Art Ingram

Art Ingram

Assumable homes for sale in Punta Gorda, FL

111 homesFHA & VA loansrates from 2.70% vs 6.95% today

Punta Gorda assumption guide
2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$395,000$22,121 down
Rate
3.11%
6.95%today
Payment
$1,763/mo
$2,729today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

4086 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.86%
FHA
Active
53
$389,900$66,263 down
Rate
2.86%
6.95%today
Payment
$1,501/mo
$2,399today
  • 3beds
  • 2baths
  • 1,578sqft

4086 GARDNER Drive, Port Charlotte

1921 ISLES Road, Port Charlotte, FL, 33953 — assumable FHA mortgage at 3.55%
FHA
Active
52
$364,777$34,679 down
Rate
3.55%
6.95%today
Payment
$1,638/mo
$2,400today
  • 3beds
  • 3baths
  • 2,201sqft

1921 ISLES Road, Port Charlotte

313 GOLD TREE, Punta Gorda, FL, 33955 — assumable FHA mortgage at 2.86%
FHA
Active
50
$359,000$87,146 down
Rate
2.86%
6.95%today
Payment
$1,261/mo
$2,016today
  • 3beds
  • 2baths
  • 1,779sqft

313 GOLD TREE, Punta Gorda

22243 HERNANDO Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.87%
FHA
Active
44
$182,000$46,400 down
Rate
2.87%
6.95%today
Payment
$631/mo
$1,007today
  • 2beds
  • 1baths
  • 952sqft

22243 HERNANDO Avenue, Port Charlotte

30040 OAK Road, Punta Gorda, FL, 33982 — assumable FHA mortgage at 2.88%
FHA
Active
52
$185,000$50,764 down
Rate
2.88%
6.95%today
Payment
$624/mo
$995today
  • 2beds
  • 2baths
  • 1,386sqft

30040 OAK Road, Punta Gorda

25134 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.80%
VA
Active
58
$365,000$137,719 down
Rate
2.80%
6.95%today
Payment
$1,077/mo
$1,735today
  • 4beds
  • 3baths
  • 2,809sqft

25134 PALISADE Road, Punta Gorda

25292 LENOX Circle, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.94%
VA
Active
49
$315,000$113,674 down
Rate
2.94%
6.95%today
Payment
$971/mo
$1,536today
  • 3beds
  • 2baths
  • 1,744sqft

25292 LENOX Circle, Punta Gorda

1555 BEACON Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.96%
FHA
Active
31
$209,000$74,316 down
Rate
2.96%
6.95%today
Payment
$651/mo
$1,027today
  • 3beds
  • 2baths
  • 1,209sqft

1555 BEACON Drive, Port Charlotte

14330 MAIDSTONE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.99%
FHA
Active
47
$495,000$186,882 down
Rate
2.99%
6.95%today
Payment
$1,447/mo
$2,274today
  • 3beds
  • 2baths
  • 1,640sqft

14330 MAIDSTONE Avenue, Port Charlotte

22469 ASTER Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 3.00%
FHA
Active
20
$200,000$79,142 down
Rate
3.00%
6.95%today
Payment
$610/mo
$937today
  • 3beds
  • 2baths
  • 1,360sqft

22469 ASTER Avenue, Port Charlotte

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,099 down
Rate
3.10%
6.95%today
Payment
$861/mo
$1,335today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

25504 TALTAL Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.70%
FHA
Active
13
$305,900$87,570 down
Rate
3.70%
6.95%today
Payment
$1,163/mo
$1,672today
  • 4beds
  • 3baths
  • 3,060sqft

25504 TALTAL Drive, Punta Gorda

9082 ACORN Boulevard, Punta Gorda, FL, 33982 — assumable FHA mortgage at 2.70%
FHA
Active
50
$359,900$135,125 down
Rate
2.70%
6.95%today
Payment
$1,043/mo
$1,703today
  • 4beds
  • 2baths
  • 2,313sqft

9082 ACORN Boulevard, Punta Gorda

138 BUCKEYE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.77%
VA
Active
49
$335,000$186,251 down
Rate
2.77%
6.95%today
Payment
$696/mo
$1,125today
  • 2beds
  • 2baths
  • 1,080sqft

138 BUCKEYE Avenue, Port Charlotte

279 AMBLER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.00%
FHA
Active
9
$299,990$299,990 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

279 AMBLER Street, Port Charlotte

12760 LAKE SIDE Drive, Arcadia, FL, 34269 — assumable FHA mortgage at 3.06%
FHA
Active
56
$298,000$143,384 down
Rate
3.06%
6.95%today
Payment
$732/mo
$1,140today
  • 2beds
  • 2baths
  • 1,290sqft

