Art Ingram

Art Ingram

Assumable homes for sale in Plant City, FL

157 homesFHA & VA loansrates from 2.67% vs 6.95% today

Plant City assumption guide
1909 LIDO Drive, Brandon, FL, 33511 — assumable FHA mortgage at 2.87%
FHA
Active
37
$369,900$66,332 down
Rate
2.87%
6.95%today
Payment
$1,413/mo
$2,255today
  • 5beds
  • 2baths
  • 1,920sqft

1909 LIDO Drive, Brandon

1203 KING Avenue, Lakeland, FL, 33803 — assumable FHA mortgage at 3.10%
FHA
Active
25
$242,500$48,079 down
Rate
3.10%
6.95%today
Payment
$922/mo
$1,429today
  • 2beds
  • 1baths
  • 1,300sqft

1203 KING Avenue, Lakeland

4613 DOVER BLUFF Court, Valrico, FL, 33594 — assumable VA mortgage at 2.80%
VA
Active
27
$465,000$127,626 down
Rate
2.80%
6.95%today
Payment
$1,561/mo
$2,515today
  • 4beds
  • 2baths
  • 1,844sqft

4613 DOVER BLUFF Court, Valrico

5646 ALEXANDER SPRINGS Place, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
30
$299,999$85,854 down
Rate
2.96%
6.95%today
Payment
$1,011/mo
$1,596today
  • 3beds
  • 2baths
  • 1,426sqft

5646 ALEXANDER SPRINGS Place, Lakeland

615 VALRI PARK Drive, Valrico, FL, 33594 — assumable VA mortgage at 2.98%
VA
Active
37
$425,000$100,130 down
Rate
2.98%
6.95%today
Payment
$1,534/mo
$2,414today
  • 4beds
  • 2baths
  • 1,983sqft

615 VALRI PARK Drive, Valrico

3810 COOPER Road, Plant City, FL, 33565 — assumable FHA mortgage at 2.98%
FHA
Active
$265,000$71,871 down
Rate
2.98%
6.95%today
Payment
$937/mo
$1,475today
  • 2beds
  • 2baths
  • 1,479sqft

3810 COOPER Road, Plant City

4934 WILDFLOWER Drive, Lakeland, FL, 33811 — assumable FHA mortgage at 3.05%
FHA
Active
52
$319,900$86,306 down
Rate
3.05%
6.95%today
Payment
$1,104/mo
$1,722today
  • 4beds
  • 2baths
  • 1,904sqft

4934 WILDFLOWER Drive, Lakeland

2214 GOLDEN OAK Lane, Valrico, FL, 33594 — assumable VA mortgage at 3.14%
VA
Active
26
$210,000$54,300 down
Rate
3.14%
6.95%today
Payment
$742/mo
$1,144today
  • 2beds
  • 2baths
  • 1,130sqft

2214 GOLDEN OAK Lane, Valrico

902 TOMLIN Street, Plant City, FL, 33563 — assumable VA mortgage at 4.17%
VA
Active
12
$320,000$23,305 down
Rate
4.17%
6.95%today
Payment
$1,565/mo
$2,126today
  • 3beds
  • 2baths
  • 1,551sqft

902 TOMLIN Street, Plant City

2814 HAMMOCK Drive, Plant City, FL, 33566 — assumable FHA mortgage at 2.67%
FHA
Active
73
$450,000$163,464 down
Rate
2.67%
6.95%today
Payment
$1,329/mo
$2,177today
  • 4beds
  • 3baths
  • 2,186sqft

2814 HAMMOCK Drive, Plant City

1325 LAURA Street, Plant City, FL, 33563 — assumable FHA mortgage at 2.71%
FHA
Active
25
$274,900$90,936 down
Rate
2.71%
6.95%today
Payment
$857/mo
$1,397today
  • 3beds
  • 3baths
  • 2,163sqft

1325 LAURA Street, Plant City

903 SHIMMERING OAKS Lane, Seffner, FL, 33584 — assumable FHA mortgage at 2.77%
FHA
Active
38
$392,500$143,947 down
Rate
2.77%
6.95%today
Payment
$1,165/mo
$1,885today
  • 3beds
  • 2baths
  • 1,679sqft

