Art Ingram

Art Ingram

Assumable homes for sale in Ocala, FL

23 homesFHA & VA loansrates from 2.77% vs 6.95% today

Ocala assumption guide
9 CEDAR Run, Ocala, FL, 34472 — assumable FHA mortgage at 2.96%
FHA
Active
15
$275,000$71,445 down
Rate
2.96%
6.95%today
Payment
$961/mo
$1,517today
  • 4beds
  • 2baths
  • 2,153sqft

9 CEDAR Run, Ocala

273 HICKORY COURSE Radial, Ocala, FL, 34472 — assumable FHA mortgage at 3.02%
FHA
Active
37
$250,000$92,476 down
Rate
3.02%
6.95%today
Payment
$768/mo
$1,202today
  • 3beds
  • 2baths
  • 1,401sqft

273 HICKORY COURSE Radial, Ocala

477 SPRING Lane, Ocala, FL, 34472 — assumable FHA mortgage at 2.77%
FHA
Active
21
$190,000$78,746 down
Rate
2.77%
6.95%today
Payment
$512/mo
$828today
  • 3beds
  • 2baths
  • 1,467sqft

477 SPRING Lane, Ocala

48 HICKORY Course, Ocala, FL, 34472 — assumable FHA mortgage at 5.25%
FHA
Active
52
$299,900Potential short sale
Rate
5.25%
6.95%today
Payment
$1,898/mo
$2,275today
  • 4beds
  • 2baths
  • 2,319sqft

48 HICKORY Course, Ocala

27 PINE TRACE Loop, Ocala, FL, 34472 — assumable FHA mortgage at 3.57%
FHA
Active
34
$234,900$116,706 down
Rate
3.57%
6.95%today
Payment
$623/mo
$910today
  • 3beds
  • 2baths
  • 1,356sqft

27 PINE TRACE Loop, Ocala

55 HICKORY Course, Ocala, FL, 34472 — assumable VA mortgage at 3.69%
VA
Active
30
$285,000$123,475 down
Rate
3.69%
6.95%today
Payment
$859/mo
$1,237today
  • 4beds
  • 2baths
  • 1,788sqft

55 HICKORY Course, Ocala

35 HICKORY TRACK Way, Ocala, FL, 34472 — assumable FHA mortgage at 4.19%
FHA
Active
27
$179,000$145,002 down
Rate
4.19%
6.95%today
Payment
$230/mo
$312today
  • 2beds
  • 2baths
  • 960sqft

35 HICKORY TRACK Way, Ocala

35 HICKORY TRACK Way, Ocala, FL, 34472 — assumable FHA mortgage at 4.19%
FHA
Active
28
$185,000$151,002 down
Rate
4.19%
6.95%today
Payment
$230/mo
$312today
  • 2beds
  • 2baths
  • 960sqft

35 HICKORY TRACK Way, Ocala

24 SAPPHIRE Way, Ocala, FL, 34472 — assumable VA mortgage at 6.27%
VA
Active
27
$235,000$9,849 down
Rate
6.27%
6.95%today
Payment
$1,452/mo
$1,558today
  • 3beds
  • 2baths
  • 1,246sqft

24 SAPPHIRE Way, Ocala

622 FAIRWAYS Circle #A, Ocala, FL, 34472 — assumable FHA mortgage at 6.64%
FHA
Active
26
$144,999$7,469 down
Rate
6.64%
6.95%today
Payment
$907/mo
$936today
  • 2beds
  • 2baths
  • 1,072sqft

622 FAIRWAYS Circle #A, Ocala

5 HICKORY TRACK Run, Ocala, FL, 34472 — assumable FHA mortgage at 6.89%
FHA
Active
17
$200,000$6,014 down
Rate
6.89%
6.95%today
Payment
$1,292/mo
$1,300today
  • 2beds
  • 2baths
  • 857sqft

