Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Oldsmar, FL

177 homesFHA & VA loansrates from 2.18% vs 6.95% today

Oldsmar assumption guide
645 TIMBER BAY Circle, Oldsmar, FL, 34677 — assumable VA mortgage at 2.875%
VATop pick
Active
29
$280,000$6,909 down
Rate
2.875%
6.95%today
Payment
$1,286/mo
$2,052today
  • 3beds
  • 2baths
  • 1,274sqft

645 TIMBER BAY Circle, Oldsmar

4115 CHATHAM OAK Court #215, Tampa, FL, 33624 — assumable VA mortgage at 2.78%
VA
Active
60
$129,000$22,774 down
Rate
2.78%
6.95%today
Payment
$491/mo
$792today
  • 1beds
  • 1baths
  • 593sqft

4115 CHATHAM OAK Court #215, Tampa

2266 MANOR Court, Clearwater, FL, 33763 — assumable VA mortgage at 2.87%
VA
Active
28
$439,900$82,794 down
Rate
2.87%
6.95%today
Payment
$1,658/mo
$2,647today
  • 4beds
  • 2baths
  • 1,508sqft

2266 MANOR Court, Clearwater

4883 BREEZE Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.78%
VA
Active
22
$670,000$141,938 down
Rate
2.78%
6.95%today
Payment
$2,439/mo
$3,939today
  • 4beds
  • 3baths
  • 2,499sqft

4883 BREEZE Circle, Palm Harbor

1690 PINEHURST Road, Dunedin, FL, 34698 — assumable VA mortgage at 3.04%
VA
Active
50
$575,000$139,220 down
Rate
3.04%
6.95%today
Payment
$2,085/mo
$3,257today
  • 3beds
  • 2baths
  • 1,728sqft

1690 PINEHURST Road, Dunedin

6706 ROCKY PARK Street, Tampa, FL, 33625 — assumable VA mortgage at 2.18%
VA
Active
44
$400,000$139,900 down
Rate
2.18%
6.95%today
Payment
$1,120/mo
$1,957today
  • 3beds
  • 3baths
  • 1,852sqft

6706 ROCKY PARK Street, Tampa

2511 GRADY Avenue #63, Tampa, FL, 33607 — assumable VA mortgage at 2.90%
VA
Active
24
$649,999$205,275 down
Rate
2.90%
6.95%today
Payment
$2,105/mo
$3,348today
  • 3beds
  • 4baths
  • 1,855sqft

2511 GRADY Avenue #63, Tampa

6902 SOLEDAD Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.90%
FHA
Active
22
$224,900$85,282 down
Rate
2.90%
6.95%today
Payment
$670/mo
$1,066today
  • 2beds
  • 2baths
  • 1,048sqft

6902 SOLEDAD Court, Tampa

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$289,818 down
Rate
2.96%
6.95%today
Payment
$2,103/mo
$3,318today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

14309 PONDHAWK Lane, Tampa, FL, 33625 — assumable VA mortgage at 4.00%
VA
Active
42
$380,000$40,122 down
Rate
4.00%
6.95%today
Payment
$1,760/mo
$2,441today
  • 3beds
  • 3baths
  • 1,716sqft

14309 PONDHAWK Lane, Tampa

1512 LIME Street, Clearwater, FL, 33756 — assumable FHA mortgage at 4.00%
FHA
Active
35
$359,900$67,392 down
Rate
4.00%
6.95%today
Payment
$1,523/mo
$2,112today
  • 2beds
  • 1baths
  • 1,336sqft

1512 LIME Street, Clearwater

1507 TALISKER Drive, Clearwater, FL, 33755 — assumable FHA mortgage at 3.01%
FHA
Active
29
$274,999$105,218 down
Rate
3.01%
6.95%today
Payment
$829/mo
$1,299today
  • 3beds
  • 3baths
  • 1,416sqft

1507 TALISKER Drive, Clearwater

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$180,652 down
Rate
3.02%
6.95%today
Payment
$1,552/mo
$2,431today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

520 14TH Avenue, Largo, FL, 33770 — assumable FHA mortgage at 3.05%
FHA
Active
$320,000$99,629 down
Rate
3.05%
6.95%today
Payment
$1,042/mo
$1,625today
  • 2beds
  • 2baths
  • 1,224sqft

520 14TH Avenue, Largo

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$939,000$302,834 down
Rate
3.10%
6.95%today
Payment
$3,017/mo
$4,677today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,199,999$471,068 down
Rate
3.11%
6.95%today
Payment
$3,453/mo
$5,346today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

2974 ESTANCIA Place, Clearwater, FL, 33761 — assumable VA mortgage at 3.14%
VA
Active
33
$344,999$110,733 down
Rate
3.14%
6.95%today
Payment
$1,118/mo
$1,725today
  • 3beds
  • 3baths
  • 1,900sqft

2974 ESTANCIA Place, Clearwater

10311 ORCHARD HILLS Court, Tampa, FL, 33615 — assumable FHA mortgage at 2.67%
FHA
Active
52
$429,900$222,055 down
Rate
2.67%
6.95%today
Payment
$964/mo
$1,579today
  • 3beds
  • 2baths
  • 1,236sqft