12760 LAKE SIDE Drive, Arcadia

7436 MIKASA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.15%
VA
Active
54
$330,000$157,696 down
Rate
3.15%
6.95%today
Payment
$857/mo
$1,321today
  • 4beds
  • 2baths
  • 1,846sqft

7436 MIKASA Drive, Punta Gorda

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$2,920 down
Rate
4.98%
6.95%today
Payment
$1,273/mo
$1,573today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$350,000$104,262 down
Rate
4.00%
6.95%today
Payment
$1,275/mo
$1,768today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

10025 WINDING RIVER RD, Punta Gorda, FL, 33950 — assumable FHA mortgage at 3.60%
FHA
Active
30
$274,900$104,529 down
Rate
3.60%
6.95%today
Payment
$904/mo
$1,317today
  • 3beds
  • 3baths
  • 2,397sqft

10025 WINDING RIVER RD, Punta Gorda

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,358 down
Rate
3.41%
6.95%today
Payment
$706/mo
$1,053today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

2025 BARKSDALE Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 3.47%
FHA
Active
24
$230,000$128,706 down
Rate
3.47%
6.95%today
Payment
$578/mo
$855today
  • 3beds
  • 2baths
  • 1,056sqft

2025 BARKSDALE Street, Port Charlotte

20550 EDGEWATER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.80%
FHA
Active
36
$200,000$67,110 down
Rate
3.80%
6.95%today
Payment
$723/mo
$1,027today
  • 3beds
  • 2baths
  • 1,176sqft

20550 EDGEWATER Drive, Port Charlotte

27450 SAN MARCO Drive, Punta Gorda, FL, 33983 — assumable VA mortgage at 4.82%
VA
Active
50
$736,000$92,874 down
Rate
4.82%
6.95%today
Payment
$3,602/mo
$4,534today
  • 4beds
  • 3baths
  • 3,407sqft

27450 SAN MARCO Drive, Punta Gorda

4485 COSTELLO Street, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.60%
VA
Active
48
$259,900$202,384 down
Rate
3.60%
6.95%today
Payment
$305/mo
$444today
  • 2beds
  • 2baths
  • 1,284sqft

4485 COSTELLO Street, Port Charlotte

1547 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.68%
FHA
Active
23
$199,900$152,729 down
Rate
3.68%
6.95%today
Payment
$325/mo
$469today
  • 3beds
  • 2baths
  • 1,330sqft

1547 SHEEHAN Boulevard, Port Charlotte

21585 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
35
$190,000$30,489 down
Rate
4.98%
6.95%today
Payment
$916/mo
$1,132today
  • 4beds
  • 2baths
  • 1,746sqft

21585 OLEAN Boulevard, Port Charlotte

881 RIVIERA Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.70%
VA
Active
53
$340,000$201,243 down
Rate
3.70%
6.95%today
Payment
$746/mo
$1,072today
  • 3beds
  • 2baths
  • 1,751sqft

881 RIVIERA Lane, Port Charlotte

25454 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 3.88%
VA
Active
32
$399,000$286,820 down
Rate
3.88%
6.95%today
Payment
$692/mo
$974today
  • 3beds
  • 2baths
  • 1,820sqft

25454 PALISADE Road, Punta Gorda

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
31
$204,900$105,405 down
Rate
3.90%
6.95%today
Payment
$572/mo
$802today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

16235 BANYAN Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.92%
FHA
Active
27
$235,000$168,101 down
Rate
3.92%
6.95%today
Payment
$418/mo
$585today
  • 2beds
  • 2baths
  • 1,058sqft

16235 BANYAN Avenue, Port Charlotte

27077 BROOK FOREST Road, Punta Gorda, FL, 33950 — assumable FHA mortgage at 3.94%
FHA
Active
54
$310,000$144,700 down
Rate
3.94%
6.95%today
Payment
$983/mo
$1,373today
  • 4beds
  • 2baths
  • 1,827sqft

27077 BROOK FOREST Road, Punta Gorda

1502 NAVIGATOR Road, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.95%
FHA
Active
42
$410,000$217,422 down
Rate
3.95%
6.95%today
Payment
$1,106/mo
$1,543today
  • 4beds
  • 2baths
  • 2,339sqft

1502 NAVIGATOR Road, Punta Gorda

632 AQUI ESTA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 4.00%
VA
Active
35
$219,900Potential short sale
Rate
4.00%
6.95%today
Payment
$1,647/mo
$2,284today
  • 3beds
  • 2baths
  • 1,606sqft

632 AQUI ESTA Drive, Punta Gorda

721 RIO VILLA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 4.08%
VA
Active
31
$408,000$293,484 down
Rate
4.08%
6.95%today
Payment
$682/mo
$937today
  • 2beds
  • 2baths
  • 1,612sqft

721 RIO VILLA Drive, Punta Gorda

Assuming a mortgage in Punta Gorda

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$305 /mo
Median cash to assume
$98,672
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.