Art Ingram

Art Ingram

Assumable homes for sale in Port Charlotte, FL

18 homesFHA & VA loansrates from 3.47% vs 6.95% today

Port Charlotte assumption guide
2025 BARKSDALE Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 3.47%
FHA
Active
24
$230,000$128,706 down
Rate
3.47%
6.95%today
Payment
$578/mo
$855today
  • 3beds
  • 2baths
  • 1,056sqft

2025 BARKSDALE Street, Port Charlotte

4485 COSTELLO Street, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.60%
VA
Active
48
$259,900$202,384 down
Rate
3.60%
6.95%today
Payment
$305/mo
$444today
  • 2beds
  • 2baths
  • 1,284sqft

4485 COSTELLO Street, Port Charlotte

881 RIVIERA Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.70%
VA
Active
53
$340,000$201,243 down
Rate
3.70%
6.95%today
Payment
$746/mo
$1,072today
  • 3beds
  • 2baths
  • 1,751sqft

881 RIVIERA Lane, Port Charlotte

18316 MONMOUTH Avenue, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.85%
FHA
Active
3
$268,000Potential short sale
Rate
6.85%
6.95%today
Payment
$1,839/mo
$1,858today
  • 3beds
  • 2baths
  • 1,243sqft

18316 MONMOUTH Avenue, Port Charlotte

18094 ACKERMAN Avenue, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.99%
FHA
Active
25
$235,000$9,341 down
Rate
6.99%
6.95%today
Payment
$1,534/mo
$1,527today
  • 2beds
  • 2baths
  • 948sqft

18094 ACKERMAN Avenue, Port Charlotte

5120 CHAVES Circle, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.71%
FHA
Active
9
$255,000$22,483 down
Rate
6.71%
6.95%today
Payment
$1,554/mo
$1,592today
  • 2beds
  • 1baths
  • 1,116sqft

5120 CHAVES Circle, Port Charlotte

150 LAMBERT ST, Port Charlotte, FL, 33948 — assumable VA mortgage at 4.64%
VA
Active
50
$185,000$94,658 down
Rate
4.64%
6.95%today
Payment
$540/mo
$694today
  • 2beds
  • 2baths
  • 931sqft

150 LAMBERT ST, Port Charlotte

18423 ALPHONSE Circle, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.34%
FHA
Active
26
$278,900$34,543 down
Rate
6.34%
6.95%today
Payment
$1,581/mo
$1,683today
  • 3beds
  • 2baths
  • 1,115sqft

18423 ALPHONSE Circle, Port Charlotte

2451 AUBURN Boulevard, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.64%
FHA
Active
31
$339,900$38,337 down
Rate
6.64%
6.95%today
Payment
$1,961/mo
$2,024today
  • 3beds
  • 2baths
  • 1,403sqft

2451 AUBURN Boulevard, Port Charlotte

3165 ROCK CREEK Drive, Port Charlotte, FL, 33948 — assumable VA mortgage at 7.29%
VA
Active
45
$310,000$54,723 down
Rate
7.29%
6.95%today
Payment
$1,796/mo
$1,735today
  • 2beds
  • 1baths
  • 1,024sqft

3165 ROCK CREEK Drive, Port Charlotte

1264 RED OAK Lane, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.84%
FHA
Active
88
$259,900$56,239 down
Rate
6.84%
6.95%today
Payment
$1,350/mo
$1,365today
  • 2beds
  • 2baths
  • 1,191sqft

1264 RED OAK Lane, Port Charlotte

4256 BEACH VIEW Court, Port Charlotte, FL, 33948 — assumable VA mortgage at 6.26%
VA
Active
37
$879,000$314,159 down
Rate
6.26%
6.95%today
Payment
$3,512/mo
$3,772today
  • 4beds
  • 3baths
  • 2,165sqft

4256 BEACH VIEW Court, Port Charlotte

766 SIDNEY Terrace, Port Charlotte, FL, 33948 — assumable VA mortgage at 6.50%
VA
Active
37
$324,995$257,050 down
Rate
6.50%
6.95%today
Payment
$442/mo
$463today
  • 2beds
  • 2baths
  • 1,299sqft

766 SIDNEY Terrace, Port Charlotte

2371 BAIRD Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.50%
FHA
Active
9
$311,990$311,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,650sqft

2371 BAIRD Street, Port Charlotte

381 CAPATOLA Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.67%
FHA
Active
28
$299,900$289,777 down
Rate
6.67%
6.95%today
Payment
$61/mo
$63today
  • 3beds
  • 2baths
  • 1,558sqft

381 CAPATOLA Street, Port Charlotte

849 DOBELL Terrace, Port Charlotte, FL, 33948 — assumable VA mortgage at 6.78%
VA
Active
38
$260,000Potential short sale
Rate
6.78%
6.95%today
Payment
$1,909/mo
$1,942today
  • 3beds
  • 2baths
  • 1,506sqft

849 DOBELL Terrace, Port Charlotte

20310 LORENZO Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.20%
FHA
Active
35
$170,000Potential short sale
Rate
7.20%
6.95%today
Payment
$1,706/mo
$1,664today
  • 3beds
  • 2baths
  • 962sqft

20310 LORENZO Avenue, Port Charlotte

318 SKYLARK Lane, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.63%
FHA
Active
27
$189,900Potential short sale
Rate
7.63%
6.95%today
Payment
$1,873/mo
$1,751today
  • 2beds
  • 2baths
  • 1,253sqft

318 SKYLARK Lane, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.47%
Lowest existing payment
$305 /mo
Median cash to assume
$111,682
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.