Art Ingram

Art Ingram

Assumable homes for sale in Polk City, FL

6 homesVA & FHA loansrates from 4.03% vs 6.95% today

Polk City assumption guide
4902 COUNTRY TRAILS Drive, Polk City, FL, 33868 — assumable VA mortgage at 4.03%
VA
Active
25
$315,000$210,910 down
Rate
4.03%
6.95%today
Payment
$611/mo
$845today
  • 4beds
  • 2baths
  • 1,890sqft

4902 COUNTRY TRAILS Drive, Polk City

10217 QUINN Road, Polk City, FL, 33868 — assumable FHA mortgage at 5.00%
FHA
Active
29
$310,000$85,635 down
Rate
5.00%
6.95%today
Payment
$1,290/mo
$1,591today
  • 2beds
  • 2baths
  • 1,056sqft

10217 QUINN Road, Polk City

116 ARBORVITAE Lane, Polk City, FL, 33868 — assumable FHA mortgage at 7.17%
FHA
Active
80
$300,000$28,301 down
Rate
7.17%
6.95%today
Payment
$1,881/mo
$1,839today
  • 3beds
  • 2baths
  • 1,424sqft

116 ARBORVITAE Lane, Polk City

194 LAYNEWADE Road, Polk City, FL, 33868 — assumable VA mortgage at 6.35%
VA
Active
66
$595,000$142,221 down
Rate
6.35%
6.95%today
Payment
$2,880/mo
$3,063today
  • 3beds
  • 2baths
  • 1,514sqft

194 LAYNEWADE Road, Polk City

9027 HAMMOCK Loop, Polk City, FL, 33868 — assumable FHA mortgage at 7.23%
FHA
Active
7
$245,900$68,145 down
Rate
7.23%
6.95%today
Payment
$1,247/mo
$1,212today
  • 3beds
  • 2baths
  • 1,288sqft

9027 HAMMOCK Loop, Polk City

715 4TH Street, Polk City, FL, 33868 — assumable VA mortgage at 5.23%
VA
Active
52
$216,500Potential short sale
Rate
5.23%
6.95%today
Payment
$1,377/mo
$1,654today
  • 3beds
  • 2baths
  • 1,114sqft

715 4TH Street, Polk City

Assuming a mortgage in Polk City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
4.03%
Lowest existing payment
$611 /mo
Median cash to assume
$85,635
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.