Art Ingram

Art Ingram

Assumable homes for sale in Port Charlotte, FL

35 homesFHA & VA loansrates from 2.77% vs 6.95% today

Port Charlotte assumption guide
4086 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.86%
FHA
Active
53
$389,900$66,263 down
Rate
2.86%
6.95%today
Payment
$1,501/mo
$2,399today
  • 3beds
  • 2baths
  • 1,578sqft

4086 GARDNER Drive, Port Charlotte

22243 HERNANDO Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.87%
FHA
Active
44
$182,000$46,400 down
Rate
2.87%
6.95%today
Payment
$631/mo
$1,007today
  • 2beds
  • 1baths
  • 952sqft

22243 HERNANDO Avenue, Port Charlotte

1555 BEACON Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.96%
FHA
Active
31
$209,000$74,316 down
Rate
2.96%
6.95%today
Payment
$651/mo
$1,027today
  • 3beds
  • 2baths
  • 1,209sqft

1555 BEACON Drive, Port Charlotte

22469 ASTER Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 3.00%
FHA
Active
20
$200,000$79,142 down
Rate
3.00%
6.95%today
Payment
$610/mo
$937today
  • 3beds
  • 2baths
  • 1,360sqft

22469 ASTER Avenue, Port Charlotte

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,099 down
Rate
3.10%
6.95%today
Payment
$861/mo
$1,335today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

138 BUCKEYE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.77%
VA
Active
49
$335,000$186,251 down
Rate
2.77%
6.95%today
Payment
$696/mo
$1,125today
  • 2beds
  • 2baths
  • 1,080sqft

138 BUCKEYE Avenue, Port Charlotte

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$2,920 down
Rate
4.98%
6.95%today
Payment
$1,273/mo
$1,573today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$350,000$104,262 down
Rate
4.00%
6.95%today
Payment
$1,275/mo
$1,768today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

20550 EDGEWATER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.80%
FHA
Active
36
$200,000$67,110 down
Rate
3.80%
6.95%today
Payment
$723/mo
$1,027today
  • 3beds
  • 2baths
  • 1,176sqft

20550 EDGEWATER Drive, Port Charlotte

1547 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.68%
FHA
Active
23
$199,900$152,729 down
Rate
3.68%
6.95%today
Payment
$325/mo
$469today
  • 3beds
  • 2baths
  • 1,330sqft

1547 SHEEHAN Boulevard, Port Charlotte

21585 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
35
$190,000$30,489 down
Rate
4.98%
6.95%today
Payment
$916/mo
$1,132today
  • 4beds
  • 2baths
  • 1,746sqft

21585 OLEAN Boulevard, Port Charlotte

304 FLETCHER Street, Port Charlotte, FL, 33954 — assumable VA mortgage at 6.54%
VA
Active
16
$199,000Potential short sale
Rate
6.54%
6.95%today
Payment
$1,314/mo
$1,370today
  • 2beds
  • 2baths
  • 1,008sqft

304 FLETCHER Street, Port Charlotte

1403 AKEN Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.69%
FHA
Active
18
$299,900$10,180 down
Rate
6.69%
6.95%today
Payment
$1,899/mo
$1,950today
  • 3beds
  • 2baths
  • 1,615sqft

1403 AKEN Street, Port Charlotte

1363 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.39%
VA
Active
31
$250,000$197,740 down
Rate
4.39%
6.95%today
Payment
$408/mo
$540today
  • 2beds
  • 2baths
  • 1,340sqft

1363 SHEEHAN Boulevard, Port Charlotte

21150 GERTRUDE Avenue #S4, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
25
$94,900$8,830 down
Rate
6.50%
6.95%today
Payment
$552/mo
$578today
  • 1beds
  • 1baths
  • 550sqft

21150 GERTRUDE Avenue #S4, Port Charlotte

20367 ANDOVER Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.78%
FHA
Active
45
$239,000$4,426 down
Rate
6.78%
6.95%today
Payment
$1,565/mo
$1,592today
  • 3beds
  • 2baths
  • 1,008sqft

20367 ANDOVER Avenue, Port Charlotte

210 WALNUT Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.41%
FHA
Active
7
$209,900$48,897 down
Rate
5.41%
6.95%today
Payment
$961/mo
$1,132today
  • 3beds
  • 1baths
  • 946sqft

