Harbor

11092 WINDSOR PLACE Circle, Tampa, FL, 33626 — assumable FHA mortgage at 2.98%
FHA
Active
23
$349,900$143,294 down
Rate
2.98%
6.95%today
Payment
$969/mo
$1,525today
  • 2beds
  • 2baths
  • 1,272sqft

11092 WINDSOR PLACE Circle, Tampa

210 VALENCIA Circle, St Petersburg, FL, 33716 — assumable VA mortgage at 2.98%
VA
Active
38
$525,000$268,851 down
Rate
2.98%
6.95%today
Payment
$1,280/mo
$1,993today
  • 3beds
  • 3baths
  • 2,281sqft

210 VALENCIA Circle, St Petersburg

3253 MCMATH Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.99%
VA
Active
38
$369,900$266,443 down
Rate
2.99%
6.95%today
Payment
$501/mo
$788today
  • 2beds
  • 2baths
  • 1,332sqft

3253 MCMATH Drive, Palm Harbor

Assuming a mortgage in Safety Harbor

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$358 /mo
Median cash to assume
$143,901
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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