Art Ingram

Art Ingram

(813) 450-7053

Assumable homes for sale in Ocala, FL

146 homesFHA & VA loansrates from 2.27% vs 6.95% today

Ocala assumption guide
4601 20TH Avenue, Ocala, FL, 34479 — assumable VA mortgage at 2.99%
VATop pick
Active
16
$155,750$12,071 down
Rate
2.99%
6.95%today
Payment
$682/mo
$1,072today
  • 2beds
  • 2baths
  • 1,211sqft

4601 20TH Avenue, Ocala

5340 26TH Lane, Ocala, FL, 34482 — assumable VA mortgage at 3.45%
VA
Active
41
$320,000$42,117 down
Rate
3.45%
6.95%today
Payment
$1,361/mo
$2,019today
  • 3beds
  • 2baths
  • 1,719sqft

5340 26TH Lane, Ocala

4341 57TH Avenue, Ocala, FL, 34482 — assumable FHA mortgage at 2.81%
FHA
Active
39
$339,000$93,632 down
Rate
2.81%
6.95%today
Payment
$1,147/mo
$1,846today
  • 2beds
  • 2baths
  • 1,666sqft

4341 57TH Avenue, Ocala

2404 32ND Place, Ocala, FL, 34479 — assumable FHA mortgage at 2.84%
FHA
Active
10
$215,000$44,498 down
Rate
2.84%
6.95%today
Payment
$791/mo
$1,267today
  • 3beds
  • 2baths
  • 1,062sqft

2404 32ND Place, Ocala

5123 91ST Street, Ocala, FL, 34476 — assumable FHA mortgage at 2.84%
FHA
Active
23
$323,000$75,783 down
Rate
2.84%
6.95%today
Payment
$1,144/mo
$1,834today
  • 4beds
  • 2baths
  • 2,334sqft

5123 91ST Street, Ocala

3508 55TH Court, Ocala, FL, 34482 — assumable FHA mortgage at 2.87%
FHA
Active
31
$340,000$83,864 down
Rate
2.87%
6.95%today
Payment
$1,192/mo
$1,903today
  • 2beds
  • 2baths
  • 1,681sqft

3508 55TH Court, Ocala

4339 56TH Court, Ocala, FL, 34482 — assumable VA mortgage at 2.94%
VA
Active
23
$370,000$107,632 down
Rate
2.94%
6.95%today
Payment
$1,262/mo
$1,997today
  • 2beds
  • 2baths
  • 1,975sqft

4339 56TH Court, Ocala

436 47TH Court, Ocala, FL, 34470 — assumable FHA mortgage at 2.99%
FHA
Active
54
$284,900$75,428 down
Rate
2.99%
6.95%today
Payment
$992/mo
$1,560today
  • 3beds
  • 2baths
  • 1,872sqft

436 47TH Court, Ocala

122 DOGWOOD DRIVE Circle, Ocala, FL, 34472 — assumable VA mortgage at 3.14%
VA
Active
25
$240,000$53,885 down
Rate
3.14%
6.95%today
Payment
$888/mo
$1,370today
  • 3beds
  • 2baths
  • 1,517sqft

122 DOGWOOD DRIVE Circle, Ocala

9549 53RD Circle, Ocala, FL, 34476 — assumable VA mortgage at 2.67%
VA
Active
52
$226,900$79,578 down
Rate
2.67%
6.95%today
Payment
$683/mo
$1,119today
  • 3beds
  • 2baths
  • 1,769sqft

9549 53RD Circle, Ocala

5662 40TH PL, Ocala, FL, 34482 — assumable VA mortgage at 2.67%
VA
Active
25
$345,000$126,061 down
Rate
2.67%
6.95%today
Payment
$1,015/mo
$1,664today
  • 3beds
  • 2baths
  • 1,862sqft

5662 40TH PL, Ocala

6310 82ND Place, Ocala, FL, 34476 — assumable VA mortgage at 2.74%
VA
Active
44
$269,900$96,145 down
Rate
2.74%
6.95%today
Payment
$810/mo
$1,315today
  • 3beds
  • 2baths
  • 2,172sqft

