Art Ingram

Art Ingram

Assumable homes for sale in Port Charlotte, FL

11 homesFHA & VA loansrates from 2.98% vs 6.95% today

Port Charlotte assumption guide
14330 MAIDSTONE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.99%
FHA
Active
47
$495,000$186,882 down
Rate
2.99%
6.95%today
Payment
$1,447/mo
$2,274today
  • 3beds
  • 2baths
  • 1,640sqft

14330 MAIDSTONE Avenue, Port Charlotte

13641 DRYSDALE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.98%
FHA
Active
38
$280,000$148,128 down
Rate
2.98%
6.95%today
Payment
$640/mo
$1,007today
  • 3beds
  • 2baths
  • 1,432sqft

13641 DRYSDALE Avenue, Port Charlotte

816 BOUNDARY Boulevard, Rotonda West, FL, 33947 — assumable VA mortgage at 3.01%
VA
Active
73
$629,900$285,812 down
Rate
3.01%
6.95%today
Payment
$1,675/mo
$2,627today
  • 4beds
  • 3baths
  • 2,463sqft

816 BOUNDARY Boulevard, Rotonda West

13518 ALBERTA Avenue, Port Charlotte, FL, 33981 — assumable VA mortgage at 3.09%
VA
Active
35
$165,000Potential short sale
Rate
3.09%
6.95%today
Payment
$1,173/mo
$1,820today
  • 3beds
  • 2baths
  • 1,446sqft

13518 ALBERTA Avenue, Port Charlotte

150 BAYTREE Drive, Rotonda West, FL, 33947 — assumable FHA mortgage at 3.70%
FHA
Active
44
$274,900$119,773 down
Rate
3.70%
6.95%today
Payment
$824/mo
$1,185today
  • 3beds
  • 2baths
  • 1,327sqft

150 BAYTREE Drive, Rotonda West

120 CREVALLE Road, Rotonda West, FL, 33947 — assumable VA mortgage at 6.77%
VA
Active
45
$599,900Potential short sale
Rate
6.77%
6.95%today
Payment
$4,095/mo
$4,171today
  • 4beds
  • 3baths
  • 2,091sqft

120 CREVALLE Road, Rotonda West

7296 DONAHUE Street, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.86%
FHA
Active
43
$338,000$16,273 down
Rate
6.86%
6.95%today
Payment
$2,157/mo
$2,177today
  • 3beds
  • 2baths
  • 1,648sqft

7296 DONAHUE Street, Port Charlotte

284 ALBATROSS Road, Rotonda West, FL, 33947 — assumable FHA mortgage at 6.92%
FHA
Active
35
$397,000$37,278 down
Rate
6.92%
6.95%today
Payment
$2,423/mo
$2,431today
  • 3beds
  • 2baths
  • 1,802sqft

284 ALBATROSS Road, Rotonda West

13316 JOURNAL Lane, Port Charlotte, FL, 33981 — assumable VA mortgage at 6.50%
VA
Active
87
$585,000$224,080 down
Rate
6.50%
6.95%today
Payment
$2,307/mo
$2,416today
  • 3beds
  • 3baths
  • 2,676sqft

13316 JOURNAL Lane, Port Charlotte

150 GREEN PINE Park, Rotonda West, FL, 33947 — assumable FHA mortgage at 6.25%
FHA
Active
43
$450,000Potential short sale
Rate
6.25%
6.95%today
Payment
$3,023/mo
$3,250today
  • 3beds
  • 2baths
  • 1,715sqft

150 GREEN PINE Park, Rotonda West

8196 WALBERT Street, Port Charlotte, FL, 33981 — assumable FHA mortgage at 6.72%
FHA
Active
34
$384,900$313,268 down
Rate
6.72%
6.95%today
Payment
$471/mo
$482today
  • 4beds
  • 2baths
  • 1,733sqft

8196 WALBERT Street, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$471 /mo
Median cash to assume
$167,505
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.