Art Ingram

Art Ingram

Assumable homes for sale in Port Charlotte, FL

22 homesFHA & VA loansrates from 2.86% vs 6.95% today

Port Charlotte assumption guide
4086 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.86%
FHA
Active
53
$389,900$66,263 down
Rate
2.86%
6.95%today
Payment
$1,501/mo
$2,399today
  • 3beds
  • 2baths
  • 1,578sqft

4086 GARDNER Drive, Port Charlotte

22243 HERNANDO Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.87%
FHA
Active
44
$182,000$46,400 down
Rate
2.87%
6.95%today
Payment
$631/mo
$1,007today
  • 2beds
  • 1baths
  • 952sqft

22243 HERNANDO Avenue, Port Charlotte

1555 BEACON Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.96%
FHA
Active
31
$209,000$74,316 down
Rate
2.96%
6.95%today
Payment
$651/mo
$1,027today
  • 3beds
  • 2baths
  • 1,209sqft

1555 BEACON Drive, Port Charlotte

22469 ASTER Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 3.00%
FHA
Active
20
$200,000$79,142 down
Rate
3.00%
6.95%today
Payment
$610/mo
$937today
  • 3beds
  • 2baths
  • 1,360sqft

22469 ASTER Avenue, Port Charlotte

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,099 down
Rate
3.10%
6.95%today
Payment
$861/mo
$1,335today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$2,920 down
Rate
4.98%
6.95%today
Payment
$1,273/mo
$1,573today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$350,000$104,262 down
Rate
4.00%
6.95%today
Payment
$1,275/mo
$1,768today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,358 down
Rate
3.41%
6.95%today
Payment
$706/mo
$1,053today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

1547 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.68%
FHA
Active
23
$199,900$152,729 down
Rate
3.68%
6.95%today
Payment
$325/mo
$469today
  • 3beds
  • 2baths
  • 1,330sqft

1547 SHEEHAN Boulevard, Port Charlotte

21585 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
35
$190,000$30,489 down
Rate
4.98%
6.95%today
Payment
$916/mo
$1,132today
  • 4beds
  • 2baths
  • 1,746sqft

21585 OLEAN Boulevard, Port Charlotte

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
31
$204,900$105,405 down
Rate
3.90%
6.95%today
Payment
$572/mo
$802today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

1403 AKEN Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.69%
FHA
Active
18
$299,900$10,180 down
Rate
6.69%
6.95%today
Payment
$1,899/mo
$1,950today
  • 3beds
  • 2baths
  • 1,615sqft

1403 AKEN Street, Port Charlotte

1363 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.39%
VA
Active
31
$250,000$197,740 down
Rate
4.39%
6.95%today
Payment
$408/mo
$540today
  • 2beds
  • 2baths
  • 1,340sqft

1363 SHEEHAN Boulevard, Port Charlotte

22295 MONTROSE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.78%
FHA
Active
24
$220,000$23,925 down
Rate
6.78%
6.95%today
Payment
$1,310/mo
$1,332today
  • 2beds
  • 1baths
  • 1,080sqft

22295 MONTROSE Avenue, Port Charlotte

22112 BRONXVILLE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.82%
FHA
Active
39
$329,000$36,629 down
Rate
6.82%
6.95%today
Payment
$1,956/mo
$1,982today
  • 3beds
  • 2baths
  • 1,866sqft

22112 BRONXVILLE Avenue, Port Charlotte

2639 SUNCOAST LAKES Boulevard, Port Charlotte, FL, 33980 — assumable FHA mortgage at 5.02%
FHA
Active
48
$230,000$137,378 down
Rate
5.02%
6.95%today
Payment
$788/mo
$970today
  • 3beds
  • 2baths
  • 1,874sqft

2639 SUNCOAST LAKES Boulevard, Port Charlotte

23014 MCNULTY Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.33%
FHA
Active
24
$170,000Potential short sale
Rate
6.33%
6.95%today
Payment
$1,524/mo
$1,625today
  • 2beds
  • 1baths
  • 1,191sqft

23014 MCNULTY Avenue, Port Charlotte

22437 ADORN Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.44%
VA
Active
63
$290,000Potential short sale
Rate
6.44%
6.95%today
Payment
$2,546/mo
$2,683today
  • 3beds
  • 2baths
  • 1,608sqft

22437 ADORN Avenue, Port Charlotte

1227 ARDELLA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
9
$299,990$299,990 down
Rate
6.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

1227 ARDELLA Street, Port Charlotte

4411 MELBOURNE Street, Punta Gorda, FL, 33980 — assumable FHA mortgage at 6.71%
FHA
Active
44
$250,000$137,196 down
Rate
6.71%
6.95%today
Payment
$754/mo
$773today
  • 3beds
  • 2baths
  • 1,330sqft

4411 MELBOURNE Street, Punta Gorda

2132 ABSCOTT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 6.81%
VA
Active
37
$350,000Potential short sale
Rate
6.81%
6.95%today
Payment
$2,610/mo
$2,648today
  • 3beds
  • 2baths
  • 2,120sqft

2132 ABSCOTT Street, Port Charlotte

22226 STATE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.17%
FHA
Active
17
$225,000Potential short sale
Rate
7.17%
6.95%today
Payment
$1,607/mo
$1,572today
  • 3beds
  • 2baths
  • 1,233sqft

22226 STATE Avenue, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$325 /mo
Median cash to assume
$91,702
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.