Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Polk City, FL

125 homesFHA & VA loansrates from 2.60% vs 6.95% today

Polk City assumption guide
2242 CASPIAN Drive, Lakeland, FL, 33805 — assumable VA mortgage at 2.88%
VA
Active
30
$295,499$41,042 down
Rate
2.88%
6.95%today
Payment
$1,183/mo
$1,886today
  • 3beds
  • 2baths
  • 1,658sqft

2242 CASPIAN Drive, Lakeland

2316 GENEVA Drive, Lakeland, FL, 33805 — assumable FHA mortgage at 2.88%
FHA
Active
33
$375,000$65,078 down
Rate
2.88%
6.95%today
Payment
$1,447/mo
$2,307today
  • 4beds
  • 3baths
  • 2,726sqft

2316 GENEVA Drive, Lakeland

331 BAY Street, Auburndale, FL, 33823 — assumable VA mortgage at 2.60%
VA
Active
72
$749,000$227,570 down
Rate
2.60%
6.95%today
Payment
$2,322/mo
$3,839today
  • 3beds
  • 3baths
  • 3,488sqft

331 BAY Street, Auburndale

428 MCKENNA Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.67%
FHA
Active
33
$260,000$55,489 down
Rate
2.67%
6.95%today
Payment
$951/mo
$1,558today
  • 4beds
  • 2baths
  • 1,840sqft

428 MCKENNA Drive, Winter Haven

297 MEADOWBROOK Boulevard, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.83%
FHA
Active
19
$230,000$51,922 down
Rate
2.83%
6.95%today
Payment
$842/mo
$1,352today
  • 3beds
  • 2baths
  • 1,426sqft

297 MEADOWBROOK Boulevard, Winter Haven

863 LAKE CUMMINGS Boulevard, Lake Alfred, FL, 33850 — assumable VA mortgage at 2.90%
VA
Active
75
$389,000$114,521 down
Rate
2.90%
6.95%today
Payment
$1,290/mo
$2,052today
  • 5beds
  • 3baths
  • 2,696sqft

863 LAKE CUMMINGS Boulevard, Lake Alfred

1267 IGUANA Loop, Davenport, FL, 33897 — assumable FHA mortgage at 2.96%
FHA
Active
60
$370,000$94,347 down
Rate
2.96%
6.95%today
Payment
$1,301/mo
$2,054today
  • 4beds
  • 2baths
  • 1,851sqft

1267 IGUANA Loop, Davenport

74 STRAPHMORE Drive, Haines City, FL, 33844 — assumable VA mortgage at 2.98%
VA
Active
47
$159,900$30,328 down
Rate
2.98%
6.95%today
Payment
$604/mo
$950today
  • 2beds
  • 2baths
  • 1,248sqft

74 STRAPHMORE Drive, Haines City

116 BENTLEY OAKS Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 2.98%
FHA
Active
43
$385,000$107,362 down
Rate
2.98%
6.95%today
Payment
$1,299/mo
$2,045today
  • 4beds
  • 2baths
  • 1,875sqft

116 BENTLEY OAKS Boulevard, Auburndale

630 THELMA Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.76%
VA
Active
33
$322,900$32,093 down
Rate
3.76%
6.95%today
Payment
$1,470/mo
$2,099today
  • 3beds
  • 2baths
  • 1,689sqft

630 THELMA Street, Lake Alfred

1125 MATTIE POINTE Boulevard, Auburndale, FL, 33823 — assumable FHA mortgage at 3.11%
FHA
Active
47
$435,000$124,950 down
Rate
3.11%
6.95%today
Payment
$1,469/mo
$2,274today
  • 4beds
  • 3baths
  • 2,583sqft

1125 MATTIE POINTE Boulevard, Auburndale

209 SOFIA Lane, Lake Alfred, FL, 33850 — assumable FHA mortgage at 3.76%
FHA
Active
53
$349,900$40,402 down
Rate
3.76%
6.95%today
Payment
$1,565/mo
$2,234today
  • 5beds
  • 3baths
  • 2,674sqft

