Art Ingram

Art Ingram

Assumable homes for sale in Ormond Beach, FL

47 homesFHA & VA loansrates from 2.81% vs 6.95% today

Ormond Beach assumption guide
3 ECHO WOODS Way, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.90%
VA
Active
83
$574,000$88,555 down
Rate
2.90%
6.95%today
Payment
$2,262/mo
$3,597today
  • 4beds
  • 3baths
  • 2,506sqft

3 ECHO WOODS Way, Ormond Beach

358 ORCHARD Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.69%
FHA
Active
33
$299,900$26,087 down
Rate
3.69%
6.95%today
Payment
$1,377/mo
$1,982today
  • 4beds
  • 1baths
  • 1,781sqft

358 ORCHARD Street, Ormond Beach

11 RIO PINAR Trail, Ormond Beach, FL, 32174 — assumable VA mortgage at 3.01%
VA
Active
34
$385,000$147,112 down
Rate
3.01%
6.95%today
Payment
$1,158/mo
$1,816today
  • 3beds
  • 2baths
  • 2,120sqft

11 RIO PINAR Trail, Ormond Beach

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,043 down
Rate
3.02%
6.95%today
Payment
$632/mo
$990today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

28 BAYMEADOW Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.42%
FHA
Active
31
$339,000$30,134 down
Rate
4.42%
6.95%today
Payment
$1,676/mo
$2,210today
  • 4beds
  • 2baths
  • 1,794sqft

28 BAYMEADOW Court, Ormond Beach

645 WESTWARD Circle, Holly Hill, FL, 32117 — assumable FHA mortgage at 2.81%
FHA
Active
38
$274,000$131,423 down
Rate
2.81%
6.95%today
Payment
$675/mo
$1,085today
  • 4beds
  • 2baths
  • 1,242sqft

645 WESTWARD Circle, Holly Hill

372 CHELSEA PLACE Avenue, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.88%
VA
Active
64
$485,000$309,770 down
Rate
2.88%
6.95%today
Payment
$837/mo
$1,320today
  • 3beds
  • 2baths
  • 1,956sqft

372 CHELSEA PLACE Avenue, Ormond Beach

110 LONGRIDGE Lane, Ormond Beach, FL, 32174 — assumable VA mortgage at 2.90%
VA
Active
91
$394,000$207,143 down
Rate
2.90%
6.95%today
Payment
$869/mo
$1,381today
  • 3beds
  • 3baths
  • 2,137sqft

110 LONGRIDGE Lane, Ormond Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,464 down
Rate
2.90%
6.95%today
Payment
$645/mo
$1,026today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

2828 ATLANTIC Avenue #303, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.00%
VA
Active
43
$399,900$399,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,178sqft

2828 ATLANTIC Avenue #303, Daytona Beach

241 RIVERSIDE Drive #2006, Holly Hill, FL, 32117 — assumable VA mortgage at 3.00%
VA
Active
36
$310,900$310,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,660sqft

241 RIVERSIDE Drive #2006, Holly Hill

10 LONDON Lane, Ormond Beach, FL, 32176 — assumable FHA mortgage at 3.09%
FHA
Active
46
$279,000$145,915 down
Rate
3.09%
6.95%today
Payment
$630/mo
$979today
  • 2beds
  • 3baths
  • 1,407sqft

10 LONDON Lane, Ormond Beach

213 JESSAMINE Boulevard, Daytona Beach, FL, 32118 — assumable VA mortgage at 3.28%
VA
Active
65
$350,000$145,748 down
Rate
3.28%
6.95%today
Payment
$1,028/mo
$1,558today
  • 4beds
  • 3baths
  • 2,068sqft

213 JESSAMINE Boulevard, Daytona Beach

23 WATERFORD Court, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.49%
FHA
Active
50
$349,900$221,248 down
Rate
3.49%
6.95%today
Payment
$674/mo
$995today
  • 4beds
  • 2baths
  • 1,701sqft

23 WATERFORD Court, Ormond Beach

16 LAUREL OAKS Circle, Ormond Beach, FL, 32174 — assumable FHA mortgage at 3.75%
FHA
Active
46
$320,000$185,280 down
Rate
3.75%
6.95%today
Payment
$728/mo
$1,040today
  • 3beds
  • 2baths
  • 1,496sqft

16 LAUREL OAKS Circle, Ormond Beach

380 CHESHAM Street, Ormond Beach, FL, 32174 — assumable VA mortgage at 4.01%
VA
Active
74
$695,000$409,981 down
Rate
4.01%
6.95%today
Payment
$1,758/mo
$2,434today
  • 3beds
  • 2baths
  • 2,070sqft

380 CHESHAM Street, Ormond Beach

1362 CORK Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.99%
FHA
Active
24
$345,000$77,258 down
Rate
4.99%
6.95%today
Payment
$1,504/mo
$1,856today
  • 3beds
  • 2baths
  • 1,373sqft

1362 CORK Drive, Ormond Beach

2121 DIVOT Drive, Daytona Beach, FL, 32124 — assumable FHA mortgage at 5.99%
FHA
Active
29
$549,999$24,296 down
Rate
5.99%
6.95%today
Payment
$3,195/mo
$3,531today
  • 4beds
  • 3baths
  • 2,791sqft

2121 DIVOT Drive, Daytona Beach

2840 MONAGHAN Drive, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.20%
FHA
Active
16
$444,800Potential short sale
Rate
6.20%
6.95%today
Payment
$2,817/mo
$3,044today
  • 4beds
  • 3baths
  • 2,106sqft

