Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Ocala, FL

37 homesVA & FHA loansrates from 2.65% vs 6.95% today

Ocala assumption guide
6000 109TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.11%
VATop pick
Active
42
$320,000$7,960 down
Rate
3.11%
6.95%today
Payment
$1,475/mo
$2,284today
  • 3beds
  • 2baths
  • 1,965sqft

6000 109TH Place, Ocala

5601 117TH LANE Road, Ocala, FL, 34476 — assumable FHA mortgage at 3.07%
FHATop pick
Active
17
$356,000$56,282 down
Rate
3.07%
6.95%today
Payment
$1,420/mo
$2,209today
  • 4beds
  • 2baths
  • 2,043sqft

5601 117TH LANE Road, Ocala

5211 103RD Loop, Ocala, FL, 34476 — assumable FHA mortgage at 2.65%
FHA
Active
41
$420,000$97,470 down
Rate
2.65%
6.95%today
Payment
$1,461/mo
$2,400today
  • 5beds
  • 3baths
  • 2,547sqft

5211 103RD Loop, Ocala

5123 91ST Street, Ocala, FL, 34476 — assumable FHA mortgage at 2.84%
FHA
Active
23
$323,000$75,783 down
Rate
2.84%
6.95%today
Payment
$1,144/mo
$1,834today
  • 4beds
  • 2baths
  • 2,334sqft

5123 91ST Street, Ocala

4321 106TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.85%
VA
Active
81
$439,900$45,096 down
Rate
3.85%
6.95%today
Payment
$2,016/mo
$2,846today
  • 4beds
  • 2baths
  • 2,259sqft

4321 106TH Place, Ocala

9549 53RD Circle, Ocala, FL, 34476 — assumable VA mortgage at 2.67%
VA
Active
52
$226,900$79,578 down
Rate
2.67%
6.95%today
Payment
$683/mo
$1,119today
  • 3beds
  • 2baths
  • 1,769sqft

9549 53RD Circle, Ocala

6310 82ND Place, Ocala, FL, 34476 — assumable VA mortgage at 2.74%
VA
Active
44
$269,900$96,145 down
Rate
2.74%
6.95%today
Payment
$810/mo
$1,315today
  • 3beds
  • 2baths
  • 2,172sqft

6310 82ND Place, Ocala

8661 65TH Terrace, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
64
$219,500$85,719 down
Rate
2.88%
6.95%today
Payment
$641/mo
$1,022today
  • 2beds
  • 2baths
  • 1,455sqft

8661 65TH Terrace, Ocala

4590 99TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 3.01%
FHA
Active
38
$375,000$140,880 down
Rate
3.01%
6.95%today
Payment
$1,140/mo
$1,787today
  • 4beds
  • 2baths
  • 2,183sqft

4590 99TH Street, Ocala

4910 109TH Loop, Ocala, FL, 34476 — assumable FHA mortgage at 2.87%
FHA
Active
23
$320,000$130,241 down
Rate
2.87%
6.95%today
Payment
$883/mo
$1,410today
  • 3beds
  • 2baths
  • 2,135sqft

4910 109TH Loop, Ocala

4447 91ST LANE Road, Ocala, FL, 34476 — assumable VA mortgage at 3.50%
VA
Active
40
$305,800$305,800 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,955sqft

4447 91ST LANE Road, Ocala

4386 92ND PLACE Road, Ocala, FL, 34476 — assumable VA mortgage at 3.50%
VA
Active
40
$297,350$297,350 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,720sqft

4386 92ND PLACE Road, Ocala

4392 92ND PLACE Road, Ocala, FL, 34476 — assumable VA mortgage at 3.50%
VA
Active
40
$315,150$315,150 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 2,020sqft

4392 92ND PLACE Road, Ocala

4457 91ST LANE Road, Ocala, FL, 34476 — assumable VA mortgage at 3.50%
VA
Active
41
$289,350$289,350 down
Rate
3.50%
6.95%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,635sqft

4457 91ST LANE Road, Ocala

6474 89TH Loop, Ocala, FL, 34476 — assumable FHA mortgage at 3.64%
FHA
Active
28
$300,000$134,896 down
Rate
3.64%
6.95%today
Payment
$870/mo
$1,261today
  • 4beds
  • 2baths
  • 2,041sqft

6474 89TH Loop, Ocala

9857 51ST Court, Ocala, FL, 34476 — assumable VA mortgage at 3.66%
VA
Active
64
$424,900$241,040 down
Rate
3.66%
6.95%today
Payment
$1,081/mo
$1,563today
  • 5beds
  • 3baths
  • 2,536sqft

9857 51ST Court, Ocala

5366 86TH Place, Ocala, FL, 34476 — assumable VA mortgage at 3.77%
VA
Active
20
$369,000$210,714 down
Rate
3.77%
6.95%today
Payment
$925/mo
$1,319today
  • 3beds
  • 2baths
  • 2,143sqft

5366 86TH Place, Ocala

6369 89TH Loop, Ocala, FL, 34476 — assumable VA mortgage at 4.00%
VA
Active
55
$350,000$191,109 down
Rate
4.00%
6.95%today
Payment
$823/mo
$1,141today
  • 3beds
  • 2baths
  • 2,101sqft

6369 89TH Loop, Ocala

8696 49TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 6.77%
FHA
Active
11
$269,999Potential short sale
Rate
6.77%
6.95%today
Payment
$1,883/mo
$1,917today
  • 3beds
  • 2baths
  • 1,670sqft

