Art Ingram

Art Ingram

Assumable homes for sale in Palm Coast, FL

64 homesFHA & VA loansrates from 2.18% vs 6.95% today

Palm Coast assumption guide
75 RIVERVIEW Bend #1624, Palm Coast, FL, 32137 — assumable VA mortgage at 2.86%
VA
Active
69
$310,000$47,400 down
Rate
2.86%
6.95%today
Payment
$1,221/mo
$1,951today
  • 3beds
  • 2baths
  • 1,283sqft

75 RIVERVIEW Bend #1624, Palm Coast

51 FANSHAWE Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.98%
FHA
Active
37
$375,000$48,435 down
Rate
2.98%
6.95%today
Payment
$1,525/mo
$2,400today
  • 3beds
  • 3baths
  • 2,056sqft

51 FANSHAWE Lane, Palm Coast

5 BUD HOLLOW Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 3.07%
VA
Active
24
$355,000$49,727 down
Rate
3.07%
6.95%today
Payment
$1,443/mo
$2,245today
  • 3beds
  • 2baths
  • 1,637sqft

5 BUD HOLLOW Drive, Palm Coast

3 CLARK Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.10%
FHA
Active
18
$290,000$33,048 down
Rate
3.10%
6.95%today
Payment
$1,216/mo
$1,885today
  • 3beds
  • 2baths
  • 1,484sqft

3 CLARK Lane, Palm Coast

25 ROCKINGHAM Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.92%
FHA
Active
23
$290,000Potential short sale
Rate
3.92%
6.95%today
Payment
$1,516/mo
$2,122today
  • 4beds
  • 2baths
  • 1,463sqft

25 ROCKINGHAM Lane, Palm Coast

10 FELICIA Court, Palm Coast, FL, 32137 — assumable VA mortgage at 2.78%
VA
Active
52
$595,000$158,503 down
Rate
2.78%
6.95%today
Payment
$2,016/mo
$3,256today
  • 3beds
  • 2baths
  • 2,142sqft

10 FELICIA Court, Palm Coast

41 WHITE STAR Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.87%
FHA
Active
19
$366,000$100,575 down
Rate
2.87%
6.95%today
Payment
$1,235/mo
$1,972today
  • 3beds
  • 2baths
  • 1,983sqft

41 WHITE STAR Drive, Palm Coast

5 LYNTON Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.07%
FHA
Active
48
$394,000$82,938 down
Rate
3.07%
6.95%today
Payment
$1,470/mo
$2,288today
  • 3beds
  • 2baths
  • 2,117sqft

5 LYNTON Place, Palm Coast

20 ROYAL TERN Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.12%
FHA
Active
59
$318,000$78,701 down
Rate
3.12%
6.95%today
Payment
$1,135/mo
$1,755today
  • 4beds
  • 2baths
  • 1,806sqft

20 ROYAL TERN Lane, Palm Coast

173 RYBERRY Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.87%
FHA
Active
24
$269,000$74,795 down
Rate
2.87%
6.95%today
Payment
$904/mo
$1,443today
  • 3beds
  • 2baths
  • 1,247sqft

173 RYBERRY Drive, Palm Coast

89 LARAMIE Drive, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.21%
FHA
Active
44
$285,000$88,376 down
Rate
3.21%
6.95%today
Payment
$980/mo
$1,498today
  • 4beds
  • 2baths
  • 1,757sqft

89 LARAMIE Drive, Palm Coast

33 ROYAL LEAF Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.18%
FHA
Active
40
$359,900$181,792 down
Rate
2.18%
6.95%today
Payment
$767/mo
$1,340today
  • 4beds
  • 2baths
  • 2,440sqft

33 ROYAL LEAF Lane, Palm Coast

76 UNIVERSAL Trail, Palm Coast, FL, 32164 — assumable VA mortgage at 2.25%
VA
Active
42
$510,000$234,953 down
Rate
2.25%
6.95%today
Payment
$1,191/mo
$2,062today
  • 5beds
  • 3baths
  • 2,880sqft

76 UNIVERSAL Trail, Palm Coast

40 OAKLEAF Way, Palm Coast, FL, 32137 — assumable VA mortgage at 2.80%
VA
Active
63
$426,000$126,127 down
Rate
2.80%
6.95%today
Payment
$1,404/mo
$2,262today
  • 5beds
  • 4baths
  • 2,776sqft

40 OAKLEAF Way, Palm Coast

6 MASTERS COURT #6, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.81%
FHA
Active
21
$175,000$71,442 down
Rate
2.81%
6.95%today
Payment
$485/mo
$781today
  • 2beds
  • 2baths
  • 950sqft

6 MASTERS COURT #6, Palm Coast

38 RED MILL Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 2.83%
FHA
Active
23
$380,000$174,525 down
Rate
2.83%
6.95%today
Payment
$972/mo
$1,560today
  • 4beds
  • 3baths
  • 2,976sqft

38 RED MILL Drive, Palm Coast

1 OCEAN RIDGE Boulevard, Palm Coast, FL, 32137 — assumable VA mortgage at 2.88%
VA
Active
84
$2,699,000$2,125,465 down
Rate
2.88%
6.95%today
Payment
$2,666/mo
$4,251today
  • 6beds
  • 5baths
  • 5,162sqft

1 OCEAN RIDGE Boulevard, Palm Coast

11 LANCASTER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.15%
FHA
Active
38
$460,000$246,608 down
Rate
3.15%
6.95%today
Payment
$1,054/mo
$1,624today
  • 3beds
  • 2baths
  • 1,765sqft

11 LANCASTER Lane, Palm Coast

168 PINE GROVE Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.36%
FHA
Active
2
$335,000$150,566 down
Rate
3.36%
6.95%today
Payment
$945/mo
$1,417today
  • 4beds
  • 2baths
  • 2,237sqft