2840 MONAGHAN Drive, Ormond Beach

825 KOTTLE Circle, Daytona Beach, FL, 32114 — assumable FHA mortgage at 6.34%
FHA
Active
35
$179,900Potential short sale
Rate
6.34%
6.95%today
Payment
$1,240/mo
$1,320today
  • 4beds
  • 2baths
  • 1,337sqft

825 KOTTLE Circle, Daytona Beach

9 CHINA MOON Drive, Ormond Beach, FL, 32174 — assumable VA mortgage at 4.32%
VA
Active
70
$295,000$188,372 down
Rate
4.32%
6.95%today
Payment
$800/mo
$1,067today
  • 2beds
  • 2baths
  • 1,659sqft

9 CHINA MOON Drive, Ormond Beach

340 CENTER Street, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.40%
FHA
Active
18
$257,500$120,028 down
Rate
4.40%
6.95%today
Payment
$821/mo
$1,085today
  • 3beds
  • 2baths
  • 1,578sqft

340 CENTER Street, Ormond Beach

100 SILVER BEACH Avenue #308, Daytona Beach, FL, 32118 — assumable VA mortgage at 6.34%
VA
Active
32
$169,500$15,007 down
Rate
6.34%
6.95%today
Payment
$970/mo
$1,033today
  • 2beds
  • 2baths
  • 1,125sqft

100 SILVER BEACH Avenue #308, Daytona Beach

373 HANG LOOSE Way, Daytona Beach, FL, 32124 — assumable FHA mortgage at 6.73%
FHA
Active
69
$399,900$31,129 down
Rate
6.73%
6.95%today
Payment
$2,436/mo
$2,491today
  • 2beds
  • 2baths
  • 1,466sqft

373 HANG LOOSE Way, Daytona Beach

148 REENA Drive, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.77%
FHA
Active
61
$294,900$16,700 down
Rate
6.77%
6.95%today
Payment
$1,851/mo
$1,885today
  • 3beds
  • 3baths
  • 1,656sqft

148 REENA Drive, Daytona Beach

323 SCOTLAND Drive, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.85%
FHA
Active
14
$290,000$18,894 down
Rate
6.85%
6.95%today
Payment
$1,812/mo
$1,831today
  • 3beds
  • 2baths
  • 1,433sqft

323 SCOTLAND Drive, Daytona Beach

54 LEVEE Lane, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.99%
FHA
Active
18
$389,000$35,011 down
Rate
6.99%
6.95%today
Payment
$2,408/mo
$2,398today
  • 3beds
  • 2baths
  • 1,883sqft

54 LEVEE Lane, Ormond Beach

257 MOSAIC Boulevard, Daytona Beach, FL, 32124 — assumable VA mortgage at 7.03%
VA
Active
37
$525,000$30,533 down
Rate
7.03%
6.95%today
Payment
$3,390/mo
$3,363today
  • 3beds
  • 2baths
  • 1,778sqft

257 MOSAIC Boulevard, Daytona Beach

736 CAROLINE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 7.17%
VA
Active
29
$215,900$15,115 down
Rate
7.17%
6.95%today
Payment
$1,388/mo
$1,358today
  • 3beds
  • 2baths
  • 850sqft

736 CAROLINE Street, Daytona Beach

761 MARGARITAVILLE Avenue, Daytona Beach, FL, 32124 — assumable VA mortgage at 5.82%
VA
Active
45
$659,000$119,889 down
Rate
5.82%
6.95%today
Payment
$4,755/mo
$5,107today
  • 2beds
  • 3baths
  • 2,067sqft

761 MARGARITAVILLE Avenue, Daytona Beach

365 HAND Avenue, Ormond Beach, FL, 32174 — assumable FHA mortgage at 4.94%
FHA
Active
17
$225,000$84,664 down
Rate
4.94%
6.95%today
Payment
$864/mo
$1,072today
  • 3beds
  • 2baths
  • 1,200sqft

365 HAND Avenue, Ormond Beach

27 WILDWOOD, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.30%
FHA
Active
16
$359,900$53,412 down
Rate
6.30%
6.95%today
Payment
$1,899/mo
$2,031today
  • 3beds
  • 3baths
  • 1,809sqft

27 WILDWOOD, Ormond Beach

101 MCGILL Circle, Daytona Beach, FL, 32124 — assumable VA mortgage at 6.35%
VA
Active
51
$465,900$83,940 down
Rate
6.35%
6.95%today
Payment
$2,427/mo
$2,582today
  • 3beds
  • 2baths
  • 2,043sqft

101 MCGILL Circle, Daytona Beach

47 WRENDALE Loop, Ormond Beach, FL, 32174 — assumable VA mortgage at 6.66%
VA
Active
27
$346,000$44,189 down
Rate
6.66%
6.95%today
Payment
$2,033/mo
$2,094today
  • 2beds
  • 2baths
  • 1,603sqft

47 WRENDALE Loop, Ormond Beach

327 LONDON Road, Daytona Beach, FL, 32117 — assumable FHA mortgage at 6.81%
FHA
Active
42
$259,999$31,842 down
Rate
6.81%
6.95%today
Payment
$1,538/mo
$1,560today
  • 3beds
  • 1baths
  • 1,182sqft

327 LONDON Road, Daytona Beach

11 INDIAN Trail, Ormond Beach, FL, 32174 — assumable FHA mortgage at 6.95%
FHA
Active
60
$349,999$53,166 down
Rate
6.95%
6.95%today
Payment
$2,047/mo
$2,047today
  • 3beds
  • 3baths
  • 1,874sqft

11 INDIAN Trail, Ormond Beach

Assuming a mortgage in Ormond Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$379 /mo
Median cash to assume
$90,043
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.