Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Port Charlotte, FL

163 homesFHA & VA loansrates from 2.70% vs 6.95% today

Port Charlotte assumption guide
2038 MINCEY Terrace, North Port, FL, 34286 — assumable VA mortgage at 3.07%
VATop pick
Active
30
$350,000$4,251 down
Rate
3.07%
6.95%today
Payment
$1,638/mo
$2,549today
  • 3beds
  • 2baths
  • 1,832sqft

2038 MINCEY Terrace, North Port

3003 SIKESTON Avenue, North Port, FL, 34286 — assumable FHA mortgage at 3.04%
FHATop pick
Active
24
$235,000$16,081 down
Rate
3.04%
6.95%today
Payment
$1,047/mo
$1,636today
  • 2beds
  • 2baths
  • 1,408sqft

3003 SIKESTON Avenue, North Port

2262 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.11%
FHATop pick
Active
36
$395,000$22,121 down
Rate
3.11%
6.95%today
Payment
$1,763/mo
$2,729today
  • 3beds
  • 2baths
  • 1,877sqft

2262 RIO DE JANEIRO Avenue, Punta Gorda

4086 GARDNER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.86%
FHA
Active
53
$389,900$66,263 down
Rate
2.86%
6.95%today
Payment
$1,501/mo
$2,399today
  • 3beds
  • 2baths
  • 1,578sqft

4086 GARDNER Drive, Port Charlotte

1921 ISLES Road, Port Charlotte, FL, 33953 — assumable FHA mortgage at 3.55%
FHA
Active
52
$364,777$34,679 down
Rate
3.55%
6.95%today
Payment
$1,638/mo
$2,400today
  • 3beds
  • 3baths
  • 2,201sqft

1921 ISLES Road, Port Charlotte

313 GOLD TREE, Punta Gorda, FL, 33955 — assumable FHA mortgage at 2.86%
FHA
Active
50
$359,000$87,146 down
Rate
2.86%
6.95%today
Payment
$1,261/mo
$2,016today
  • 3beds
  • 2baths
  • 1,779sqft

313 GOLD TREE, Punta Gorda

6260 LANDOVER Terrace, North Port, FL, 34287 — assumable FHA mortgage at 2.87%
FHA
Active
8
$335,000$72,548 down
Rate
2.87%
6.95%today
Payment
$1,221/mo
$1,950today
  • 4beds
  • 2baths
  • 1,842sqft

6260 LANDOVER Terrace, North Port

22243 HERNANDO Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.87%
FHA
Active
44
$182,000$46,400 down
Rate
2.87%
6.95%today
Payment
$631/mo
$1,007today
  • 2beds
  • 1baths
  • 952sqft

22243 HERNANDO Avenue, Port Charlotte

30040 OAK Road, Punta Gorda, FL, 33982 — assumable FHA mortgage at 2.88%
FHA
Active
52
$185,000$50,764 down
Rate
2.88%
6.95%today
Payment
$624/mo
$995today
  • 2beds
  • 2baths
  • 1,386sqft

30040 OAK Road, Punta Gorda

1982 WINSLOW Lane, North Port, FL, 34286 — assumable FHA mortgage at 3.24%
FHA
Active
17
$284,000$60,627 down
Rate
3.24%
6.95%today
Payment
$1,122/mo
$1,709today
  • 4beds
  • 2baths
  • 2,240sqft

1982 WINSLOW Lane, North Port

25134 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.80%
VA
Active
58
$365,000$137,719 down
Rate
2.80%
6.95%today
Payment
$1,077/mo
$1,735today
  • 4beds
  • 3baths
  • 2,809sqft

25134 PALISADE Road, Punta Gorda

25292 LENOX Circle, Punta Gorda, FL, 33950 — assumable VA mortgage at 2.94%
VA
Active
49
$315,000$113,674 down
Rate
2.94%
6.95%today
Payment
$971/mo
$1,536today
  • 3beds
  • 2baths
  • 1,744sqft

25292 LENOX Circle, Punta Gorda

1555 BEACON Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.96%
FHA
Active
31
$209,000$74,316 down
Rate
2.96%
6.95%today
Payment
$651/mo
$1,027today
  • 3beds
  • 2baths
  • 1,209sqft

1555 BEACON Drive, Port Charlotte

14330 MAIDSTONE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.99%
FHA
Active
47
$495,000$186,882 down
Rate
2.99%
6.95%today
Payment
$1,447/mo
$2,274today
  • 3beds
  • 2baths
  • 1,640sqft

14330 MAIDSTONE Avenue, Port Charlotte

22469 ASTER Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 3.00%
FHA
Active
20
$200,000$79,142 down
Rate
3.00%
6.95%today
Payment
$610/mo
$937today
  • 3beds
  • 2baths
  • 1,360sqft

22469 ASTER Avenue, Port Charlotte

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,099 down
Rate
3.10%
6.95%today
Payment
$861/mo
$1,335today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

2267 MINERVA Road, North Port, FL, 34288 — assumable FHA mortgage at 3.10%
FHA
Active
13
$320,000$103,310 down
Rate
3.10%
6.95%today
Payment
$1,025/mo
$1,590today
  • 3beds
  • 2baths
  • 1,252sqft

2267 MINERVA Road, North Port

25504 TALTAL Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.70%
FHA
Active
13
$305,900$87,570 down
Rate
3.70%
6.95%today
Payment
$1,163/mo
$1,672today
  • 4beds
  • 3baths
  • 3,060sqft