903 SHIMMERING OAKS Lane, Seffner

208 ELM VIEW Court, Brandon, FL, 33511 — assumable FHA mortgage at 2.80%
FHA
Active
30
$332,500$127,729 down
Rate
2.80%
6.95%today
Payment
$968/mo
$1,559today
  • 3beds
  • 3baths
  • 2,310sqft

208 ELM VIEW Court, Brandon

5605 ARLINGTON RIVER Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.81%
VA
Active
42
$325,000$114,611 down
Rate
2.81%
6.95%today
Payment
$993/mo
$1,598today
  • 4beds
  • 2baths
  • 1,848sqft

5605 ARLINGTON RIVER Drive, Lakeland

1048 MALLETWOOD Drive, Brandon, FL, 33510 — assumable FHA mortgage at 2.84%
FHA
Active
55
$399,000$114,989 down
Rate
2.84%
6.95%today
Payment
$1,317/mo
$2,111today
  • 4beds
  • 2baths
  • 1,972sqft

1048 MALLETWOOD Drive, Brandon

712 OAKWOOD Avenue, Brandon, FL, 33511 — assumable VA mortgage at 2.87%
VA
Active
49
$674,900$239,671 down
Rate
2.87%
6.95%today
Payment
$2,088/mo
$3,333today
  • 4beds
  • 4baths
  • 3,328sqft

712 OAKWOOD Avenue, Brandon

4129 TIMBER VALLEY Way, Lakeland, FL, 33811 — assumable FHA mortgage at 2.96%
FHA
Active
37
$469,000$183,638 down
Rate
2.96%
6.95%today
Payment
$1,350/mo
$2,131today
  • 5beds
  • 3baths
  • 2,640sqft

4129 TIMBER VALLEY Way, Lakeland

4005 CHELSEA Lane, Lakeland, FL, 33809 — assumable FHA mortgage at 2.98%
FHA
Active
16
$504,900$181,922 down
Rate
2.98%
6.95%today
Payment
$1,525/mo
$2,400today
  • 4beds
  • 3baths
  • 2,366sqft

4005 CHELSEA Lane, Lakeland

1109 GORDON Street, Plant City, FL, 33563 — assumable FHA mortgage at 3.00%
FHA
Active
34
$249,900$83,924 down
Rate
3.00%
6.95%today
Payment
$807/mo
$1,267today
  • 3beds
  • 2baths
  • 1,184sqft

1109 GORDON Street, Plant City

3009 BLAKERT Court, Plant City, FL, 33566 — assumable FHA mortgage at 2.68%
FHA
Active
48
$415,000$169,478 down
Rate
2.68%
6.95%today
Payment
$1,140/mo
$1,865today
  • 5beds
  • 3baths
  • 2,674sqft

3009 BLAKERT Court, Plant City

2605 RED FERN Drive, Dover, FL, 33527 — assumable VA mortgage at 2.73%
VA
Active
32
$639,000$418,648 down
Rate
2.73%
6.95%today
Payment
$1,024/mo
$1,664today
  • 5beds
  • 4baths
  • 2,792sqft

2605 RED FERN Drive, Dover

6419 ENGLISH CREEK Drive, Lakeland, FL, 33811 — assumable VA mortgage at 2.80%
VA
Active
37
$559,000$282,438 down
Rate
2.80%
6.95%today
Payment
$1,310/mo
$2,111today
  • 3beds
  • 2baths
  • 1,716sqft

6419 ENGLISH CREEK Drive, Lakeland

1748 BROOKSTONE Way, Plant City, FL, 33566 — assumable FHA mortgage at 2.80%
FHA
Active
50
$419,999$200,805 down
Rate
2.80%
6.95%today
Payment
$1,017/mo
$1,638today
  • 3beds
  • 2baths
  • 2,055sqft

1748 BROOKSTONE Way, Plant City

407 PABLO Street, Lakeland, FL, 33803 — assumable VA mortgage at 2.80%
VA
Active
61
$340,000$176,197 down
Rate
2.80%
6.95%today
Payment
$767/mo
$1,236today
  • 3beds
  • 2baths
  • 1,996sqft

