Art Ingram

Art Ingram

Assumable homes for sale in Punta Gorda, FL

13 homesFHA & VA loansrates from 2.80% vs 6.95% today

Punta Gorda assumption guide
2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$395,000$22,121 down
Rate
3.11%
6.95%today
Payment
$1,763/mo
$2,729today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

25134 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.80%
VA
Active
58
$365,000$137,719 down
Rate
2.80%
6.95%today
Payment
$1,077/mo
$1,735today
  • 4beds
  • 3baths
  • 2,809sqft

25134 PALISADE Road, Punta Gorda

25504 TALTAL Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.70%
FHA
Active
13
$305,900$87,570 down
Rate
3.70%
6.95%today
Payment
$1,163/mo
$1,672today
  • 4beds
  • 3baths
  • 3,060sqft

25504 TALTAL Drive, Punta Gorda

12760 LAKE SIDE Drive, Arcadia, FL, 34269 — assumable FHA mortgage at 3.06%
FHA
Active
56
$298,000$143,384 down
Rate
3.06%
6.95%today
Payment
$732/mo
$1,140today
  • 2beds
  • 2baths
  • 1,290sqft

12760 LAKE SIDE Drive, Arcadia

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,358 down
Rate
3.41%
6.95%today
Payment
$706/mo
$1,053today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

27450 SAN MARCO Drive, Punta Gorda, FL, 33983 — assumable VA mortgage at 4.82%
VA
Active
50
$736,000$92,874 down
Rate
4.82%
6.95%today
Payment
$3,602/mo
$4,534today
  • 4beds
  • 3baths
  • 3,407sqft

27450 SAN MARCO Drive, Punta Gorda

25454 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 3.88%
VA
Active
32
$399,000$286,820 down
Rate
3.88%
6.95%today
Payment
$692/mo
$974today
  • 3beds
  • 2baths
  • 1,820sqft

25454 PALISADE Road, Punta Gorda

1502 NAVIGATOR Road, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.95%
FHA
Active
42
$410,000$217,422 down
Rate
3.95%
6.95%today
Payment
$1,106/mo
$1,543today
  • 4beds
  • 2baths
  • 2,339sqft

1502 NAVIGATOR Road, Punta Gorda

1457 SAN CRISTOBAL Avenue #3203, Punta Gorda, FL, 33983 — assumable VA mortgage at 4.17%
VA
Active
11
$175,000Potential short sale
Rate
4.17%
6.95%today
Payment
$1,072/mo
$1,456today
  • 2beds
  • 2baths
  • 1,102sqft

1457 SAN CRISTOBAL Avenue #3203, Punta Gorda

27131 GUAPORE Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 7.31%
FHA
Active
44
$384,900$5,226 down
Rate
7.31%
6.95%today
Payment
$2,681/mo
$2,586today
  • 4beds
  • 3baths
  • 2,032sqft

27131 GUAPORE Drive, Punta Gorda

2061 WILLOW HAMMOCK Circle #107, Port Charlotte, FL, 33983 — assumable VA mortgage at 6.67%
VA
Active
25
$159,900$11,736 down
Rate
6.67%
6.95%today
Payment
$964/mo
$992today
  • 2beds
  • 2baths
  • 996sqft

2061 WILLOW HAMMOCK Circle #107, Port Charlotte

12918 DOUG Drive, Lake Suzy, FL, 34269 — assumable FHA mortgage at 6.82%
FHA
Active
66
$499,990$98,672 down
Rate
6.82%
6.95%today
Payment
$2,685/mo
$2,721today
  • 3beds
  • 3baths
  • 2,414sqft

12918 DOUG Drive, Lake Suzy

2141 PETERBOROUGH Road, Punta Gorda, FL, 33983 — assumable FHA mortgage at 6.50%
FHA
Active
27
$270,000$270,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,736sqft

2141 PETERBOROUGH Road, Punta Gorda

Assuming a mortgage in Punta Gorda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$692 /mo
Median cash to assume
$118,195
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.