25504 TALTAL Drive, Punta Gorda

9082 ACORN Boulevard, Punta Gorda, FL, 33982 — assumable FHA mortgage at 2.70%
FHA
Active
50
$359,900$135,125 down
Rate
2.70%
6.95%today
Payment
$1,043/mo
$1,703today
  • 4beds
  • 2baths
  • 2,313sqft

9082 ACORN Boulevard, Punta Gorda

10628 MCALESTER Circle, Port Charlotte, FL, 33981 — assumable VA mortgage at 2.72%
VA
Active
69
$899,000$388,272 down
Rate
2.72%
6.95%today
Payment
$2,382/mo
$3,877today
  • 3beds
  • 3baths
  • 2,181sqft

10628 MCALESTER Circle, Port Charlotte

138 BUCKEYE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.77%
VA
Active
49
$335,000$186,251 down
Rate
2.77%
6.95%today
Payment
$696/mo
$1,125today
  • 2beds
  • 2baths
  • 1,080sqft

138 BUCKEYE Avenue, Port Charlotte

3634 LULLABY Road, North Port, FL, 34287 — assumable VA mortgage at 2.78%
VA
Active
49
$285,000$131,213 down
Rate
2.78%
6.95%today
Payment
$724/mo
$1,169today
  • 3beds
  • 2baths
  • 1,868sqft

3634 LULLABY Road, North Port

1240 NORA Lane, North Port, FL, 34286 — assumable VA mortgage at 2.86%
VA
Active
84
$449,750$229,245 down
Rate
2.86%
6.95%today
Payment
$1,025/mo
$1,639today
  • 4beds
  • 2baths
  • 2,247sqft

1240 NORA Lane, North Port

1907 BOTTLEBRUSH Way, North Port, FL, 34289 — assumable FHA mortgage at 2.89%
FHA
Active
39
$588,000$444,290 down
Rate
2.89%
6.95%today
Payment
$686/mo
$1,092today
  • 5beds
  • 3baths
  • 2,856sqft

1907 BOTTLEBRUSH Way, North Port

9990 COUNTY ROAD 769, Arcadia, FL, 34269 — assumable VA mortgage at 2.95%
VA
Active
89
$875,000$825,967 down
Rate
2.95%
6.95%today
Payment
$232/mo
$366today
  • 3beds
  • 3baths
  • 2,691sqft

9990 COUNTY ROAD 769, Arcadia

13641 DRYSDALE Avenue, Port Charlotte, FL, 33981 — assumable FHA mortgage at 2.98%
FHA
Active
38
$280,000$148,128 down
Rate
2.98%
6.95%today
Payment
$640/mo
$1,007today
  • 3beds
  • 2baths
  • 1,432sqft

13641 DRYSDALE Avenue, Port Charlotte

2755 GREENDALE Road, North Port, FL, 34287 — assumable FHA mortgage at 2.98%
FHA
Active
32
$248,900$112,573 down
Rate
2.98%
6.95%today
Payment
$647/mo
$1,018today
  • 3beds
  • 2baths
  • 1,423sqft

2755 GREENDALE Road, North Port

279 AMBLER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.00%
FHA
Active
9
$299,990$299,990 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

279 AMBLER Street, Port Charlotte

816 BOUNDARY Boulevard, Rotonda West, FL, 33947 — assumable VA mortgage at 3.01%
VA
Active
73
$629,900$285,812 down
Rate
3.01%
6.95%today
Payment
$1,675/mo
$2,627today
  • 4beds
  • 3baths
  • 2,463sqft

816 BOUNDARY Boulevard, Rotonda West

12760 LAKE SIDE Drive, Arcadia, FL, 34269 — assumable FHA mortgage at 3.06%
FHA
Active
56
$298,000$143,384 down
Rate
3.06%
6.95%today
Payment
$732/mo
$1,140today
  • 2beds
  • 2baths
  • 1,290sqft

12760 LAKE SIDE Drive, Arcadia

13518 ALBERTA Avenue, Port Charlotte, FL, 33981 — assumable VA mortgage at 3.09%
VA
Active
35
$165,000Potential short sale
Rate
3.09%
6.95%today
Payment
$1,173/mo
$1,820today
  • 3beds
  • 2baths
  • 1,446sqft

13518 ALBERTA Avenue, Port Charlotte

7436 MIKASA Drive, Punta Gorda, FL, 33950 — assumable VA mortgage at 3.15%
VA
Active
54
$330,000$157,696 down
Rate
3.15%
6.95%today
Payment
$857/mo
$1,321today
  • 4beds
  • 2baths
  • 1,846sqft

7436 MIKASA Drive, Punta Gorda

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$2,920 down
Rate
4.98%
6.95%today
Payment
$1,273/mo
$1,573today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$350,000$104,262 down
Rate
4.00%
6.95%today
Payment
$1,275/mo
$1,768today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

3622 PALESTINE Road, North Port, FL, 34288 — assumable FHA mortgage at 3.21%
FHA
Active
40
$400,000$161,150 down
Rate
3.21%
6.95%today
Payment
$1,190/mo
$1,820today
  • 3beds
  • 2baths
  • 2,054sqft

3622 PALESTINE Road, North Port

4628 ADDERTON Avenue, North Port, FL, 34288 — assumable FHA mortgage at 3.24%
FHA
Active
26
$265,000$112,560 down
Rate
3.24%
6.95%today
Payment
$764/mo
$1,163today
  • 3beds
  • 2baths
  • 1,386sqft

4628 ADDERTON Avenue, North Port

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$305 /mo
Median cash to assume
$113,124
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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