Assumable homes for sale in Oldsmar, FL

4 homesVA & FHA loansrates from 2.88% vs 6.95% today

Oldsmar assumption guide

645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%

VATop pick

Active

$280,000$6,909 down

Rate: 2.875%; ~~6.95%~~today
Payment: $1,286/mo; ~~$2,052~~today

3beds
2baths
1,274sqft

645 TIMBER BAY Circle, Oldsmar

276 PELICAN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.13%

Active

$224,900$92,408 down

Rate: 3.13%; ~~6.95%~~today
Payment: $643/mo; ~~$993~~today

2beds
2baths
984sqft

276 PELICAN Drive, Oldsmar

1469 RIVERDALE Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.73%

Active

$499,999$234,184 down

Rate: 3.73%; ~~6.95%~~today
Payment: $1,417/mo; ~~$2,030~~today

3beds
2baths
1,890sqft

1469 RIVERDALE Drive, Oldsmar

442 EVERGREEN Drive, Oldsmar, FL, 34677 — assumable FHA mortgage at 6.50%

FHA

Active

$348,900$46,173 down

Rate: 6.50%; ~~6.95%~~today
Payment: $1,994/mo; ~~$2,088~~today

3beds
2baths
1,190sqft

442 EVERGREEN Drive, Oldsmar

Assuming a mortgage in Oldsmar

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate: 2.88%
Lowest existing payment: $643 /mo
Median cash to assume: $69,290