407 PABLO Street, Lakeland

1124 KING ARTHUR Court, Valrico, FL, 33594 — assumable FHA mortgage at 2.90%
FHA
Active
34
$540,000$258,098 down
Rate
2.90%
6.95%today
Payment
$1,328/mo
$2,112today
  • 6beds
  • 2baths
  • 2,420sqft

1124 KING ARTHUR Court, Valrico

3823 ANCIENT OAK Trail, Plant City, FL, 33565 — assumable VA mortgage at 2.94%
VA
Active
55
$799,500$513,265 down
Rate
2.94%
6.95%today
Payment
$1,377/mo
$2,178today
  • 4beds
  • 3baths
  • 2,589sqft

3823 ANCIENT OAK Trail, Plant City

1025 CENTRAL Avenue, Lakeland, FL, 33815 — assumable FHA mortgage at 2.96%
FHA
Active
40
$229,000$134,988 down
Rate
2.96%
6.95%today
Payment
$444/mo
$700today
  • 3beds
  • 1baths
  • 1,104sqft

1025 CENTRAL Avenue, Lakeland

7402 KNIGHTS GRIFFIN Road, Plant City, FL, 33565 — assumable FHA mortgage at 3.10%
FHA
Active
40
$569,900$331,618 down
Rate
3.10%
6.95%today
Payment
$1,174/mo
$1,820today
  • 3beds
  • 2baths
  • 2,030sqft

7402 KNIGHTS GRIFFIN Road, Plant City

4520 OLD COLONY Road, Mulberry, FL, 33860 — assumable VA mortgage at 3.10%
VA
Active
19
$339,900$197,454 down
Rate
3.10%
6.95%today
Payment
$688/mo
$1,066today
  • 3beds
  • 2baths
  • 1,771sqft

4520 OLD COLONY Road, Mulberry

717 END Crescent, Lakeland, FL, 33803 — assumable FHA mortgage at 3.11%
FHA
Active
35
$369,000$235,659 down
Rate
3.11%
6.95%today
Payment
$632/mo
$978today
  • 3beds
  • 2baths
  • 2,366sqft

717 END Crescent, Lakeland

1610 MARSH WOOD Drive, Seffner, FL, 33584 — assumable FHA mortgage at 3.50%
FHA
Active
39
$344,000$119,885 down
Rate
3.50%
6.95%today
Payment
$1,124/mo
$1,657today
  • 4beds
  • 2baths
  • 1,754sqft

1610 MARSH WOOD Drive, Seffner

3210 ROY BURT Road, Lakeland, FL, 33810 — assumable VA mortgage at 4.00%
VA
Active
6
$200,000$51,709 down
Rate
4.00%
6.95%today
Payment
$764/mo
$1,059today
  • 3beds
  • 2baths
  • 1,152sqft

3210 ROY BURT Road, Lakeland

2385 4TH Street, Mulberry, FL, 33860 — assumable VA mortgage at 4.00%
VA
Active
57
$515,000$147,073 down
Rate
4.00%
6.95%today
Payment
$1,909/mo
$2,647today
  • 4beds
  • 3baths
  • 2,719sqft

2385 4TH Street, Mulberry

2514 CROSS MORE Street, Valrico, FL, 33594 — assumable FHA mortgage at 3.23%
FHA
Active
45
$520,000$238,377 down
Rate
3.23%
6.95%today
Payment
$1,407/mo
$2,145today
  • 5beds
  • 3baths
  • 3,723sqft

2514 CROSS MORE Street, Valrico

3007 BELLFLOWER Way, Lakeland, FL, 33811 — assumable FHA mortgage at 3.40%
FHA
Active
45
$379,900$266,765 down
Rate
3.40%
6.95%today
Payment
$750/mo
$1,120today
  • 3beds
  • 3baths
  • 1,846sqft

3007 BELLFLOWER Way, Lakeland

6093 VELVET Loop, Lakeland, FL, 33811 — assumable VA mortgage at 3.40%
VA
Active
44
$499,900$481,256 down
Rate
3.40%
6.95%today
Payment
$1,064/mo
$1,343today
  • 4beds
  • 2baths
  • 2,243sqft

6093 VELVET Loop, Lakeland

Assuming a mortgage in Plant City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$351 /mo
Median cash to assume
$129,443
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.