Art Ingram

Art Ingram

Assumable homes for sale in Punta Gorda, FL

13 homesFHA & VA loansrates from 2.96% vs 6.95% today

Punta Gorda assumption guide
2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$395,000$22,121 down
Rate
3.11%
6.95%today
Payment
$1,763/mo
$2,729today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

1555 BEACON Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.96%
FHA
Active
31
$209,000$74,316 down
Rate
2.96%
6.95%today
Payment
$651/mo
$1,027today
  • 3beds
  • 2baths
  • 1,209sqft

1555 BEACON Drive, Port Charlotte

22469 ASTER Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 3.00%
FHA
Active
20
$200,000$79,142 down
Rate
3.00%
6.95%today
Payment
$610/mo
$937today
  • 3beds
  • 2baths
  • 1,360sqft

22469 ASTER Avenue, Port Charlotte

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,358 down
Rate
3.41%
6.95%today
Payment
$706/mo
$1,053today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
31
$204,900$105,405 down
Rate
3.90%
6.95%today
Payment
$572/mo
$802today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

1403 AKEN Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.69%
FHA
Active
18
$299,900$10,180 down
Rate
6.69%
6.95%today
Payment
$1,899/mo
$1,950today
  • 3beds
  • 2baths
  • 1,615sqft

1403 AKEN Street, Port Charlotte

2061 WILLOW HAMMOCK Circle #107, Port Charlotte, FL, 33983 — assumable VA mortgage at 6.67%
VA
Active
25
$159,900$11,736 down
Rate
6.67%
6.95%today
Payment
$964/mo
$992today
  • 2beds
  • 2baths
  • 996sqft

2061 WILLOW HAMMOCK Circle #107, Port Charlotte

2639 SUNCOAST LAKES Boulevard, Port Charlotte, FL, 33980 — assumable FHA mortgage at 5.02%
FHA
Active
48
$230,000$137,378 down
Rate
5.02%
6.95%today
Payment
$788/mo
$970today
  • 3beds
  • 2baths
  • 1,874sqft

2639 SUNCOAST LAKES Boulevard, Port Charlotte

23014 MCNULTY Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.33%
FHA
Active
24
$170,000Potential short sale
Rate
6.33%
6.95%today
Payment
$1,524/mo
$1,625today
  • 2beds
  • 1baths
  • 1,191sqft

23014 MCNULTY Avenue, Port Charlotte

22437 ADORN Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.44%
VA
Active
63
$290,000Potential short sale
Rate
6.44%
6.95%today
Payment
$2,546/mo
$2,683today
  • 3beds
  • 2baths
  • 1,608sqft

22437 ADORN Avenue, Port Charlotte

2141 PETERBOROUGH Road, Punta Gorda, FL, 33983 — assumable FHA mortgage at 6.50%
FHA
Active
27
$270,000$270,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,736sqft

2141 PETERBOROUGH Road, Punta Gorda

4411 MELBOURNE Street, Punta Gorda, FL, 33980 — assumable FHA mortgage at 6.71%
FHA
Active
44
$250,000$137,196 down
Rate
6.71%
6.95%today
Payment
$754/mo
$773today
  • 3beds
  • 2baths
  • 1,330sqft

4411 MELBOURNE Street, Punta Gorda

2132 ABSCOTT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.81%
VA
Active
37
$350,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,610/mo
$2,648today
  • 3beds
  • 2baths
  • 2,120sqft

2132 ABSCOTT Street, Port Charlotte

Assuming a mortgage in Punta Gorda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.96%
Lowest existing payment
$572 /mo
Median cash to assume
$92,273
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.