Art Ingram

Art Ingram

Assumable homes for sale in Port Charlotte, FL

11 homesFHA & VA loansrates from 2.80% vs 6.95% today

Port Charlotte assumption guide
2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$395,000$22,121 down
Rate
3.11%
6.95%today
Payment
$1,763/mo
$2,729today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

25134 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.80%
VA
Active
58
$365,000$137,719 down
Rate
2.80%
6.95%today
Payment
$1,077/mo
$1,735today
  • 4beds
  • 3baths
  • 2,809sqft

25134 PALISADE Road, Punta Gorda

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,358 down
Rate
3.41%
6.95%today
Payment
$706/mo
$1,053today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

25454 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 3.88%
VA
Active
32
$399,000$286,820 down
Rate
3.88%
6.95%today
Payment
$692/mo
$974today
  • 3beds
  • 2baths
  • 1,820sqft

25454 PALISADE Road, Punta Gorda

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
31
$204,900$105,405 down
Rate
3.90%
6.95%today
Payment
$572/mo
$802today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

1502 NAVIGATOR Road, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.95%
FHA
Active
42
$410,000$217,422 down
Rate
3.95%
6.95%today
Payment
$1,106/mo
$1,543today
  • 4beds
  • 2baths
  • 2,339sqft

1502 NAVIGATOR Road, Punta Gorda

1457 SAN CRISTOBAL Avenue #3203, Punta Gorda, FL, 33983 — assumable VA mortgage at 4.17%
VA
Active
11
$175,000Potential short sale
Rate
4.17%
6.95%today
Payment
$1,072/mo
$1,456today
  • 2beds
  • 2baths
  • 1,102sqft

1457 SAN CRISTOBAL Avenue #3203, Punta Gorda

27131 GUAPORE Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 7.31%
FHA
Active
44
$384,900$5,226 down
Rate
7.31%
6.95%today
Payment
$2,681/mo
$2,586today
  • 4beds
  • 3baths
  • 2,032sqft

27131 GUAPORE Drive, Punta Gorda

2061 WILLOW HAMMOCK Circle #107, Port Charlotte, FL, 33983 — assumable VA mortgage at 6.67%
VA
Active
25
$159,900$11,736 down
Rate
6.67%
6.95%today
Payment
$964/mo
$992today
  • 2beds
  • 2baths
  • 996sqft

2061 WILLOW HAMMOCK Circle #107, Port Charlotte

2639 SUNCOAST LAKES Boulevard, Port Charlotte, FL, 33980 — assumable FHA mortgage at 5.02%
FHA
Active
48
$230,000$137,378 down
Rate
5.02%
6.95%today
Payment
$788/mo
$970today
  • 3beds
  • 2baths
  • 1,874sqft

2639 SUNCOAST LAKES Boulevard, Port Charlotte

2141 PETERBOROUGH Road, Punta Gorda, FL, 33983 — assumable FHA mortgage at 6.50%
FHA
Active
27
$270,000$270,000 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,736sqft

2141 PETERBOROUGH Road, Punta Gorda

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$572 /mo
Median cash to assume
$137,548
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.