Art Ingram

Art Ingram

Assumable homes for sale in Port Charlotte, FL

20 homesFHA & VA loansrates from 3.00% vs 6.95% today

Port Charlotte assumption guide
279 AMBLER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.00%
FHA
Active
9
$299,990$299,990 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

279 AMBLER Street, Port Charlotte

2025 BARKSDALE Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 3.47%
FHA
Active
24
$230,000$128,706 down
Rate
3.47%
6.95%today
Payment
$578/mo
$855today
  • 3beds
  • 2baths
  • 1,056sqft

2025 BARKSDALE Street, Port Charlotte

881 RIVIERA Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.70%
VA
Active
53
$340,000$201,243 down
Rate
3.70%
6.95%today
Payment
$746/mo
$1,072today
  • 3beds
  • 2baths
  • 1,751sqft

881 RIVIERA Lane, Port Charlotte

304 FLETCHER Street, Port Charlotte, FL, 33954 — assumable VA mortgage at 6.54%
VA
Active
16
$199,000Potential short sale
Rate
6.54%
6.95%today
Payment
$1,314/mo
$1,370today
  • 2beds
  • 2baths
  • 1,008sqft

304 FLETCHER Street, Port Charlotte

18316 MONMOUTH Avenue, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.85%
FHA
Active
3
$268,000Potential short sale
Rate
6.85%
6.95%today
Payment
$1,839/mo
$1,858today
  • 3beds
  • 2baths
  • 1,243sqft

18316 MONMOUTH Avenue, Port Charlotte

3676 DIAMOND Avenue, North Port, FL, 34288 — assumable FHA mortgage at 4.41%
FHA
Active
$399,000$176,599 down
Rate
4.41%
6.95%today
Payment
$1,295/mo
$1,709today
  • 3beds
  • 3baths
  • 2,062sqft

3676 DIAMOND Avenue, North Port

20367 ANDOVER Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.78%
FHA
Active
45
$239,000$4,426 down
Rate
6.78%
6.95%today
Payment
$1,565/mo
$1,592today
  • 3beds
  • 2baths
  • 1,008sqft

20367 ANDOVER Avenue, Port Charlotte

2451 AUBURN Boulevard, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.64%
FHA
Active
31
$339,900$38,337 down
Rate
6.64%
6.95%today
Payment
$1,961/mo
$2,024today
  • 3beds
  • 2baths
  • 1,403sqft

2451 AUBURN Boulevard, Port Charlotte

21298 MIDWAY Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.87%
FHA
Active
50
$245,000$43,851 down
Rate
6.87%
6.95%today
Payment
$1,354/mo
$1,365today
  • 2beds
  • 2baths
  • 1,228sqft

21298 MIDWAY Boulevard, Port Charlotte

4033 UNION Lane, North Port, FL, 34288 — assumable FHA mortgage at 7.23%
FHA
Active
36
$459,000$49,321 down
Rate
7.23%
6.95%today
Payment
$2,874/mo
$2,794today
  • 3beds
  • 2baths
  • 1,992sqft

4033 UNION Lane, North Port

5767 ROSETTE Road, North Port, FL, 34288 — assumable FHA mortgage at 7.57%
FHA
Active
43
$429,000$46,401 down
Rate
7.57%
6.95%today
Payment
$2,765/mo
$2,600today
  • 4beds
  • 2baths
  • 2,219sqft

5767 ROSETTE Road, North Port

2403 DUKE LN, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.10%
FHA
Active
32
$229,000Potential short sale
Rate
5.10%
6.95%today
Payment
$1,381/mo
$1,684today
  • 3beds
  • 2baths
  • 1,680sqft

2403 DUKE LN, Port Charlotte

1264 RED OAK Lane, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.84%
FHA
Active
88
$259,900$56,239 down
Rate
6.84%
6.95%today
Payment
$1,350/mo
$1,365today
  • 2beds
  • 2baths
  • 1,191sqft

1264 RED OAK Lane, Port Charlotte

1190 ZINNEA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
9
$311,990$311,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,650sqft

1190 ZINNEA Street, Port Charlotte

104 TROUTDALE Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
16
$306,990$306,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,469sqft

104 TROUTDALE Street, Port Charlotte

21035 NOWELL Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
9
$299,990$299,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,400sqft

21035 NOWELL Avenue, Port Charlotte

407 SHERBOURNE Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
15
$323,990$323,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,812sqft

407 SHERBOURNE Street, Port Charlotte

1381 EAGLE Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.54%
FHA
Active
23
$289,900Potential short sale
Rate
6.54%
6.95%today
Payment
$2,337/mo
$2,437today
  • 3beds
  • 2baths
  • 2,199sqft

1381 EAGLE Street, Port Charlotte

394 KOSTNER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.78%
FHA
Active
25
$250,000Potential short sale
Rate
6.78%
6.95%today
Payment
$1,853/mo
$1,885today
  • 3beds
  • 2baths
  • 1,568sqft

394 KOSTNER Street, Port Charlotte

20310 LORENZO Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.20%
FHA
Active
35
$170,000Potential short sale
Rate
7.20%
6.95%today
Payment
$1,706/mo
$1,664today
  • 3beds
  • 2baths
  • 962sqft

20310 LORENZO Avenue, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
3.00%
Lowest existing payment
$578 /mo
Median cash to assume
$152,652
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.