209 SOFIA Lane, Lake Alfred

1409 MATTIE POINTE Lane, Auburndale, FL, 33823 — assumable FHA mortgage at 3.76%
FHA
Active
40
$325,000$53,044 down
Rate
3.76%
6.95%today
Payment
$1,378/mo
$1,967today
  • 4beds
  • 2baths
  • 1,707sqft

1409 MATTIE POINTE Lane, Auburndale

1020 CAMBRIDGE Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 2.70%
FHA
Active
27
$279,900$90,309 down
Rate
2.70%
6.95%today
Payment
$880/mo
$1,436today
  • 4beds
  • 2baths
  • 1,500sqft

1020 CAMBRIDGE Drive, Winter Haven

1845 FARRINGTON Drive, Lakeland, FL, 33809 — assumable VA mortgage at 2.73%
VA
Active
69
$440,000$170,315 down
Rate
2.73%
6.95%today
Payment
$1,253/mo
$2,037today
  • 4beds
  • 2baths
  • 2,247sqft

1845 FARRINGTON Drive, Lakeland

543 STATE ROAD 559, Auburndale, FL, 33823 — assumable FHA mortgage at 2.81%
FHA
Active
77
$339,900$120,124 down
Rate
2.81%
6.95%today
Payment
$1,030/mo
$1,657today
  • 4beds
  • 3baths
  • 2,360sqft

543 STATE ROAD 559, Auburndale

312 TOWNBRIDGE Drive, Haines City, FL, 33844 — assumable VA mortgage at 2.83%
VA
Active
98
$195,994$70,298 down
Rate
2.83%
6.95%today
Payment
$596/mo
$957today
  • 2beds
  • 2baths
  • 1,754sqft

312 TOWNBRIDGE Drive, Haines City

7973 OAK RUN Circle, Lakeland, FL, 33809 — assumable VA mortgage at 2.86%
VA
Active
39
$330,000$99,278 down
Rate
2.86%
6.95%today
Payment
$1,073/mo
$1,714today
  • 3beds
  • 2baths
  • 1,795sqft

7973 OAK RUN Circle, Lakeland

4005 CHELSEA Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 2.98%
FHA
Active
16
$504,900$181,922 down
Rate
2.98%
6.95%today
Payment
$1,525/mo
$2,400today
  • 4beds
  • 3baths
  • 2,366sqft

4005 CHELSEA Lane, Lakeland

125 CHEROKEE Drive, Auburndale, FL, 33823 — assumable FHA mortgage at 3.13%
FHA
Active
46
$255,000$97,461 down
Rate
3.13%
6.95%today
Payment
$779/mo
$1,202today
  • 3beds
  • 2baths
  • 1,199sqft

125 CHEROKEE Drive, Auburndale

8016 DIAMOND CREEK Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 3.76%
FHA
Active
25
$316,996$80,937 down
Rate
3.76%
6.95%today
Payment
$1,194/mo
$1,704today
  • 4beds
  • 2baths
  • 1,588sqft

8016 DIAMOND CREEK Lane, Lakeland

8811 ASHLAND Avenue, Polk City, FL, 33868 — assumable FHA mortgage at 2.74%
FHA
Active
48
$385,000$196,272 down
Rate
2.74%
6.95%today
Payment
$880/mo
$1,429today
  • 5beds
  • 3baths
  • 2,710sqft

8811 ASHLAND Avenue, Polk City

326 LAKE MARIANA Way, Auburndale, FL, 33823 — assumable FHA mortgage at 2.80%
FHA
Active
60
$449,900$242,812 down
Rate
2.80%
6.95%today
Payment
$1,043/mo
$1,642today
  • 4beds
  • 3baths
  • 2,383sqft

326 LAKE MARIANA Way, Auburndale

149 BELLA VERANO Way, Davenport, FL, 33897 — assumable FHA mortgage at 2.89%
FHA
Active
31
$394,900$271,442 down
Rate
2.89%
6.95%today
Payment
$582/mo
$927today
  • 4beds
  • 3baths
  • 1,992sqft

149 BELLA VERANO Way, Davenport

5638 ROYAL HILLS Street, Winter Haven, FL, 33881 — assumable VA mortgage at 2.99%
VA
Active
46
$299,500$127,624 down
Rate
2.99%
6.95%today
Payment
$833/mo
$1,310today
  • 4beds
  • 2baths
  • 2,012sqft