10311 ORCHARD HILLS Court, Tampa

9218 ROBSON Street, Tampa, FL, 33615 — assumable FHA mortgage at 2.70%
FHA
Active
25
$430,000$267,776 down
Rate
2.70%
6.95%today
Payment
$757/mo
$1,235today
  • 4beds
  • 2baths
  • 1,530sqft

9218 ROBSON Street, Tampa

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$509,900$313,955 down
Rate
2.71%
6.95%today
Payment
$913/mo
$1,488today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

1725 ARABIAN Lane, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.73%
VA
Active
53
$460,000$215,473 down
Rate
2.73%
6.95%today
Payment
$1,133/mo
$1,843today
  • 2beds
  • 3baths
  • 1,870sqft

1725 ARABIAN Lane, Palm Harbor

9216 ROBSON Street, Tampa, FL, 33615 — assumable VA mortgage at 2.73%
VA
Active
43
$379,900$212,764 down
Rate
2.73%
6.95%today
Payment
$825/mo
$1,309today
  • 3beds
  • 2baths
  • 1,438sqft

9216 ROBSON Street, Tampa

7310 BAJA Court, Tampa, FL, 33634 — assumable FHA mortgage at 2.80%
FHA
Active
28
$235,000$99,880 down
Rate
2.80%
6.95%today
Payment
$625/mo
$1,007today
  • 2beds
  • 1baths
  • 998sqft

7310 BAJA Court, Tampa

4717 KEMBLE Court, Tampa, FL, 33624 — assumable VA mortgage at 2.80%
VA
Active
60
$525,000$253,905 down
Rate
2.80%
6.95%today
Payment
$1,269/mo
$2,045today
  • 4beds
  • 3baths
  • 1,948sqft

4717 KEMBLE Court, Tampa

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$419,000$238,297 down
Rate
2.84%
6.95%today
Payment
$856/mo
$1,372today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

8212 SUNNY VALE Place, Tampa, FL, 33615 — assumable VA mortgage at 2.90%
VA
Active
59
$549,000$277,125 down
Rate
2.90%
6.95%today
Payment
$1,272/mo
$2,023today
  • 3beds
  • 2baths
  • 1,853sqft

8212 SUNNY VALE Place, Tampa

13001 ARBORVIEW Place, Tampa, FL, 33618 — assumable FHA mortgage at 2.90%
FHA
Active
50
$299,900$190,788 down
Rate
2.90%
6.95%today
Payment
$598/mo
$908today
  • 3beds
  • 3baths
  • 1,761sqft

13001 ARBORVIEW Place, Tampa

1743 MACDONNELL Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.96%
VA
Active
95
$439,000$267,476 down
Rate
2.96%
6.95%today
Payment
$810/mo
$1,278today
  • 2beds
  • 2baths
  • 1,642sqft

1743 MACDONNELL Drive, Palm Harbor

11092 WINDSOR PLACE Circle, Tampa, FL, 33626 — assumable FHA mortgage at 2.98%
FHA
Active
23
$349,900$143,294 down
Rate
2.98%
6.95%today
Payment
$969/mo
$1,525today
  • 2beds
  • 2baths
  • 1,272sqft

11092 WINDSOR PLACE Circle, Tampa

4611 GRAND PRESERVE Place, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.98%
VA
Active
70
$949,000$592,375 down
Rate
2.98%
6.95%today
Payment
$2,044/mo
$3,039today
  • 5beds
  • 4baths
  • 3,358sqft

4611 GRAND PRESERVE Place, Palm Harbor

3253 MCMATH Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.99%
VA
Active
38
$369,900$266,443 down
Rate
2.99%
6.95%today
Payment
$501/mo
$788today
  • 2beds
  • 2baths
  • 1,332sqft

3253 MCMATH Drive, Palm Harbor

7233 WOODBROOK Drive, Tampa, FL, 33625 — assumable VA mortgage at 2.99%
VA
Active
57
$599,900$248,790 down
Rate
2.99%
6.95%today
Payment
$1,648/mo
$2,592today
  • 3beds
  • 2baths
  • 1,808sqft

7233 WOODBROOK Drive, Tampa

2465 NORTHSIDE Drive #1604, Clearwater, FL, 33761 — assumable FHA mortgage at 3.00%
FHA
Active
32
$109,000$109,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 690sqft

2465 NORTHSIDE Drive #1604, Clearwater

116 HESPERIDES Street, Tampa, FL, 33609 — assumable VA mortgage at 3.00%
VA
Active
33
$1,750,000$1,799,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 5beds
  • 4baths
  • 3,667sqft

116 HESPERIDES Street, Tampa

4117 WOODACRE Lane, Tampa, FL, 33624 — assumable FHA mortgage at 3.00%
FHA
Active
57
$636,000$636,000 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 4beds
  • 3baths
  • 2,807sqft

4117 WOODACRE Lane, Tampa

701 MADISON Avenue #420, Clearwater, FL, 33756 — assumable FHA mortgage at 3.00%
FHA
Active
33
$169,900$169,900 down
Rate
3.00%
6.95%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,060sqft

701 MADISON Avenue #420, Clearwater

Assuming a mortgage in Oldsmar

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.18%
Lowest existing payment
$343 /mo
Median cash to assume
$149,108
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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