6310 82ND Place, Ocala

3783 97TH Lane, Belleview, FL, 34420 — assumable FHA mortgage at 2.74%
FHA
Active
10
$319,900$124,539 down
Rate
2.74%
6.95%today
Payment
$909/mo
$1,475today
  • 4beds
  • 2baths
  • 1,827sqft

3783 97TH Lane, Belleview

5464 41ST Street, Ocala, FL, 34474 — assumable FHA mortgage at 2.81%
FHA
Active
57
$285,000$96,727 down
Rate
2.81%
6.95%today
Payment
$889/mo
$1,430today
  • 4beds
  • 2baths
  • 1,944sqft

5464 41ST Street, Ocala

8661 65TH Terrace, Ocala, FL, 34476 — assumable VA mortgage at 2.88%
VA
Active
64
$219,500$85,719 down
Rate
2.88%
6.95%today
Payment
$641/mo
$1,022today
  • 2beds
  • 2baths
  • 1,455sqft

8661 65TH Terrace, Ocala

9 CEDAR Run, Ocala, FL, 34472 — assumable FHA mortgage at 2.96%
FHA
Active
15
$275,000$71,445 down
Rate
2.96%
6.95%today
Payment
$961/mo
$1,517today
  • 4beds
  • 2baths
  • 2,153sqft

9 CEDAR Run, Ocala

273 HICKORY COURSE Radial, Ocala, FL, 34472 — assumable FHA mortgage at 3.02%
FHA
Active
37
$250,000$92,476 down
Rate
3.02%
6.95%today
Payment
$768/mo
$1,202today
  • 3beds
  • 2baths
  • 1,401sqft

273 HICKORY COURSE Radial, Ocala

7767 80TH PLACE Road, Ocala, FL, 34476 — assumable VA mortgage at 2.27%
VA
Active
53
$349,750$229,100 down
Rate
2.27%
6.95%today
Payment
$1,125/mo
$1,536today
  • 3beds
  • 2baths
  • 2,118sqft

7767 80TH PLACE Road, Ocala

5427 42ND Place, Ocala, FL, 34474 — assumable VA mortgage at 2.58%
VA
Active
42
$269,000$196,873 down
Rate
2.58%
6.95%today
Payment
$743/mo
$993today
  • 3beds
  • 2baths
  • 1,593sqft

5427 42ND Place, Ocala

4010 22ND Street, Ocala, FL, 34471 — assumable FHA mortgage at 2.71%
FHA
Active
35
$579,900$264,094 down
Rate
2.71%
6.95%today
Payment
$1,471/mo
$2,398today
  • 4beds
  • 3baths
  • 2,405sqft

4010 22ND Street, Ocala

8878 85TH Loop, Ocala, FL, 34481 — assumable VA mortgage at 2.73%
VA
Active
50
$465,000$203,628 down
Rate
2.73%
6.95%today
Payment
$1,214/mo
$1,974today
  • 3beds
  • 2baths
  • 2,658sqft

8878 85TH Loop, Ocala

2015 35TH Street, Ocala, FL, 34475 — assumable VA mortgage at 2.75%
VA
Active
85
$724,999$724,999 down
Rate
2.75%
6.95%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 2,204sqft

2015 35TH Street, Ocala

477 SPRING Lane, Ocala, FL, 34472 — assumable FHA mortgage at 2.77%
FHA
Active
21
$190,000$78,746 down
Rate
2.77%
6.95%today
Payment
$512/mo
$828today
  • 3beds
  • 2baths
  • 1,467sqft

477 SPRING Lane, Ocala

1400 80TH Street, Ocala, FL, 34476 — assumable VA mortgage at 2.81%
VA
Active
49
$1,150,000$797,621 down
Rate
2.81%
6.95%today
Payment
$1,667/mo
$2,683today
  • 4beds
  • 4baths
  • 3,542sqft

1400 80TH Street, Ocala

1736 26TH Place, Ocala, FL, 34475 — assumable FHA mortgage at 2.83%
FHA
Active
37
$339,500$213,375 down
Rate
2.83%
6.95%today
Payment
$598/mo
$960today
  • 4beds
  • 2baths
  • 1,675sqft