5638 ROYAL HILLS Street, Winter Haven

261 WALKERS POINT Drive, Auburndale, FL, 33823 — assumable FHA mortgage at 3.00%
FHA
Active
75
$454,500$187,515 down
Rate
3.00%
6.95%today
Payment
$1,266/mo
$1,988today
  • 5beds
  • 3baths
  • 2,549sqft

261 WALKERS POINT Drive, Auburndale

7609 MUSCOVY Drive, Lakeland, FL, 33810 — assumable FHA mortgage at 3.00%
FHA
Active
30
$399,000$165,695 down
Rate
3.00%
6.95%today
Payment
$1,143/mo
$1,775today
  • 4beds
  • 3baths
  • 3,096sqft

7609 MUSCOVY Drive, Lakeland

119 SUNFISH Drive, Winter Haven, FL, 33881 — assumable FHA mortgage at 3.03%
FHA
Active
51
$419,000$219,955 down
Rate
3.03%
6.95%today
Payment
$969/mo
$1,515today
  • 3beds
  • 3baths
  • 2,613sqft

119 SUNFISH Drive, Winter Haven

171 LAKE MARIANA Place, Auburndale, FL, 33823 — assumable FHA mortgage at 3.07%
FHA
Active
31
$345,000$167,265 down
Rate
3.07%
6.95%today
Payment
$871/mo
$1,355today
  • 3beds
  • 2baths
  • 1,752sqft

171 LAKE MARIANA Place, Auburndale

123 OCONEE Street, Lakeland, FL, 33805 — assumable VA mortgage at 3.08%
VA
Active
25
$202,000$84,117 down
Rate
3.08%
6.95%today
Payment
$566/mo
$880today
  • 2beds
  • 1baths
  • 660sqft

123 OCONEE Street, Lakeland

10724 PATHFINDER Trail, Lakeland, FL, 33809 — assumable FHA mortgage at 3.10%
FHA
Active
52
$290,000$159,252 down
Rate
3.10%
6.95%today
Payment
$646/mo
$1,001today
  • 3beds
  • 2baths
  • 1,664sqft

10724 PATHFINDER Trail, Lakeland

5516 MAGGIORE Boulevard, Lakeland, FL, 33805 — assumable FHA mortgage at 3.56%
FHA
Active
60
$270,000$84,660 down
Rate
3.56%
6.95%today
Payment
$921/mo
$1,347today
  • 3beds
  • 2baths
  • 1,356sqft

5516 MAGGIORE Boulevard, Lakeland

7710 NATURE Trail, Lakeland, FL, 33809 — assumable FHA mortgage at 3.60%
FHA
Active
37
$299,000$109,329 down
Rate
3.60%
6.95%today
Payment
$1,000/mo
$1,456today
  • 3beds
  • 2baths
  • 1,964sqft

7710 NATURE Trail, Lakeland

2129 LOIS Boulevard, Lake Alfred, FL, 33850 — assumable FHA mortgage at 4.17%
FHA
Active
33
$183,000$46,938 down
Rate
4.17%
6.95%today
Payment
$718/mo
$975today
  • 2beds
  • 2baths
  • 1,344sqft

2129 LOIS Boulevard, Lake Alfred

2308 KAY Street, Lake Alfred, FL, 33850 — assumable VA mortgage at 3.40%
VA
Active
27
$179,000$87,810 down
Rate
3.40%
6.95%today
Payment
$468/mo
$698today
  • 3beds
  • 2baths
  • 1,215sqft

2308 KAY Street, Lake Alfred

3244 BERWICK Lane, Lakeland, FL, 33810 — assumable FHA mortgage at 3.43%
FHA
Active
34
$378,000$233,280 down
Rate
3.43%
6.95%today
Payment
$944/mo
$1,404today
  • 4beds
  • 3baths
  • 2,546sqft

3244 BERWICK Lane, Lakeland

Assuming a mortgage in Polk City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.60%
Lowest existing payment
$459 /mo
Median cash to assume
$70,298
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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