Art Ingram

Art Ingram

Assumable homes for sale in Port Charlotte, FL

12 homesFHA & VA loansrates from 3.55% vs 6.95% today

Port Charlotte assumption guide
1921 ISLES Road, Port Charlotte, FL, 33953 — assumable FHA mortgage at 3.55%
FHA
Active
52
$364,777$34,679 down
Rate
3.55%
6.95%today
Payment
$1,638/mo
$2,400today
  • 3beds
  • 3baths
  • 2,201sqft

1921 ISLES Road, Port Charlotte

16235 BANYAN Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.92%
FHA
Active
27
$235,000$168,101 down
Rate
3.92%
6.95%today
Payment
$418/mo
$585today
  • 2beds
  • 2baths
  • 1,058sqft

16235 BANYAN Avenue, Port Charlotte

1040 SHERWIN Street, Port Charlotte, FL, 33953 — assumable VA mortgage at 6.76%
VA
Active
31
$345,000$13,777 down
Rate
6.76%
6.95%today
Payment
$2,180/mo
$2,222today
  • 3beds
  • 2baths
  • 1,837sqft

1040 SHERWIN Street, Port Charlotte

16239 PORT HARBOR Boulevard, Port Charlotte, FL, 33953 — assumable FHA mortgage at 5.43%
FHA
Active
41
$344,900$77,065 down
Rate
5.43%
6.95%today
Payment
$1,405/mo
$1,698today
  • 3beds
  • 2baths
  • 1,823sqft

16239 PORT HARBOR Boulevard, Port Charlotte

1580 BISCAYNE Drive, Port Charlotte, FL, 33953 — assumable FHA mortgage at 6.50%
FHA
Active
31
$350,000$45,809 down
Rate
6.50%
6.95%today
Payment
$1,950/mo
$2,042today
  • 4beds
  • 2baths
  • 1,499sqft

1580 BISCAYNE Drive, Port Charlotte

16185 PORT HARBOR Boulevard, Port Charlotte, FL, 33953 — assumable FHA mortgage at 7.76%
FHA
Active
71
$369,000$40,231 down
Rate
7.76%
6.95%today
Payment
$2,420/mo
$2,234today
  • 3beds
  • 2baths
  • 1,808sqft

16185 PORT HARBOR Boulevard, Port Charlotte

203 CAYUGA Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.11%
FHA
Active
55
$301,000$82,302 down
Rate
6.11%
6.95%today
Payment
$1,333/mo
$1,455today
  • 3beds
  • 2baths
  • 1,417sqft

203 CAYUGA Street, Port Charlotte

16398 S PORT HARBOR BLVD, Port Charlotte, FL, 33953 — assumable VA mortgage at 6.50%
VA
Active
47
$335,000$69,157 down
Rate
6.50%
6.95%today
Payment
$1,582/mo
$1,670today
  • 3beds
  • 2baths
  • 1,829sqft

16398 S PORT HARBOR BLVD, Port Charlotte

1105 CABOT Street, Port Charlotte, FL, 33953 — assumable FHA mortgage at 6.50%
FHA
Active
9
$299,990$299,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

1105 CABOT Street, Port Charlotte

1260 ADALIA Terrace, Port Charlotte, FL, 33953 — assumable FHA mortgage at 6.50%
FHA
Active
9
$311,990$311,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,650sqft

1260 ADALIA Terrace, Port Charlotte

364 LINDON Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
9
$289,990$289,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,240sqft

364 LINDON Street, Port Charlotte

5493 TREKELL Street, North Port, FL, 34287 — assumable FHA mortgage at 6.88%
FHA
Active
27
$189,000$181,854 down
Rate
6.88%
6.95%today
Payment
$49/mo
$49today
  • 3beds
  • 2baths
  • 1,176sqft

5493 TREKELL Street, North Port

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.55%
Lowest existing payment
$418 /mo
Median cash to assume
$79,684
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.