Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Odessa, FL

200 homesFHA & VA loansrates from 2.71% vs 6.95% today

Odessa assumption guide
2925 BANYAN HILL Lane, Land O Lakes, FL, 34639 — assumable FHA mortgage at 2.90%
FHA
Active
25
$365,000$74,853 down
Rate
2.90%
6.95%today
Payment
$1,349/mo
$2,145today
  • 4beds
  • 2baths
  • 1,819sqft

2925 BANYAN HILL Lane, Land O Lakes

8040 SAYBROOK Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.10%
FHA
Active
19
$279,000$49,516 down
Rate
3.10%
6.95%today
Payment
$1,086/mo
$1,683today
  • 2beds
  • 2baths
  • 1,644sqft

8040 SAYBROOK Drive, Port Richey

1133 GRAND Boulevard, Holiday, FL, 34690 — assumable FHA mortgage at 3.10%
FHA
Active
35
$335,000$56,497 down
Rate
3.10%
6.95%today
Payment
$1,321/mo
$2,047today
  • 3beds
  • 2baths
  • 1,496sqft

1133 GRAND Boulevard, Holiday

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$350,000$59,157 down
Rate
3.12%
6.95%today
Payment
$1,379/mo
$2,133today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

11424 DORIAN Court, New Port Richey, FL, 34654 — assumable VA mortgage at 2.77%
VA
Active
49
$365,000$79,510 down
Rate
2.77%
6.95%today
Payment
$1,314/mo
$2,125today
  • 4beds
  • 2baths
  • 1,719sqft

11424 DORIAN Court, New Port Richey

6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$330,000$74,449 down
Rate
2.83%
6.95%today
Payment
$1,195/mo
$1,917today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

7427 FIRESIDE Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.84%
VA
Active
41
$240,000$54,357 down
Rate
2.84%
6.95%today
Payment
$859/mo
$1,377today
  • 2beds
  • 2baths
  • 1,272sqft

7427 FIRESIDE Drive, Port Richey

18928 WILLOWMORE CEDAR Drive, Lutz, FL, 33558 — assumable VA mortgage at 2.94%
VA
Active
52
$634,900$141,091 down
Rate
2.94%
6.95%today
Payment
$2,332/mo
$3,689today
  • 5beds
  • 3baths
  • 2,859sqft

18928 WILLOWMORE CEDAR Drive, Lutz

11530 OYSTER BAY Circle, New Port Richey, FL, 34654 — assumable VA mortgage at 3.76%
VA
Active
43
$540,000$31,067 down
Rate
3.76%
6.95%today
Payment
$2,573/mo
$3,674today
  • 4beds
  • 3baths
  • 3,114sqft

11530 OYSTER BAY Circle, New Port Richey

19714 LONESOME PINE Drive, Land O Lakes, FL, 34638 — assumable VA mortgage at 3.85%
VA
Active
79
$480,000$42,961 down
Rate
3.85%
6.95%today
Payment
$2,232/mo
$3,151today
  • 4beds
  • 3baths
  • 2,628sqft

19714 LONESOME PINE Drive, Land O Lakes

19620 LONESOME PINE Drive, Land O Lakes, FL, 34638 — assumable VA mortgage at 2.71%
VA
Active
74
$520,000$201,823 down
Rate
2.71%
6.95%today
Payment
$1,482/mo
$2,416today
  • 4beds
  • 3baths
  • 2,628sqft

19620 LONESOME PINE Drive, Land O Lakes

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
76
$499,000$196,603 down
Rate
2.77%
6.95%today
Payment
$1,415/mo
$2,288today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

14929 PROMENADE Parkway, Odessa, FL, 33556 — assumable FHA mortgage at 2.80%
FHA
Active
34
$315,000$118,308 down
Rate
2.80%
6.95%today
Payment
$930/mo
$1,498today
  • 3beds
  • 3baths
  • 1,582sqft

14929 PROMENADE Parkway, Odessa

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
45
$399,000$138,280 down
Rate
2.81%
6.95%today
Payment
$1,219/mo
$1,962today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

5240 SCHOOL Road, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
7
$249,000$83,549 down
Rate
2.81%
6.95%today
Payment
$776/mo
$1,248today
  • 3beds
  • 2baths
  • 1,562sqft

5240 SCHOOL Road, New Port Richey

6053 EVERLASTING Place, Land O Lakes, FL, 34639 — assumable VA mortgage at 2.81%
VA
Active
70
$379,900$149,277 down
Rate
2.81%
6.95%today
Payment
$1,091/mo
$1,756today
  • 4beds
  • 3baths
  • 2,180sqft

6053 EVERLASTING Place, Land O Lakes

2927 LIVING CORAL Drive, Odessa, FL, 33556 — assumable FHA mortgage at 2.96%
FHA
Active
46
$484,900$167,221 down
Rate
2.96%
6.95%today
Payment
$1,503/mo
$2,372today
  • 4beds
  • 2baths
  • 1,846sqft

2927 LIVING CORAL Drive, Odessa

18623 NOBLE CASPIAN Drive, Lutz, FL, 33558 — assumable VA mortgage at 3.02%
VA
Active
51
$365,000$141,890 down
Rate
3.02%
6.95%today
Payment
$1,068/mo
$1,672today
  • 3beds
  • 3baths
  • 1,632sqft