5 HICKORY TRACK Run, Ocala

41 DOGWOOD Loop, Ocala, FL, 34472 — assumable VA mortgage at 7.22%
VA
Active
20
$219,000Potential short sale
Rate
7.22%
6.95%today
Payment
$1,528/mo
$1,488today
  • 3beds
  • 2baths
  • 1,014sqft

41 DOGWOOD Loop, Ocala

6460 PECAN Course, Ocala, FL, 34472 — assumable FHA mortgage at 6.43%
FHA
Active
29
$305,000$37,301 down
Rate
6.43%
6.95%today
Payment
$1,743/mo
$1,839today
  • 3beds
  • 2baths
  • 1,554sqft

6460 PECAN Course, Ocala

62 HICKORY COURSE Circle, Ocala, FL, 34472 — assumable FHA mortgage at 6.82%
FHA
Active
51
$399,900$58,995 down
Rate
6.82%
6.95%today
Payment
$2,283/mo
$2,314today
  • 5beds
  • 3baths
  • 2,661sqft

62 HICKORY COURSE Circle, Ocala

129 BAHIA Trace, Ocala, FL, 34472 — assumable FHA mortgage at 7.49%
FHA
Active
32
$350,000$67,947 down
Rate
7.49%
6.95%today
Payment
$2,023/mo
$1,917today
  • 3beds
  • 2baths
  • 1,988sqft

129 BAHIA Trace, Ocala

41 WATER TRACK Drive, Ocala, FL, 34472 — assumable FHA mortgage at 6.08%
FHA
Active
16
$234,900$59,700 down
Rate
6.08%
6.95%today
Payment
$1,083/mo
$1,185today
  • 3beds
  • 2baths
  • 1,476sqft

41 WATER TRACK Drive, Ocala

6 BAHIA TRACE Loop, Ocala, FL, 34472 — assumable FHA mortgage at 6.35%
FHA
Active
12
$274,999$60,565 down
Rate
6.35%
6.95%today
Payment
$1,387/mo
$1,475today
  • 3beds
  • 2baths
  • 1,118sqft

6 BAHIA TRACE Loop, Ocala

6550 88TH Street, Ocala, FL, 34472 — assumable FHA mortgage at 6.43%
FHA
Active
32
$400,000$80,532 down
Rate
6.43%
6.95%today
Payment
$2,082/mo
$2,197today
  • 3beds
  • 2baths
  • 1,936sqft

6550 88TH Street, Ocala

54 HICKORY Loop, Ocala, FL, 34472 — assumable VA mortgage at 6.58%
VA
Active
80
$449,900$93,907 down
Rate
6.58%
6.95%today
Payment
$2,371/mo
$2,462today
  • 4beds
  • 2baths
  • 2,490sqft

54 HICKORY Loop, Ocala

89 PECAN COURSE Circle, Ocala, FL, 34472 — assumable FHA mortgage at 6.93%
FHA
Active
48
$248,900$60,266 down
Rate
6.93%
6.95%today
Payment
$1,265/mo
$1,267today
  • 3beds
  • 2baths
  • 1,364sqft

89 PECAN COURSE Circle, Ocala

42 SUNRISE Drive, Ocala, FL, 34472 — assumable FHA mortgage at 7.31%
FHA
Active
52
$399,900$89,748 down
Rate
7.31%
6.95%today
Payment
$2,190/mo
$2,112today
  • 4beds
  • 3baths
  • 3,009sqft

42 SUNRISE Drive, Ocala

3 SILVER Court, Ocala, FL, 34472 — assumable FHA mortgage at 5.30%
FHA
Active
25
$190,000Potential short sale
Rate
5.30%
6.95%today
Payment
$1,418/mo
$1,690today
  • 3beds
  • 2baths
  • 1,356sqft

3 SILVER Court, Ocala

9320 MARICAMP Road, Ocala, FL, 34472 — assumable VA mortgage at 5.51%
VA
Active
37
$205,000Potential short sale
Rate
5.51%
6.95%today
Payment
$1,336/mo
$1,556today
  • 3beds
  • 2baths
  • 1,271sqft

9320 MARICAMP Road, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$512 /mo
Median cash to assume
$71,445
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.