1736 26TH Place, Ocala

133 WALNUT Road, Ocala, FL, 34480 — assumable FHA mortgage at 2.87%
FHA
Active
31
$258,000$140,183 down
Rate
2.87%
6.95%today
Payment
$548/mo
$875today
  • 3beds
  • 2baths
  • 1,441sqft

133 WALNUT Road, Ocala

4427 2ND Court, Ocala, FL, 34475 — assumable FHA mortgage at 2.88%
FHA
Active
34
$304,900$126,175 down
Rate
2.88%
6.95%today
Payment
$831/mo
$1,325today
  • 4beds
  • 2baths
  • 1,608sqft

4427 2ND Court, Ocala

5145 16TH Street, Ocala, FL, 34470 — assumable FHA mortgage at 2.88%
FHA
Active
68
$449,000$201,694 down
Rate
2.88%
6.95%today
Payment
$1,185/mo
$1,889today
  • 4beds
  • 4baths
  • 2,836sqft

5145 16TH Street, Ocala

1001 22ND Avenue, Ocala, FL, 34470 — assumable VA mortgage at 2.93%
VA
Active
39
$299,000$144,781 down
Rate
2.93%
6.95%today
Payment
$726/mo
$1,150today
  • 3beds
  • 3baths
  • 2,449sqft

1001 22ND Avenue, Ocala

7799 20TH Court, Ocala, FL, 34479 — assumable FHA mortgage at 2.94%
FHA
Active
34
$178,000$78,310 down
Rate
2.94%
6.95%today
Payment
$481/mo
$760today
  • 2beds
  • 1baths
  • 1,578sqft

7799 20TH Court, Ocala

6551 11TH Loop, Ocala, FL, 34472 — assumable VA mortgage at 2.98%
VA
Active
47
$316,900$135,646 down
Rate
2.98%
6.95%today
Payment
$854/mo
$1,344today
  • 3beds
  • 2baths
  • 2,106sqft

6551 11TH Loop, Ocala

6 ALMOND Course, Ocala, FL, 34472 — assumable FHA mortgage at 3.02%
FHA
Active
45
$234,000$50,612 down
Rate
3.02%
6.95%today
Payment
$872/mo
$1,365today
  • 3beds
  • 2baths
  • 1,477sqft

6 ALMOND Course, Ocala

5667 27TH Place, Ocala, FL, 34482 — assumable VA mortgage at 3.07%
VA
Active
53
$359,900$147,198 down
Rate
3.07%
6.95%today
Payment
$1,042/mo
$1,622today
  • 3beds
  • 2baths
  • 2,471sqft

5667 27TH Place, Ocala

10631 HIGHWAY 40, Ocala, FL, 34482 — assumable FHA mortgage at 3.08%
FHA
Active
60
$719,000$558,089 down
Rate
3.08%
6.95%today
Payment
$771/mo
$1,199today
  • 3beds
  • 2baths
  • 2,316sqft

10631 HIGHWAY 40, Ocala

1605 38TH Terrace, Ocala, FL, 34470 — assumable VA mortgage at 3.22%
VA
Active
20
$174,900$102,155 down
Rate
3.22%
6.95%today
Payment
$348/mo
$531today
  • 2beds
  • 2baths
  • 1,160sqft

1605 38TH Terrace, Ocala

4583 27TH Street, Ocala, FL, 34470 — assumable VA mortgage at 3.31%
VA
Active
72
$374,900$210,909 down
Rate
3.31%
6.95%today
Payment
$830/mo
$1,253today
  • 5beds
  • 3baths
  • 2,661sqft

4583 27TH Street, Ocala

Assuming a mortgage in Ocala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 6.95%), so you can see the saving before you tour.

Lowest existing rate
2.27%
Lowest existing payment
$329 /mo
Median cash to assume
$91,996
Art Ingram

Art Ingram

Realtor License: SL3645676

Investing N Florida

aingram@ingramagencies.com+18134507053Investing N Florida logo
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Investing N Florida is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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