18623 NOBLE CASPIAN Drive, Lutz

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$180,652 down
Rate
3.02%
6.95%today
Payment
$1,552/mo
$2,431today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

16353 SILENT SANDS Lane, Odessa, FL, 33556 — assumable FHA mortgage at 3.04%
FHA
Active
51
$419,990$142,567 down
Rate
3.04%
6.95%today
Payment
$1,327/mo
$2,073today
  • 4beds
  • 3baths
  • 2,007sqft

16353 SILENT SANDS Lane, Odessa

19724 PRINCE BENJAMIN Drive, Lutz, FL, 33549 — assumable VA mortgage at 3.05%
VA
Active
43
$925,000$366,284 down
Rate
3.05%
6.95%today
Payment
$2,635/mo
$4,111today
  • 4beds
  • 4baths
  • 3,494sqft

19724 PRINCE BENJAMIN Drive, Lutz

8781 BELLA VITA Circle, Land O Lakes, FL, 34637 — assumable VA mortgage at 3.09%
VA
Active
56
$674,900$240,956 down
Rate
3.09%
6.95%today
Payment
$2,056/mo
$3,191today
  • 4beds
  • 4baths
  • 3,378sqft

8781 BELLA VITA Circle, Land O Lakes

5657 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 3.09%
VA
Active
44
$579,900$189,800 down
Rate
3.09%
6.95%today
Payment
$1,848/mo
$2,868today
  • 4beds
  • 4baths
  • 3,553sqft

5657 OCEANIC Road, Holiday

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,199,999$471,068 down
Rate
3.11%
6.95%today
Payment
$3,453/mo
$5,346today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

5126 ROSEWOOD Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 4.17%
VA
Active
25
$259,000$26,102 down
Rate
4.17%
6.95%today
Payment
$1,228/mo
$1,669today
  • 2beds
  • 2baths
  • 1,360sqft

5126 ROSEWOOD Drive, New Port Richey

2685 SUNCOAST BLEND Drive, Odessa, FL, 33556 — assumable VA mortgage at 3.21%
VA
Active
56
$325,000$123,310 down
Rate
3.21%
6.95%today
Payment
$1,005/mo
$1,537today
  • 3beds
  • 3baths
  • 1,758sqft

2685 SUNCOAST BLEND Drive, Odessa

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
38
$479,000$177,382 down
Rate
3.29%
6.95%today
Payment
$1,526/mo
$2,310today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

1291 BLACKRUSH Drive, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 2.71%
FHA
Active
68
$539,999$223,873 down
Rate
2.71%
6.95%today
Payment
$1,473/mo
$2,400today
  • 4beds
  • 3baths
  • 2,589sqft

1291 BLACKRUSH Drive, Tarpon Springs

5054 SCHOOL Road, New Port Richey, FL, 34653 — assumable VA mortgage at 2.73%
VA
Active
42
$240,000$135,165 down
Rate
2.73%
6.95%today
Payment
$487/mo
$792today
  • 3beds
  • 2baths
  • 1,368sqft

5054 SCHOOL Road, New Port Richey

21422 DRAYCOTT Way, Land O Lakes, FL, 34637 — assumable VA mortgage at 2.79%
VA
Active
87
$699,900$299,184 down
Rate
2.79%
6.95%today
Payment
$1,879/mo
$3,030today
  • 5beds
  • 3baths
  • 2,989sqft

21422 DRAYCOTT Way, Land O Lakes

1422 TAWNYBERRY Court, Trinity, FL, 34655 — assumable VA mortgage at 2.83%
VA
Active
32
$549,900$253,108 down
Rate
2.83%
6.95%today
Payment
$1,404/mo
$2,253today
  • 4beds
  • 3baths
  • 2,268sqft

1422 TAWNYBERRY Court, Trinity

2903 LONG BOW Way, Odessa, FL, 33556 — assumable VA mortgage at 2.84%
VA
Active
53
$975,000$617,347 down
Rate
2.84%
6.95%today
Payment
$1,655/mo
$2,653today
  • 5beds
  • 4baths
  • 3,624sqft

2903 LONG BOW Way, Odessa

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$419,000$238,297 down
Rate
2.84%
6.95%today
Payment
$856/mo
$1,372today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$270,000$112,202 down
Rate
2.86%
6.95%today
Payment
$732/mo
$1,170today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

7427 CHAPEL Avenue, New Port Richey, FL, 34652 — assumable FHA mortgage at 2.90%
FHA
Active
15
$199,900$98,539 down
Rate
2.90%
6.95%today
Payment
$474/mo
$754today
  • 2beds
  • 1baths
  • 804sqft

7427 CHAPEL Avenue, New Port Richey

21213 PASSIVE PORCH Drive, Land O Lakes, FL, 34637 — assumable FHA mortgage at 2.93%
FHA
Active
67
$389,900$165,841 down
Rate
2.93%
6.95%today
Payment
$1,054/mo
$1,670today
  • 6beds
  • 3baths
  • 2,634sqft

21213 PASSIVE PORCH Drive, Land O Lakes

Assuming a mortgage in Odessa

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$347 /mo
Median cash to assume
$117,777
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
Equal Housing Opportunity

Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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