8696 49TH Circle, Ocala

8709 46TH Avenue, Ocala, FL, 34476 — assumable FHA mortgage at 6.81%
FHA
Active
41
$299,000$14,424 down
Rate
6.81%
6.95%today
Payment
$1,922/mo
$1,950today
  • 3beds
  • 3baths
  • 2,022sqft

8709 46TH Avenue, Ocala

4728 85TH Place, Ocala, FL, 34476 — assumable FHA mortgage at 7.09%
FHA
Active
31
$319,950Potential short sale
Rate
7.09%
6.95%today
Payment
$2,195/mo
$2,164today
  • 4beds
  • 2baths
  • 1,828sqft

4728 85TH Place, Ocala

5101 107TH Loop, Ocala, FL, 34476 — assumable VA mortgage at 4.26%
VA
Active
34
$274,900$179,275 down
Rate
4.26%
6.95%today
Payment
$629/mo
$845today
  • 3beds
  • 2baths
  • 1,580sqft

5101 107TH Loop, Ocala

11370 57TH Avenue, Ocala, FL, 34476 — assumable VA mortgage at 5.22%
VA
Active
31
$412,990$93,140 down
Rate
5.22%
6.95%today
Payment
$1,870/mo
$2,249today
  • 4beds
  • 3baths
  • 2,324sqft

11370 57TH Avenue, Ocala

11012 58TH AVENUE Road, Ocala, FL, 34476 — assumable VA mortgage at 6.15%
VA
Active
8
$335,000$62,638 down
Rate
6.15%
6.95%today
Payment
$1,736/mo
$1,886today
  • 3beds
  • 2baths
  • 1,382sqft

11012 58TH AVENUE Road, Ocala

9750 42ND Avenue, Ocala, FL, 34476 — assumable FHA mortgage at 6.43%
FHA
Active
43
$405,000$61,709 down
Rate
6.43%
6.95%today
Payment
$2,240/mo
$2,363today
  • 4beds
  • 3baths
  • 2,348sqft

9750 42ND Avenue, Ocala

6196 101ST Place, Ocala, FL, 34476 — assumable VA mortgage at 6.64%
VA
Active
30
$229,000$25,065 down
Rate
6.64%
6.95%today
Payment
$1,344/mo
$1,387today
  • 2beds
  • 2baths
  • 1,148sqft

6196 101ST Place, Ocala

6492 84TH Street, Ocala, FL, 34476 — assumable FHA mortgage at 6.72%
FHA
Active
42
$279,900$31,743 down
Rate
6.72%
6.95%today
Payment
$1,619/mo
$1,657today
  • 3beds
  • 2baths
  • 1,935sqft

6492 84TH Street, Ocala

5811 80TH Lane, Ocala, FL, 34476 — assumable FHA mortgage at 6.73%
FHA
Active
34
$479,000$82,109 down
Rate
6.73%
6.95%today
Payment
$2,669/mo
$2,730today
  • 4beds
  • 4baths
  • 2,843sqft

5811 80TH Lane, Ocala

8295 42ND Circle, Ocala, FL, 34476 — assumable FHA mortgage at 6.77%
FHA
Active
46
$339,900$39,718 down
Rate
6.77%
6.95%today
Payment
$1,972/mo
$2,008today
  • 3beds
  • 2baths
  • 2,033sqft

8295 42ND Circle, Ocala

10411 52ND Court, Ocala, FL, 34476 — assumable FHA mortgage at 4.80%
FHA
Active
62
$579,900$450,679 down
Rate
4.80%
6.95%today
Payment
$1,120/mo
$1,413today
  • 3beds
  • 2baths
  • 2,921sqft

10411 52ND Court, Ocala

11383 58TH Circle, Ocala, FL, 34476 — assumable FHA mortgage at 5.30%
FHA
Active
38
$294,900$99,321 down
Rate
5.30%
6.95%today
Payment
$1,154/mo
$1,376today
  • 3beds
  • 2baths
  • 1,535sqft

11383 58TH Circle, Ocala

5795 80TH Lane, Ocala, FL, 34476 — assumable FHA mortgage at 6.43%
FHA
Active
34
$499,000$149,165 down
Rate
6.43%
6.95%today
Payment
$2,283/mo
$2,408today
  • 4beds
  • 3baths
  • 2,553sqft

5795 80TH Lane, Ocala

9677 56TH Circle, Ocala, FL, 34476 — assumable VA mortgage at 6.92%
VA
Active
35
$400,000$121,097 down
Rate
6.92%
6.95%today
Payment
$1,920/mo
$1,926today
  • 4beds
  • 2baths
  • 2,328sqft

9677 56TH Circle, Ocala

5419 84TH Place, Ocala, FL, 34476 — assumable FHA mortgage at 6.90%
FHA
Active
23
$245,000Potential short sale
Rate
6.90%
6.95%today
Payment
$1,908/mo
$1,917today
  • 3beds
  • 2baths
  • 1,926sqft

5419 84TH Place, Ocala

11179 61ST Circle, Ocala, FL, 34476 — assumable VA mortgage at 7.44%
VA
Active
22
$330,000Potential short sale
Rate
7.44%
6.95%today
Payment
$2,773/mo
$2,641today
  • 3beds
  • 2baths
  • 1,791sqft

11179 61ST Circle, Ocala

4493 91ST LANE Road, Ocala, FL, 34476 — assumable VA mortgage
VA
Active
31
$305,800$305,800 down
Rate
—%
6.95%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,955sqft

4493 91ST LANE Road, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$629 /mo
Median cash to assume
$99,321
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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