Art Ingram

Art Ingram

Assumable homes for sale in Palm Harbor, FL

14 homesVA & FHA loansrates from 2.71% vs 6.95% today

Palm Harbor assumption guide
502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$289,818 down
Rate
2.96%
6.95%today
Payment
$2,103/mo
$3,318today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$939,000$302,834 down
Rate
3.10%
6.95%today
Payment
$3,017/mo
$4,677today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$509,900$313,955 down
Rate
2.71%
6.95%today
Payment
$913/mo
$1,488today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

4611 GRAND PRESERVE Place, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.98%
VA
Active
70
$949,000$592,375 down
Rate
2.98%
6.95%today
Payment
$2,044/mo
$3,039today
  • 5beds
  • 4baths
  • 3,358sqft

4611 GRAND PRESERVE Place, Palm Harbor

2564 SURREY Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.23%
VA
Active
17
$450,000$265,773 down
Rate
3.23%
6.95%today
Payment
$922/mo
$1,406today
  • 3beds
  • 2baths
  • 1,418sqft

2564 SURREY Drive, Palm Harbor

2106 CLOVER HILL Road, Palm Harbor, FL, 34683 — assumable FHA mortgage at 3.64%
FHA
Active
31
$245,900$110,539 down
Rate
3.64%
6.95%today
Payment
$713/mo
$1,033today
  • 2beds
  • 2baths
  • 1,190sqft

2106 CLOVER HILL Road, Palm Harbor

859 PINEWOOD Terrace, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.94%
VA
Active
51
$600,000$341,000 down
Rate
3.94%
6.95%today
Payment
$1,540/mo
$2,151today
  • 4beds
  • 3baths
  • 2,450sqft

859 PINEWOOD Terrace, Palm Harbor

391 WALNUT Court, Palm Harbor, FL, 34683 — assumable FHA mortgage at 4.05%
FHA
Active
36
$500,000$310,330 down
Rate
4.05%
6.95%today
Payment
$1,122/mo
$1,546today
  • 3beds
  • 2baths
  • 1,944sqft

391 WALNUT Court, Palm Harbor

914 HARBOR Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 6.67%
VA
Active
42
$549,000$81,206 down
Rate
6.67%
6.95%today
Payment
$3,097/mo
$3,187today
  • 3beds
  • 2baths
  • 1,989sqft

914 HARBOR Circle, Palm Harbor

2627 SURREY Drive, Palm Harbor, FL, 34684 — assumable FHA mortgage at 6.78%
FHA
Active
29
$439,000$54,036 down
Rate
6.78%
6.95%today
Payment
$2,568/mo
$2,613today
  • 4beds
  • 2baths
  • 1,706sqft

2627 SURREY Drive, Palm Harbor

2767 VANESSA Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 6.85%
FHA
Active
43
$550,000$58,958 down
Rate
6.85%
6.95%today
Payment
$3,264/mo
$3,297today
  • 4beds
  • 2baths
  • 1,921sqft

2767 VANESSA Lane, Palm Harbor

2122 CLOVER HILL Road, Palm Harbor, FL, 34683 — assumable FHA mortgage at 6.87%
FHA
Active
32
$246,900$33,493 down
Rate
6.87%
6.95%today
Payment
$1,436/mo
$1,448today
  • 2beds
  • 2baths
  • 1,190sqft

2122 CLOVER HILL Road, Palm Harbor

205 SOMERSET Lane, Palm Harbor, FL, 34684 — assumable FHA mortgage at 6.00%
FHA
Active
35
$239,999$74,737 down
Rate
6.00%
6.95%today
Payment
$1,266/mo
$1,357today
  • 2beds
  • 3baths
  • 1,150sqft

205 SOMERSET Lane, Palm Harbor

1609 WHITEBRIDGE Drive #C, Palm Harbor, FL, 34684 — assumable VA mortgage at 6.85%
VA
Active
30
$149,400Potential short sale
Rate
6.85%
6.95%today
Payment
$1,389/mo
$1,403today
  • 1beds
  • 1baths
  • 964sqft

1609 WHITEBRIDGE Drive #C, Palm Harbor

Assuming a mortgage in Palm Harbor

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$713 /mo
Median cash to assume
$265,773
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.