210 WALNUT Avenue, Port Charlotte

22444 DONALDA Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
47
$305,000$34,872 down
Rate
6.50%
6.95%today
Payment
$1,717/mo
$1,798today
  • 3beds
  • 2baths
  • 1,392sqft

22444 DONALDA Avenue, Port Charlotte

22295 MONTROSE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.78%
FHA
Active
24
$220,000$23,925 down
Rate
6.78%
6.95%today
Payment
$1,310/mo
$1,332today
  • 2beds
  • 1baths
  • 1,080sqft

22295 MONTROSE Avenue, Port Charlotte

22112 BRONXVILLE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.82%
FHA
Active
39
$329,000$36,629 down
Rate
6.82%
6.95%today
Payment
$1,956/mo
$1,982today
  • 3beds
  • 2baths
  • 1,866sqft

22112 BRONXVILLE Avenue, Port Charlotte

21298 MIDWAY Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.87%
FHA
Active
50
$245,000$43,851 down
Rate
6.87%
6.95%today
Payment
$1,354/mo
$1,365today
  • 2beds
  • 2baths
  • 1,228sqft

21298 MIDWAY Boulevard, Port Charlotte

2403 DUKE LN, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.10%
FHA
Active
32
$229,000Potential short sale
Rate
5.10%
6.95%today
Payment
$1,381/mo
$1,684today
  • 3beds
  • 2baths
  • 1,680sqft

2403 DUKE LN, Port Charlotte

21507 BANCROFT Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
29
$300,000$70,523 down
Rate
6.50%
6.95%today
Payment
$1,489/mo
$1,560today
  • 3beds
  • 2baths
  • 1,066sqft

21507 BANCROFT Avenue, Port Charlotte

23014 MCNULTY Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.33%
FHA
Active
24
$170,000Potential short sale
Rate
6.33%
6.95%today
Payment
$1,524/mo
$1,625today
  • 2beds
  • 1baths
  • 1,191sqft

23014 MCNULTY Avenue, Port Charlotte

22437 ADORN Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.44%
VA
Active
63
$290,000Potential short sale
Rate
6.44%
6.95%today
Payment
$2,546/mo
$2,683today
  • 3beds
  • 2baths
  • 1,608sqft

22437 ADORN Avenue, Port Charlotte

1190 ZINNEA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
9
$311,990$311,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,650sqft

1190 ZINNEA Street, Port Charlotte

21035 NOWELL Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
9
$299,990$299,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,400sqft

21035 NOWELL Avenue, Port Charlotte

1227 ARDELLA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
9
$299,990$299,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

1227 ARDELLA Street, Port Charlotte

1381 EAGLE Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.54%
FHA
Active
23
$289,900Potential short sale
Rate
6.54%
6.95%today
Payment
$2,337/mo
$2,437today
  • 3beds
  • 2baths
  • 2,199sqft

1381 EAGLE Street, Port Charlotte

340 TIMBRUCE Lane, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.63%
FHA
Active
34
$240,000$180,427 down
Rate
6.63%
6.95%today
Payment
$356/mo
$370today
  • 3beds
  • 2baths
  • 1,308sqft

340 TIMBRUCE Lane, Port Charlotte

394 KOSTNER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.78%
FHA
Active
25
$250,000Potential short sale
Rate
6.78%
6.95%today
Payment
$1,853/mo
$1,885today
  • 3beds
  • 2baths
  • 1,568sqft

394 KOSTNER Street, Port Charlotte

2132 ABSCOTT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.81%
VA
Active
37
$350,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,610/mo
$2,648today
  • 3beds
  • 2baths
  • 2,120sqft

2132 ABSCOTT Street, Port Charlotte

22226 STATE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.17%
FHA
Active
17
$225,000Potential short sale
Rate
7.17%
6.95%today
Payment
$1,607/mo
$1,572today
  • 3beds
  • 2baths
  • 1,233sqft

22226 STATE Avenue, Port Charlotte

20310 LORENZO Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.20%
FHA
Active
35
$170,000Potential short sale
Rate
7.20%
6.95%today
Payment
$1,706/mo
$1,664today
  • 3beds
  • 2baths
  • 962sqft

20310 LORENZO Avenue, Port Charlotte

318 SKYLARK Lane, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.63%
FHA
Active
27
$189,900Potential short sale
Rate
7.63%
6.95%today
Payment
$1,873/mo
$1,751today
  • 2beds
  • 2baths
  • 1,253sqft

318 SKYLARK Lane, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$325 /mo
Median cash to assume
$67,110
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.