168 PINE GROVE Drive, Palm Coast

1341 DAYTONA Avenue, Flagler Beach, FL, 32136 — assumable VA mortgage at 4.67%
VA
Active
86
$748,900$146,931 down
Rate
4.67%
6.95%today
Payment
$3,347/mo
$4,286today
  • 3beds
  • 4baths
  • 3,028sqft

1341 DAYTONA Avenue, Flagler Beach

24 RIVIERA ESTATES Court, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.47%
FHA
Active
23
$289,999$103,838 down
Rate
3.47%
6.95%today
Payment
$966/mo
$1,430today
  • 4beds
  • 2baths
  • 1,958sqft

24 RIVIERA ESTATES Court, Palm Coast

77 ROLLINS Lane, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.50%
FHA
Active
47
$449,000$198,685 down
Rate
3.50%
6.95%today
Payment
$1,295/mo
$1,908today
  • 3beds
  • 3baths
  • 2,901sqft

77 ROLLINS Lane, Palm Coast

11 ZIRCON Court, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.56%
FHA
Active
27
$400,000$310,583 down
Rate
3.56%
6.95%today
Payment
$605/mo
$885today
  • 5beds
  • 3baths
  • 2,947sqft

11 ZIRCON Court, Palm Coast

1901 CENTRAL Avenue, Flagler Beach, FL, 32136 — assumable VA mortgage at 3.65%
VA
Active
40
$629,000$336,022 down
Rate
3.65%
6.95%today
Payment
$1,535/mo
$2,222today
  • 3beds
  • 2baths
  • 1,416sqft

1901 CENTRAL Avenue, Flagler Beach

57 RYARBOR Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 3.99%
VA
Active
41
$390,000$130,570 down
Rate
3.99%
6.95%today
Payment
$1,373/mo
$1,906today
  • 4beds
  • 2baths
  • 2,256sqft

57 RYARBOR Drive, Palm Coast

96 PARKVIEW Drive, Palm Coast, FL, 32164 — assumable FHA mortgage at 3.75%
FHA
Active
34
$339,900$171,500 down
Rate
3.75%
6.95%today
Payment
$909/mo
$1,300today
  • 3beds
  • 2baths
  • 1,820sqft

96 PARKVIEW Drive, Palm Coast

2 TIDEWAY Trail, Palm Coast, FL, 32137 — assumable VA mortgage at 4.67%
VA
Active
48
$344,000$82,039 down
Rate
4.67%
6.95%today
Payment
$1,456/mo
$1,865today
  • 3beds
  • 2baths
  • 1,624sqft

2 TIDEWAY Trail, Palm Coast

6 RYBARK Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 3.95%
VA
Active
33
$420,000$225,504 down
Rate
3.95%
6.95%today
Payment
$1,120/mo
$1,562today
  • 4beds
  • 3baths
  • 2,883sqft

6 RYBARK Lane, Palm Coast

38 LLOYD Trail, Palm Coast, FL, 32164 — assumable VA mortgage at 4.01%
VA
Active
36
$284,900$156,127 down
Rate
4.01%
6.95%today
Payment
$757/mo
$1,048today
  • 3beds
  • 2baths
  • 1,367sqft

38 LLOYD Trail, Palm Coast

8 BAINBRIDGE Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 5.55%
FHA
Active
34
$300,000$21,858 down
Rate
5.55%
6.95%today
Payment
$1,681/mo
$1,949today
  • 3beds
  • 2baths
  • 1,393sqft

8 BAINBRIDGE Lane, Palm Coast

38 PRETORIA Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 6.35%
VA
Active
47
$300,000Potential short sale
Rate
6.35%
6.95%today
Payment
$1,904/mo
$2,025today
  • 3beds
  • 2baths
  • 1,552sqft

38 PRETORIA Lane, Palm Coast

29 PRAIRIE Lane, Palm Coast, FL, 32164 — assumable VA mortgage at 6.64%
VA
Active
40
$325,000$11,276 down
Rate
6.64%
6.95%today
Payment
$2,067/mo
$2,133today
  • 4beds
  • 2baths
  • 1,862sqft

29 PRAIRIE Lane, Palm Coast

36 RYARBOR Drive, Palm Coast, FL, 32164 — assumable VA mortgage at 6.66%
VA
Active
39
$299,900$11,074 down
Rate
6.66%
6.95%today
Payment
$1,909/mo
$1,966today
  • 4beds
  • 2baths
  • 1,862sqft

36 RYARBOR Drive, Palm Coast

50 ULLIAN, Palm Coast, FL, 32164 — assumable FHA mortgage at 5.10%
FHA
Active
26
$334,999$72,933 down
Rate
5.10%
6.95%today
Payment
$1,520/mo
$1,854today
  • 3beds
  • 2baths
  • 1,680sqft

50 ULLIAN, Palm Coast

1013 FOREST PARK Street, Bunnell, FL, 32110 — assumable FHA mortgage at 5.30%
FHA
Active
24
$210,000$52,964 down
Rate
5.30%
6.95%today
Payment
$927/mo
$1,105today
  • 3beds
  • 2baths
  • 1,431sqft

1013 FOREST PARK Street, Bunnell

14 LLEWELLYN Trail, Palm Coast, FL, 32164 — assumable FHA mortgage at 6.39%
FHA
Active
55
$470,000$44,980 down
Rate
6.39%
6.95%today
Payment
$2,760/mo
$2,924today
  • 5beds
  • 3baths
  • 2,998sqft

14 LLEWELLYN Trail, Palm Coast

Assuming a mortgage in Palm Coast

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$485 /mo
Median cash to assume
$82,488
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.