Art Ingram

Art Ingram

Assumable homes for sale in Punta Gorda, FL

8 homesVA & FHA loansrates from 2.94% vs 6.95% today

Punta Gorda assumption guide
25292 LENOX Circle, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.94%
VA
Active
49
$315,000$113,674 down
Rate
2.94%
6.95%today
Payment
$971/mo
$1,536today
  • 3beds
  • 2baths
  • 1,744sqft

25292 LENOX Circle, Punta Gorda

7436 MIKASA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.15%
VA
Active
54
$330,000$157,696 down
Rate
3.15%
6.95%today
Payment
$857/mo
$1,321today
  • 4beds
  • 2baths
  • 1,846sqft

7436 MIKASA Drive, Punta Gorda

10025 WINDING RIVER RD, Punta Gorda, FL, 33950 — assumable FHA mortgage at 3.60%
FHA
Active
30
$274,900$104,529 down
Rate
3.60%
6.95%today
Payment
$904/mo
$1,317today
  • 3beds
  • 3baths
  • 2,397sqft

10025 WINDING RIVER RD, Punta Gorda

632 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 4.00%
VA
Active
35
$219,900Potential short sale
Rate
4.00%
6.95%today
Payment
$1,647/mo
$2,284today
  • 3beds
  • 2baths
  • 1,606sqft

632 AQUI ESTA Drive, Punta Gorda

721 RIO VILLA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 4.08%
VA
Active
31
$408,000$293,484 down
Rate
4.08%
6.95%today
Payment
$682/mo
$937today
  • 2beds
  • 2baths
  • 1,612sqft

721 RIO VILLA Drive, Punta Gorda

3601 WISTERIA Place, Punta Gorda, FL, 33950 — assumable VA mortgage at 6.50%
VA
Active
44
$369,900$38,660 down
Rate
6.50%
6.95%today
Payment
$2,109/mo
$2,209today
  • 2beds
  • 2baths
  • 1,004sqft

3601 WISTERIA Place, Punta Gorda

101 MARLIN Drive, Punta Gorda, FL, 33950 — assumable FHA mortgage at 6.50%
FHA
Active
48
$379,000$55,800 down
Rate
6.50%
6.95%today
Payment
$2,058/mo
$2,155today
  • 4beds
  • 2baths
  • 2,380sqft

101 MARLIN Drive, Punta Gorda

3513 ARECA Street, Punta Gorda, FL, 33950 — assumable VA mortgage at 6.39%
VA
Active
21
$199,000Potential short sale
Rate
6.39%
6.95%today
Payment
$1,436/mo
$1,521today
  • 3beds
  • 2baths
  • 1,869sqft

3513 ARECA Street, Punta Gorda

Assuming a mortgage in Punta Gorda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.94%
Lowest existing payment
$682 /mo
Median cash to assume
$109,102
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.